Bolivar, MO · Updated Oct 2026

What a Bolivar home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Bolivar house

$7,066a year · $589 a month

Starts at $38,304 of value before exemptions. Typical use.

Property tax$1,944
5.076% of $38,304
Electricity$2,013
1000 kWh a month $2,013
Water and sewer$1,237
7,000 gallons a month on Liberty Utilities (Bolivar water): water $48, sewer $55 a month
TrashNot included
No city trash fee; households pay a private hauler
Home insurance$1,872
Typical premium $1,872

A typical Bolivar house costs about $7,100 a year: $1,940 property tax and charges, $1,240 water and sewer, $2,010 electricity, $1,870 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Who serves this house

Water: Liberty Utilities (Bolivar water); Customer charge by meter size and a commodity charge per thousand gallons.
Property tax: 5.08% of value; 2025 tax year, Polk County (Bolivar R-I School District)
Garbage: Private haulers licensed by the City; The City licenses private businesses to collect solid waste.
Electricity: Liberty; Liberty provides electric service in Bolivar.

Pay or manage your bills

Liberty Utilities (Bolivar) ↗

Your water

Source: Groundwater wells.
Standards: No contaminants detected that exceed any federal or state drinking water standards.

Other MO cities

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How these numbers are made

Property tax: State Auditor 2025 levies for the Bolivar R-I School District (operating 3.2973 + debt service 0.8227 per $100), Polk County (general revenue, senior services, developmental disabilities board), Polk County Health Center, Polk County Library District, Bolivar special road district, plus the state 3 cents. The City of Bolivar levy is 0 for general revenue and parks. Central Polk County Fire Protection District (0.2778) is not included because it was not shown to cover addresses in the city.
Value: Census median value times the Missouri 19 percent residential ratio.
Water and sewer: Liberty Utilities tariffs for Bolivar; water uses the Year 2 (March 2026 to February 2027) 5/8 inch customer charge and commodity charge; sewer is the residential customer charge with the first 2,000 gallons included, plus the per-1,000-gallon charge.
Electric: Liberty publishes an average residential bill of $159.91 at about 1,000 kWh before the August 3, 2026 rates plus $7.83 in year one; the page uses (159.91 + 7.83) / 1000 as an all-in rate with no separate customer charge.
Trash: the City licenses private haulers and publishes no residential price, so none is counted. Gas: no gas utility serving Bolivar homes was found in an official source, so none is modelled. Insurance is the Missouri statewide average.
Nothing here is legal, tax or insurance advice.

Sources

How Bolivar compares

A typical Bolivar house against the 43 Missouri cities we cover, using the same default numbers as the total above.

Per year	Bolivar	Median	Where it falls
Property tax rate	5.08%	5.64%	lower than 28 of the other 42 Missouri cities we cover
Water	$575	$680	lower than 28 of the other 42 Missouri cities we cover
Sewer and utility-bill fees	$662	$805	lower than 28 of the other 42 Missouri cities we cover
Electricity and gas	$2,013	$2,357	lower than 36 of the other 42 Missouri cities we cover
Home insurance	$1,872	$1,872	higher than 13 of the other 26 Missouri cities we cover
Total	$7,066	$8,070	lower than 31 of the other 42 Missouri cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,013 a year, lower than 36 of the other 42 Missouri cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,013 a year for a typical house, lower than 36 of the other 42 Missouri cities we cover. Which parts of that can the city influence, and what would you do about them?"

Common questions about Bolivar house costs

What is the property tax rate in Bolivar?

About 5.08% of the value before exemptions a year (2025 tax year, Polk County (Bolivar R-I School District)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Bolivar?

About $25,378 a year on $500,000 of the value before exemptions.

How much is the water bill in Bolivar?

About $103 a month for water and sewer at typical use (7,000 gallons a month) on Liberty Utilities (Bolivar water).

How much does trash pickup cost in Bolivar?

No city trash fee; households pay a private hauler

How much does a house in Bolivar cost to run each year?

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