What a Olivette home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at $87,552 of value before exemptions. Typical use.
- Property tax$5,932
6.776% of $87,552
- Electricity and gas$2,410
1011 kWh a month $1,527 · 31 therms $663 · gross receipts tax $219
- Water and sewer$2,324
7,000 gallons a month on Missouri American Water (St. Louis County): water $86, sewer $99, gross receipts tax $9 a month
- Trash$105
90-gallon trash cart with 65-gallon recycling cart, yard waste included, $9 a month
- Home insurance$1,678
Typical premium $1,678
A typical Olivette house costs about $12,400 a year: $5,930 property tax and charges, $2,320 water and sewer, $100 trash, $2,410 electricity and gas, $1,680 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Money dates
- Dec 31: Real estate tax bills duein 56 daysProperty taxes must be paid or postmarked by December 31 of the year for which they are billed.
- After Dec 31: interest and penaltyin 56 daysTaxes paid or postmarked after December 31 are subject of up to 18% interest per year, plus a 2% penalty charge.
Who serves this house
- Water
- Missouri American Water (St. Louis County)
- Missouri-American Water, St. Louis County: Rate W Water & Sewer Infrastructure Replacement Surcharge (WSIRA), effective August 15, 2026.
- Property tax
- 6.78% of value
- 2025 tax year, St. Louis County (tax code 117, Ladue School District)
- Garbage
- Republic Services
- Trash, yard waste and recycling weekly; 90-gallon trash cart and 65-gallon recycling cart.
- Sewer
- Metropolitan St. Louis Sewer District
- MSD provides sanitary sewer service to Olivette.
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How these numbers are made
- Property tax: 2025 St. Louis County rate book, tax code 117 (Olivette, Ladue School District), residential rates per $100 of assessed value, applied to 19% of the Census median home value; the Olivette city rate in the book is $1.014 per $100.
- The city's Tax Revenue Overview states $1.044 per $100 for 2025 bills; the county rate book figure is used because it is what the county bills. Other Olivette tax codes (117AC, 117AK, 117IB, 117IC) are variants of the same Ladue district area.
- Water: Missouri American Water Rate A for St. Louis County ($11.00 per month, $10.3749 per 1,000 gallons) plus the $0.75071 per 1,000 gallons surcharge effective Aug. 15, 2026. A rate case filed July 1, 2026 is pending. The 10% city gross receipts tax applies to water, natural gas, electric and phone bills; the page applies it to the water, electricity and gas lines, not to the MSD sewer bill (no source applies it there).
- Sewer: MSD base charge $34.85 per month plus $7.15 per CCF of winter-quarter water use; use here is the household water use. Trash: the $8.71 monthly single-family user fee is the figure in the city code (effective July 1, 2010, 'subject to change'); the city pays the rest of the Republic Services contract.
- Electricity: Ameren Missouri Schedule 1(M), summer and winter blended by months, with the 0.445¢ fuel adjustment excluded from the annual blend; gas: Spire Missouri St. Louis County rates, both with the city 10% gross receipts tax.
- Nothing here is legal, tax or insurance advice.
Common questions about Olivette house costs
What is the property tax rate in Olivette?
About 6.78% of the value before exemptions a year (2025 tax year, St. Louis County (tax code 117, Ladue School District)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Olivette?
About $33,879 a year on $500,000 of the value before exemptions.
How much is the water bill in Olivette?
About $185 a month for water and sewer at typical use (7,000 gallons a month) on Missouri American Water (St. Louis County).
How much does trash pickup cost in Olivette?
$9 a month for a house.
How much does a house in Olivette cost to run each year?
A typical Olivette house costs about $12,400 a year: $5,930 property tax and charges, $2,320 water and sewer, $100 trash, $2,410 electricity and gas, $1,680 home insurance. Estimated from public rates, not anyone's actual bill.