What a Webster Groves home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at $70,490 of value before exemptions. Typical use.
- Property tax$3,951
5.606% of $70,490
- Electricity and gas$2,344
1011 kWh a month $1,527 · 31 therms $663 · gross receipts tax $153
- Water and sewer$2,233
7,000 gallons a month on Missouri American Water (St. Louis County): water $87, sewer $99 a month
- Trash$370
Weekly curb collection of trash, recycling and yard waste (96-gallon trash cart), $31 a month
- Home insurance$1,872
Typical premium $1,872
A typical Webster Groves house costs about $10,800 a year: $3,950 property tax and charges, $2,230 water and sewer, $370 trash, $2,340 electricity and gas, $1,870 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Seniors 65+: 10% off trash service
The city lists a 10% Senior Citizen Discount on basic trash collection when the head of the household is 65 or older and lives at the address. Proof of age and residency is required.
How: Complete the discount form at the Customer Service Counter in City Hall.
Yard waste is unlimited
Residents have unlimited yard waste removal year-round.
How: A 64-gallon yard waste cart is available on request.
One bulk item a week
Residents can have one bulk item per week removed, but the item must be scheduled.
How: Call Waste Management at 800-964-8988.
Who serves this house
- Water
- Missouri American Water (St. Louis County)
- The Rate W Water & Sewer Infrastructure Replacement Surcharge (WSIRA) is effective Aug. 15, 2026.
- Property tax
- 5.61% of value
- 2025 tax year, St. Louis County (Webster Groves School District)
- Garbage
- Waste Management
- City contract for trash, yard waste and recycling collection at single-family and two-family homes.
- Sewer
- Metropolitan St. Louis Sewer District
- MSD bills a base charge plus a volume charge.
Other MO cities
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How these numbers are made
- Property tax: 2025 levies (Missouri State Auditor) for the Webster Groves School District area, per $100 of assessed value, applied to the city's median assessed value of $70,490 (19% of a $371,000 median home value, 2024). City, county, community college, special school district, zoo-museum and MSD levies are summed. Business-district levies (Old Webster, Old Orchard) apply only to some parcels and are not included.
- Not included: the annual sewer lateral repair fee that Webster Groves collects on the property tax bill from owners of homes (the city has not published the current per-home amount); a few Webster Groves parcels lie in other school districts.
- Water: Missouri American Water Rate A for St. Louis County ($11.00 per month, $10.3749 per 1,000 gallons) plus the $0.75071 per 1,000 gallons surcharge effective Aug. 15, 2026, plus the $1.00 per month St. Louis County service line charge. A rate case filed July 1, 2026 is pending.
- Sewer: MSD base charge $34.85 per month plus $7.15 per CCF of winter-quarter water use, shown here per 1,000 gallons.
- Trash: Waste Management $92.52 per quarter (June 2026 to May 2027) divided by 3 is $30.84 per month. Electricity: Ameren Missouri Schedule 1(M) customer charge $9.00 + $0.19 low-income pilot charge = $9.19; energy rate = (4 summer months at 15.60 cents + 8 winter months at 10.62 or 7.14 cents) / 12. The temporary fuel adjustment (0.445 cents, Oct 2026-Jan 2027) is not included. Gas: Spire Missouri rates for St. Louis County. Both with the city's 7% license tax on gross receipts (the city also taxes water and telephone at 7%).
- Property tax bills are mailed by St. Louis County; no Webster Groves source for the due date was found, so no deadline is listed.
- Nothing here is legal, tax or insurance advice.
- City trash services
- State Auditor tax rates
- City presentation (Parks and Recreation minutes)
- City code ch. 41
- State Auditor tax rates
- Water tariff
- Water surcharge tariff
- MSD rates
- Census QuickFacts
- Ameren municipalities
- Spire rates
- Ameren rate 1(M)
- MO DCI 2023 Homeowners Insurance Report
- Source
- Source
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How Webster Groves compares
A typical Webster Groves house against the 43 Missouri cities we cover, using the same default numbers as the total above.
| Per year | Webster Groves | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 5.61% | 5.64% | lower than 22 of the other 42 Missouri cities we cover |
| Water | $1,043 | $680 | higher than 35 of the other 42 Missouri cities we cover |
| Sewer and utility-bill fees | $1,190 | $805 | higher than 34 of the other 42 Missouri cities we cover |
| Trash | $370 | $261 | higher than 25 of the other 31 Missouri cities we cover |
| Electricity and gas | $2,344 | $2,357 | lower than 22 of the other 42 Missouri cities we cover |
| Home insurance | $1,872 | $1,872 | higher than 13 of the other 26 Missouri cities we cover |
| Total | $10,771 | $8,070 | higher than 36 of the other 42 Missouri cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Water
The fact: Water here costs about $1,043 a year at typical use, higher than 35 of the other 42 Missouri cities we cover.
Ask: "Water here costs about $1,043 a year at typical use, higher than 35 of the other 42 Missouri cities we cover. What drives that cost, and would you change anything?"
2. Sewer and utility-bill fees
The fact: Sewer and flat utility-bill charges here come to about $1,190 a year, higher than 34 of the other 42 Missouri cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.
Ask: "Sewer and flat utility-bill charges here cost about $1,190 a year, higher than 34 of the other 42 Missouri cities we cover. What drives that cost, and would you change anything?"
3. Trash
The fact: Trash pickup here costs about $370 a year for the standard cart, higher than 25 of the other 31 Missouri cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.
Ask: "Trash pickup here costs about $370 a year for the standard cart, higher than 25 of the other 31 Missouri cities we cover. What drives that cost, and would you change anything about the service or the price?"
Common questions about Webster Groves house costs
What is the property tax rate in Webster Groves?
About 5.61% of the value before exemptions a year (2025 tax year, St. Louis County (Webster Groves School District)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Webster Groves?
About $28,028 a year on $500,000 of the value before exemptions.
How much is the water bill in Webster Groves?
About $186 a month for water and sewer at typical use (7,000 gallons a month) on Missouri American Water (St. Louis County).
How much does trash pickup cost in Webster Groves?
$31 a month for a house.
Can seniors lower their property tax or bills in Webster Groves?
Yes. Seniors 65+: 10% off trash service: The city lists a 10% Senior Citizen Discount on basic trash collection when the head of the household is 65 or older and lives at the address. Proof of age and residency is required.
How much does a house in Webster Groves cost to run each year?
A typical Webster Groves house costs about $10,800 a year: $3,950 property tax and charges, $2,230 water and sewer, $370 trash, $2,340 electricity and gas, $1,870 home insurance. Estimated from public rates, not anyone's actual bill.