What a Kirksville home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at $29,241 of value before exemptions. Typical use.
- Property tax$1,774
6.068% of $29,241
- Electricity and gas$2,675
1001 kWh a month $1,515 · 60.15 therms $1,032 · city tax on electric bills (5% of gross receipts, per the City fee schedule) $127
- Water and sewer$1,470
9 units (CCF) a month on City of Kirksville: water $50, sewer $70, stormwater utility charge $3 a month
- Trash$186
65 gallon tote (trash, recycling tote on request), $16 a month
- Home insurance$1,872
Typical premium $1,872
A typical Kirksville house costs about $8,000 a year: $1,770 property tax and charges, $1,470 water and sewer, $190 trash, $2,670 electricity and gas, $1,870 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Water leak adjustment
A leak adjustment may be given when a leak has caused the bill to be at least four times the average usage and the customer can show a valid receipt for parts or repair; it is not to exceed 50% of the cost of the leak above the average bill, and one is allowed per address in a three-year period.
How: Show a valid receipt for parts or repair to the leak (see the City's leak adjustment policy on the utility payments page).
Glass recycling is free
Glass items can be recycled as a free service within the City of Kirksville through RTS Waste Services, LLC.
How: The glass tote is a one-time $4.00 purchase at the City Hall front counter.
Low-income gas bill credit
Eligible Liberty customers receive a monthly bill credit equal to the monthly customer charge.
How: Register with a Community Action Agency serving your area; household income must be at or below the LIHEAP threshold.
Money dates
- December 31in 57 daysProperty tax bills are delinquent after December 31.
- 17th of each monthWater bills are payable on receipt; Hy-Vee accepts payment if paid by the 17th of the month.
Who serves this house
- Water
- City of Kirksville
- City fee schedule: water service availability fee per month by meter size, then a rate per 100 cubic feet.
- Property tax
- 6.07% of value
- 2025 tax year, Adair County (Kirksville R-III School District, City of Kirksville)
- Garbage
- RTS Waste Services, LLC
- 65-gallon tote, fee on the City utility statement.
- Sewer
- City of Kirksville
- Monthly availability fee plus a volume charge per 100 cubic feet of water used.
- Electricity
- Ameren Missouri
- Residential rate with a customer charge and an energy charge per kWh.
- Gas
- Liberty Utilities
- Residential firm service, Northeast district.
Your water
- Source
- Surface water from Forest Lake and Hazel Creek Lake.
- Violations
- The 2025 report lists no violations in 2025.
- Minimum bill
- A minimum monthly charge is assessed for 200 cubic feet of consumption, whether used or not.
Other MO cities
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How these numbers are made
- Property tax: State Auditor 2025 rates for the City of Kirksville, Adair County districts and the Kirksville R-III School District (operating plus debt service), plus the state 3 cents; the county 2026 rates are not all published. The Census median value is a market value, multiplied by Missouri's 19 percent residential assessment ratio.
- Water and sewer: City of Kirksville Exhibit A fee schedule effective 06/08/2026; the first 2,000 cubic feet are 20 CCF per month and bills are read about every 30 days. Sewer volume is charged per 100 cubic feet of water used.
- Trash: the 2026 fee of $15.50 per month on the city utility statement, which the schedule says will increase $.50 annually.
- Electric: Ameren Missouri Rate 1(M) with summer and winter blended 4/12 and 8/12. Gas: Liberty Utilities (Midstates) Northeast district delivery charge and commodity rate plus the December 2025 Kirksville firm PGA of $0.54442 per Ccf, the latest on Liberty's PGA page; the PGA is updated annually. Taxes on gas bills and any ISRS surcharge are not modelled.
- Home insurance is the Missouri statewide average premium.
- City taxes on gas and water bills are not modelled because no city percentage for them is published online. The electric city tax is applied to the whole modelled electric bill.
- Nothing here is legal, tax or insurance advice.
- City fee schedule 2026 (Exhibit A)
- Trash & recycling
- Water billing
- Water quality report
- Ameren residential rate
- Ameren municipalities
- Liberty gas tariff
- Liberty PGA
- Liberty rate update
- Census QuickFacts
- Missouri State Tax Commission
- State Auditor rates, City
- State Auditor rates, County
- State Auditor rates, School
- Blind pension levy
- EIA table 5A
- MO insurance survey
- Adair County collector
How Kirksville compares
A typical Kirksville house against the 43 Missouri cities we cover, using the same default numbers as the total above.
| Per year | Kirksville | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 6.07% | 5.64% | higher than 28 of the other 42 Missouri cities we cover |
| Water | $596 | $680 | lower than 26 of the other 42 Missouri cities we cover |
| Sewer and utility-bill fees | $873 | $805 | higher than 25 of the other 42 Missouri cities we cover |
| Trash | $186 | $261 | lower than 28 of the other 31 Missouri cities we cover |
| Electricity and gas | $2,675 | $2,357 | higher than 40 of the other 42 Missouri cities we cover |
| Home insurance | $1,872 | $1,872 | higher than 13 of the other 26 Missouri cities we cover |
| Total | $7,977 | $8,070 | lower than 25 of the other 42 Missouri cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Trash
The fact: Trash pickup here costs about $186 a year for the standard cart, lower than 28 of the other 31 Missouri cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.
Ask: "Trash pickup here costs about $186 a year for the standard cart, lower than 28 of the other 31 Missouri cities we cover. What drives that cost, and would you change anything about the service or the price?"
2. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $2,675 a year, higher than 40 of the other 42 Missouri cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $2,675 a year for a typical house, higher than 40 of the other 42 Missouri cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about Kirksville house costs
What is the property tax rate in Kirksville?
About 6.07% of the value before exemptions a year (2025 tax year, Adair County (Kirksville R-III School District, City of Kirksville)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Kirksville?
About $30,340 a year on $500,000 of the value before exemptions.
How much is the water bill in Kirksville?
About $122 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on City of Kirksville.
How much does trash pickup cost in Kirksville?
$16 a month for a house.
When is property tax due in Kirksville?
December 31: Property tax bills are delinquent after December 31.
Where can I get help paying utility bills in Kirksville?
Low-income gas bill credit: Eligible Liberty customers receive a monthly bill credit equal to the monthly customer charge. Register with a Community Action Agency serving your area; household income must be at or below the LIHEAP threshold.
How much does a house in Kirksville cost to run each year?
A typical Kirksville house costs about $8,000 a year: $1,770 property tax and charges, $1,470 water and sewer, $190 trash, $2,670 electricity and gas, $1,870 home insurance. Estimated from public rates, not anyone's actual bill.