Creve Coeur, MO · Updated Oct 2026

What a Creve Coeur home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Creve Coeur house

$13,643a year · $1,137 a month

Starts at the typical market value, $116,660; your assessed value is often lower. Typical use.

A Creve Coeur house at the typical market value ($116,660) costs about $13,700 a year: $7,380 property tax and charges, $1,900 water and sewer, $0 trash, $2,500 electricity and gas, $1,870 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Two bulk items a week
Basic service includes once-per-week curbside collection of two bulk items.
How: Schedule with Republic Services at 636-947-5959.

Money dates

Dec 31: Real estate taxes duein 56 daysProperty taxes must be paid or postmarked by December 31; later payments are subject to up to 18% interest per year plus a 2% penalty.

Who serves this house

Water: Missouri American Water; Rates effective May 28, 2025.
Property tax: 6.30% of value; 2025 tax year, St. Louis County (Parkway school district, Creve Coeur fire district, tax code 108D)
Sewer: Metropolitan St. Louis Sewer District; Metropolitan St. Louis Sewer District provides sanitary sewer service to Creve Coeur.
Electricity: Ameren Missouri; To establish a new account for electricity, contact AmerenUE at 314-342-1000.
Gas: Spire; Spire Inc. (formerly Laclede Gas) provides gas service to Creve Coeur.

Pay or manage your bills

Other MO cities

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How these numbers are made

Property tax: St. Louis County 2025 Rate Book residential rates per $100 for tax code 108D (Creve Coeur, Parkway school district, Creve Coeur fire district). Other codes in the city differ (Parkway codes 108xx total about 5.3 to 7.1 per $100; some Creve Coeur codes are in Pattonville, Ladue or Clayton-area districts). Applied to 19% of the Census median home value; the Census figure is a market value, so assessed values may differ.
Sewer lateral fee: the rate book lists $28.00 for Creve Coeur; it is a yearly charge on the tax bill.
Water: Missouri American Water St. Louis County rates ($11.00 monthly charge and $10.3749 per 1,000 gallons, which include its infrastructure surcharge); typical use is the company's 6,100 gallons a month. Creve Coeur levies a 7.00% residential utility tax on electric, gas and water, passed on to customers, so the 7% is applied to the water, electric and gas bills.
Sewer: MSD base charge $34.85 plus $7.15 per CCF of winter-quarter water use.
Electricity: Ameren Missouri 1(M) energy charges averaged over 12 months (summer 15.60¢ for 4 months; winter 10.62¢ first 750 kWh / 7.14¢ over, 8 months), plus riders: FAC 0.445¢, EEIC 0.1905¢ and RESRAM 0.207¢, plus $9.00 customer charge and $0.19 low-income pilot charge. Gas: Spire East delivery 0.50550 winter / 0.48671 summer per Ccf (averaged) plus total PGA 0.61674 per Ccf = 1.1128 per Ccf, and $22.00 customer charge plus $2.11 ISRS monthly. WNAR weather adjustments are not included.
Trash: Republic Services under city contract at no charge to homeowners. Yard waste is a separate optional subscription ($13.14 a month from July 1, 2026) and is not counted.
Nothing here is legal, tax or insurance advice.

Sources

How Creve Coeur compares

A typical Creve Coeur house against the 43 Missouri cities we cover, using the same default numbers as the total above.

Per year	Creve Coeur	Median	Where it falls
Property tax rate	6.30%	5.64%	higher than 32 of the other 42 Missouri cities we cover
Water	$891	$680	higher than 26 of the other 42 Missouri cities we cover
Sewer and utility-bill fees	$1,004	$805	higher than 28 of the other 42 Missouri cities we cover
Trash	$0	$261	lower than 30 of the other 31 Missouri cities we cover
Electricity and gas	$2,496	$2,357	higher than 33 of the other 42 Missouri cities we cover
Home insurance	$1,872	$1,872	higher than 13 of the other 26 Missouri cities we cover
Total	$13,643	$8,070	higher than 40 of the other 42 Missouri cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Creve Coeur's property tax rate is 6.30%, higher than 32 of the other 42 Missouri cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Creve Coeur is 6.30%, higher than 32 of the other 42 Missouri cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Trash

The fact: Trash pickup here costs about $0 a year for the standard cart, lower than 30 of the other 31 Missouri cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $0 a year for the standard cart, lower than 30 of the other 31 Missouri cities we cover. What drives that cost, and would you change anything about the service or the price?"

3. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,496 a year, higher than 33 of the other 42 Missouri cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,496 a year for a typical house, higher than 33 of the other 42 Missouri cities we cover. Which parts of that can the city influence, and what would you do about them?"

Common questions about Creve Coeur house costs

What is the property tax rate in Creve Coeur?

About 6.30% of the value before exemptions a year (2025 tax year, St. Louis County (Parkway school district, Creve Coeur fire district, tax code 108D)), plus flat charges on the same bill (Sewer lateral fee $28).

How much is property tax on a $500,000 house in Creve Coeur?

About $31,535 a year on $500,000 of the value before exemptions, including $28 of flat charges.

How much is the water bill in Creve Coeur?

About $153 a month for water and sewer at typical use (6,000 gallons a month) on Missouri American Water.

How much does trash pickup cost in Creve Coeur?

$0 a month for a house.

When is property tax due in Creve Coeur?

Dec 31: Real estate taxes due: Property taxes must be paid or postmarked by December 31; later payments are subject to up to 18% interest per year plus a 2% penalty.

How much does a house in Creve Coeur cost to run each year?

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