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Webster Groves, MO · Updated Oct 2026

What a Webster Groves home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Webster Groves house
$10,771a year · $898 a month

Starts at $70,490 of value before exemptions. Typical use.

A typical Webster Groves house costs about $10,800 a year: $3,950 property tax and charges, $2,230 water and sewer, $370 trash, $2,340 electricity and gas, $1,870 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

  • Seniors 65+: 10% off trash service

    The city lists a 10% Senior Citizen Discount on basic trash collection when the head of the household is 65 or older and lives at the address. Proof of age and residency is required.

    How: Complete the discount form at the Customer Service Counter in City Hall.

  • Yard waste is unlimited

    Residents have unlimited yard waste removal year-round.

    How: A 64-gallon yard waste cart is available on request.

  • One bulk item a week

    Residents can have one bulk item per week removed, but the item must be scheduled.

    How: Call Waste Management at 800-964-8988.

Who serves this house

Water
Missouri American Water (St. Louis County)
The Rate W Water & Sewer Infrastructure Replacement Surcharge (WSIRA) is effective Aug. 15, 2026.
Property tax
5.61% of value
2025 tax year, St. Louis County (Webster Groves School District)
Garbage
Waste Management
City contract for trash, yard waste and recycling collection at single-family and two-family homes.
Sewer
Metropolitan St. Louis Sewer District
MSD bills a base charge plus a volume charge.

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How these numbers are made
  • Property tax: 2025 levies (Missouri State Auditor) for the Webster Groves School District area, per $100 of assessed value, applied to the city's median assessed value of $70,490 (19% of a $371,000 median home value, 2024). City, county, community college, special school district, zoo-museum and MSD levies are summed. Business-district levies (Old Webster, Old Orchard) apply only to some parcels and are not included.
  • Not included: the annual sewer lateral repair fee that Webster Groves collects on the property tax bill from owners of homes (the city has not published the current per-home amount); a few Webster Groves parcels lie in other school districts.
  • Water: Missouri American Water Rate A for St. Louis County ($11.00 per month, $10.3749 per 1,000 gallons) plus the $0.75071 per 1,000 gallons surcharge effective Aug. 15, 2026, plus the $1.00 per month St. Louis County service line charge. A rate case filed July 1, 2026 is pending.
  • Sewer: MSD base charge $34.85 per month plus $7.15 per CCF of winter-quarter water use, shown here per 1,000 gallons.
  • Trash: Waste Management $92.52 per quarter (June 2026 to May 2027) divided by 3 is $30.84 per month. Electricity: Ameren Missouri Schedule 1(M) customer charge $9.00 + $0.19 low-income pilot charge = $9.19; energy rate = (4 summer months at 15.60 cents + 8 winter months at 10.62 or 7.14 cents) / 12. The temporary fuel adjustment (0.445 cents, Oct 2026-Jan 2027) is not included. Gas: Spire Missouri rates for St. Louis County. Both with the city's 7% license tax on gross receipts (the city also taxes water and telephone at 7%).
  • Property tax bills are mailed by St. Louis County; no Webster Groves source for the due date was found, so no deadline is listed.
  • Nothing here is legal, tax or insurance advice.
Sources
  1. City trash services
  2. State Auditor tax rates
  3. City presentation (Parks and Recreation minutes)
  4. City code ch. 41
  5. State Auditor tax rates
  6. Water tariff
  7. Water surcharge tariff
  8. MSD rates
  9. Census QuickFacts
  10. Ameren municipalities
  11. Spire rates
  12. Ameren rate 1(M)
  13. MO DCI 2023 Homeowners Insurance Report
  14. Source
  15. Source
  16. Source
  17. Source
  18. Source
  19. Source
  20. Source
  21. Source

How Webster Groves compares

A typical Webster Groves house against the 43 Missouri cities we cover, using the same default numbers as the total above.

Per yearWebster GrovesMedianWhere it falls
Property tax rate5.61%5.64%lower than 22 of the other 42 Missouri cities we cover
Water$1,043$680higher than 35 of the other 42 Missouri cities we cover
Sewer and utility-bill fees$1,190$805higher than 34 of the other 42 Missouri cities we cover
Trash$370$261higher than 25 of the other 31 Missouri cities we cover
Electricity and gas$2,344$2,357lower than 22 of the other 42 Missouri cities we cover
Home insurance$1,872$1,872higher than 13 of the other 26 Missouri cities we cover
Total$10,771$8,070higher than 36 of the other 42 Missouri cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Water

The fact: Water here costs about $1,043 a year at typical use, higher than 35 of the other 42 Missouri cities we cover.

Ask: "Water here costs about $1,043 a year at typical use, higher than 35 of the other 42 Missouri cities we cover. What drives that cost, and would you change anything?"

2. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $1,190 a year, higher than 34 of the other 42 Missouri cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $1,190 a year, higher than 34 of the other 42 Missouri cities we cover. What drives that cost, and would you change anything?"

3. Trash

The fact: Trash pickup here costs about $370 a year for the standard cart, higher than 25 of the other 31 Missouri cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $370 a year for the standard cart, higher than 25 of the other 31 Missouri cities we cover. What drives that cost, and would you change anything about the service or the price?"

Common questions about Webster Groves house costs

What is the property tax rate in Webster Groves?

About 5.61% of the value before exemptions a year (2025 tax year, St. Louis County (Webster Groves School District)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Webster Groves?

About $28,028 a year on $500,000 of the value before exemptions.

How much is the water bill in Webster Groves?

About $186 a month for water and sewer at typical use (7,000 gallons a month) on Missouri American Water (St. Louis County).

How much does trash pickup cost in Webster Groves?

$31 a month for a house.

Can seniors lower their property tax or bills in Webster Groves?

Yes. Seniors 65+: 10% off trash service: The city lists a 10% Senior Citizen Discount on basic trash collection when the head of the household is 65 or older and lives at the address. Proof of age and residency is required.

How much does a house in Webster Groves cost to run each year?

A typical Webster Groves house costs about $10,800 a year: $3,950 property tax and charges, $2,230 water and sewer, $370 trash, $2,340 electricity and gas, $1,870 home insurance. Estimated from public rates, not anyone's actual bill.

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