Troutdale, OR · Updated Oct 2026

What a Troutdale home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Troutdale house

$10,631a year · $886 a month

Starts at $254,040 of value before exemptions. Typical use.

A typical Troutdale house costs about $10,700 a year: $4,650 property tax and charges, $1,610 water and sewer, $430 trash, $3,070 electricity and gas, $890 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 20-gallon cart (weekly) cartUp to $73 a year
Your cart costs $36 a month; the smallest costs $29. Worth it if you rarely fill it.
How: To start, change or discontinue service, contact WM Customer Service at 800-808-5901.
Pay the property tax in full by November 163% off
Paying all of the 2026 tax by Nov. 16, 2026 takes 3% off; paying two-thirds by then takes 2% off. Installments get no discount.
How: Pay at proptax.multco.us, by mail (postmarked by Nov. 16) or at 501 S.E. Hawthorne Blvd.
Seniors 65+: 50% off the sewer charge
Residential utility customers over the age of 65 may qualify for a 50% reduction of the standard monthly sanitary sewer charge. The service address must be the applicant's principal residence, the utility service must be in the applicant's name, and no City sewer or other City assessments may be in arrears. The applicant's income may not exceed 50% of the Multnomah County Median Family Income for the household size, and the discount expires each June.
How: Contact Utility Billing at 503-674-7232.
Social Security Disability recipients: 50% off the sewer charge
Residential utility customers who receive Social Security Disability benefits may qualify for a 50% reduction of the standard monthly sanitary sewer charge. Household income may not exceed 80% of the Multnomah County Median Family Income, and the discount expires each June.
How: Complete the City's application with proof of benefits; contact Utility Billing at 503-674-7232.
Seniors 62+ or disabled: property tax deferral
Disabled or senior homeowners can borrow from the State of Oregon to pay their county property taxes; a lien is placed on the home and deferred taxes accrue 6% interest a year. The 2026 household income limit is $70,000. In Multnomah County, seniors must be at least 62 by April 15 of the year they file.
How: File an application with the county assessor by April 15, or late from April 16 to December 1 with a fee.
Disabled veterans: property tax exemption
Veterans certified 40% or more disabled, with an honorable discharge from active duty, who own and live in their Multnomah County home as their primary residence may be entitled to a property tax exemption. Veterans certified by an independent licensed physician must also meet an income requirement.
How: Email the claim with proof of discharge and certification of disability to dart.special.programs@multco.us (preferred), or mail it to Multnomah County DART SPG, PO Box 2716, Portland, OR 97208-2716 if you are unable to email.
PGE Income-Qualified Bill Discount15% to 80% off
Based on household size and income, PGE customers could get 15% to 80% off. No financial documents are required.
How: Apply with PGE or call 503-228-6322.
NW Natural bill discount15% to 85% off
In Oregon, households with income below 60% of the state median income can get 15% to 85% off their monthly gas bills. No proof of income is required to apply.
How: Apply online with NW Natural or call 503-226-4211 or 800-422-4012.

Adjust to match your bills

What you knowTrash cartWeekly garbage, yard debris and recycling pickup; each size includes a 60-gallon yard debris cart and a 60-gallon recycling cart. Rates effective October 1, 2025.

Value before exemptionsOregon taxes the assessed value on your statement, which is often far below market value. Enter the assessed value from your 2026 tax statement.

Home insurance, a yearFrom your policy. We start at $886, Oregon statewide average for 2023, NAIC data in the Oregon Insurance Commissioner's January 2025 legislative briefing.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Troutdale house uses about 9.36.

Electricity, kWh a month

On your Portland General Electric (PGE) bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 16, 2026in 11 daysProperty tax due (first installment, or pay in full for the 3% discount)
Dec 31, 2026in 56 daysLast day to appeal your property value to the Property Valuation Appeals Board
Feb 16, 2027in 103 daysSecond property tax installment due
Apr 15 (each year)Senior & disabled property tax deferral applications due; late filing with a fee until December 1

Who serves this house

Water: City of Troutdale; City of Troutdale water rate: $5.89 per 1,000 gallons used
Property tax: 1.83% of value; 2026-27 tax year, Multnomah County levy code area 242 (City of Troutdale, Reynolds School District)
Garbage: WM (Waste Management); The City's exclusive waste collection provider; weekly garbage, recycling and yard debris
Sewer: City of Troutdale; Water and sewer: City of Troutdale
Electricity: Portland General Electric; Listed by the City as the electricity provider
Gas: Northwest Natural; Listed by the City as the natural gas provider

Pay or manage your bills

Your water

Source: Seven City-owned-and-operated groundwater wells within the City, drilled to depths between 485 and 697 feet
Lead: No lead service lines were detected in the City's distribution system; 90th percentile lead was 2.5 ppb in 2023 samples (action level 15 ppb)

How these numbers are made

Property tax: the 2026-27 Multnomah County consolidated rate for levy code area 242 (City of Troutdale, Reynolds School District), $18.2882 per $1,000 of taxable assessed value. Code area 242 holds 4,231 of the 4,358 Troutdale single-family tax lots in Metro's RLIS taxlot data; the other 127 are in code area 248 (Gresham-Barlow School District, $19.4059). Oregon has no homestead exemption.
The starting assessed value ($254,090) is the median of the assessed values of the 4,231 single-family tax lots in code area 242 in Metro's RLIS taxlot data. Your statement's assessed value is the number to use. Measure 5 compression is not modeled.
Water: the City's rate of $5.89 per thousand gallons, shown as $4.406 per ccf (x 0.748), with no separate base charge listed in the City's rate schedule; the page starts at 9.36 ccf (7,000 gallons) a month, the City's average residential use. Sewer: $57.75 per ERU. Stormwater $9.83 and the $25 Police and Fire Services Fee are monthly City utility bill charges. Rates are unchanged from July 2025 except the new fee.
Garbage: WM's residential rates effective October 1, 2025. Electricity: PGE Schedule 7 effective July 8, 2026 (year-round), the effective per-kWh rate with the 1.5% public purpose charge folded in (not on the $1.24 low-income charge), at 784 kWh a month. Gas: NW Natural Schedule 2 effective October 31, 2025; new rates take effect October 31, 2026 and are not included. Insurance: the 2023 Oregon statewide average.
Not included: any Troutdale privilege tax or franchise fee passed through on PGE or NW Natural bills; we found no current official statement of the percentages.
Nothing here is legal, tax or insurance advice.

Sources

How Troutdale compares

A typical Troutdale house against the 40 Oregon cities we cover, using the same default numbers as the total above.

Per year	Troutdale	Median	Where it falls
Property tax rate	1.83%	1.85%	lower than 21 of the other 39 Oregon cities we cover
Water	$495	$626	lower than 32 of the other 39 Oregon cities we cover
Sewer and utility-bill fees	$1,111	$1,088	higher than 20 of the other 39 Oregon cities we cover
Trash	$427	$418	higher than 21 of the other 37 Oregon cities we cover
Electricity and gas	$3,066	$2,903	higher than 21 of the other 39 Oregon cities we cover
Home insurance	$886	$886	in the middle of 39 other Oregon cities we cover
Total	$10,631	$10,514	higher than 21 of the other 39 Oregon cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Water

The fact: Water here costs about $495 a year at typical use, lower than 32 of the other 39 Oregon cities we cover.

Ask: "Water here costs about $495 a year at typical use, lower than 32 of the other 39 Oregon cities we cover. What drives that cost, and would you change anything?"

See who is running in your city →

Common questions about Troutdale house costs

What is the property tax rate in Troutdale?

About 1.83% of the value before exemptions a year (2026-27 tax year, Multnomah County levy code area 242 (City of Troutdale, Reynolds School District)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Troutdale?

About $9,144 a year on $500,000 of the value before exemptions.

How much is the water bill in Troutdale?

About $134 a month for water and sewer at typical use (9.36 units, or 7,001 gallons a month) on City of Troutdale.

How much does trash pickup cost in Troutdale?

$29 to $52 a month, depending on the trash cart size (20-gallon cart (weekly), 35-gallon cart (weekly), 60-gallon cart (weekly), 90-gallon cart (weekly)).

When is property tax due in Troutdale?

Nov 16, 2026: Property tax due (first installment, or pay in full for the 3% discount) Feb 16, 2027: Second property tax installment due Apr 15 (each year): Senior & disabled property tax deferral applications due; late filing with a fee until December 1

Can seniors lower their property tax or bills in Troutdale?

Yes. Seniors 65+: 50% off the sewer charge: Residential utility customers over the age of 65 may qualify for a 50% reduction of the standard monthly sanitary sewer charge. The service address must be the applicant's principal residence, the utility service must be in the applicant's name, and no City sewer or other City assessments may be in arrears. The applicant's income may not exceed 50% of the Multnomah County Median Family Income for the household size, and the discount expires each June.

Where can I get help paying utility bills in Troutdale?

PGE Income-Qualified Bill Discount: Based on household size and income, PGE customers could get 15% to 80% off. No financial documents are required. Apply with PGE or call 503-228-6322.

How much does a house in Troutdale cost to run each year?

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