Milwaukie, OR · Updated Oct 2026

What a Milwaukie home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Milwaukie house

$11,641a year · $970 a month

Starts at $235,713 of value before exemptions. Typical use.

Property tax$5,187
2.200% of $235,713
Electricity and gas$3,226
784 kWh a month $2,140 · 54 therms $1,087
Water and sewer$1,815
6 units (CCF) a month on City of Milwaukie: water $38, sewer $63, single-family stormwater $29, single-family safe transportation fee $8, single-family street surface maintenance (ssmp) fee $7, single-family public safety fee $7 a month
Trash$526
32/35-gallon can/cart (weekly), $44 a month
Home insurance$886
Typical premium $886

A typical Milwaukie house costs about $11,700 a year: $5,190 property tax and charges, $1,820 water and sewer, $530 trash, $3,230 electricity and gas, $890 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 20-gallon can (weekly) cartUp to $76 a year
Your cart costs $44 a month; the smallest costs $38. Worth it if you rarely fill it.
How: Call your garbage hauler.
Pay the property tax in full by the November due date3% off
Paying the full year by the due date takes 3% off; paying two-thirds takes 2% off; paying one-third gets no discount. The due date is November 15, moved to the next business day when it falls on a weekend or legal holiday; for 2026, payments are due November 16.
How: Pay Clackamas County online, by mail (postmarked on or before the due date) or in person at 150 Beavercreek Road, Oregon City, where a payment drop box is at the front of the building.
Disabled veterans and surviving spouses: property tax exemption$27,092 or $32,512 off assessed value
For 2026 the basic exemption for a disabled veteran or the surviving spouse of a veteran is $27,092 of assessed value; the exemption for a service-connected disability is $32,512. Veterans must be certified 40% or more disabled; surviving spouses must not have remarried. Once qualified, you do not need to renew each year.
How: File the application with the Clackamas County Assessor by April 1; call 503-655-8671 for help.
Low-income households: City Utility Assistance Program
Residential customers who live in the home and stay under the income limits (for example $64,150 a year for four people, effective 5/1/2026) get the water base charge waived, half off wastewater and stormwater charges, and no street maintenance, SAFE or public safety fees. You must re-qualify every May.
How: Apply in writing on the City's form with a copy of last year's federal tax return or other income documents; questions to Utility Billing at 503.786.7525.
Use 3 CCF of water or less: $5 off each month$5 a month
Single-family residential customers using 3 CCF or less per month get a $5 monthly low-use discount on the fixed customer charge.
How: The City applies the $5 discount to the fixed customer charge for single-family residential customers using 3 CCF or less per month.
Leak adjustment on your water bill
After you fix a leak, the City may credit up to half of the leaked water compared with normal use, at most once every 12 months, with proof such as a plumber's bill.
How: Send a written request with the repair details to utilitybilling@milwaukieoregon.gov or Milwaukie Utility Billing, 10501 SE Main Street, Milwaukie, OR 97222.
Curbside bulky waste day each June
Milwaukie's garbage haulers pick up large items (furniture, mattresses, tires, metal) at the curb on the second or third Saturday of June, depending on your address. Single-family residents with current garbage service inside city limits can take part; items must not exceed the equivalent of five garbage bags or one couch.
How: Set items out by 4 a.m. where your carts go; no need to call ahead. Ask your hauler about eligible items.
PGE Income-Qualified Bill Discount15% to 80% off
Based on household size and income, PGE customers could get 15% to 80% off. No financial documents are required.
How: Apply with PGE or call 503-228-6322.
NW Natural bill discount15% to 85% off
In Oregon, households with income below 60% of the state median income can get 15% to 85% off their monthly gas bills. No proof of income is required to apply.
How: Apply online with NW Natural or call 503-226-4211 or 800-422-4012.

Adjust to match your bills

What you knowTrash cartWeekly curbside garbage inside Milwaukie city limits; weekly collection includes recycling and yard debris service.

Value before exemptionsOregon taxes the assessed value on your statement, which is usually well below what the house would sell for. Enter the assessed value from your tax statement.

Home insurance, a yearFrom your policy. We start at $886, Oregon statewide average for 2023, NAIC data in the Oregon Insurance Commissioner's January 2025 legislative briefing.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Milwaukie house uses about 6.

Electricity, kWh a month

On your Portland General Electric (PGE) bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 16, 2026in 23 daysProperty tax payments due (the November 15 due date moves to the next business day when it falls on a weekend or legal holiday); paying in full by the due date takes 3% off
Dec 31in 68 daysDeadline to file a Property Value Appeal Board (PVAB) appeal (the first working day in January if December 31 falls on a weekend); the Clackamas County Clerk handles filing
Feb 15in 114 daysSecond one-third property tax installment due (next business day if it falls on a weekend or legal holiday)
Apr 1Disabled veteran / surviving spouse exemption applications due to the Assessor

Who serves this house

Water: City of Milwaukie; City of Milwaukie, billed monthly from July 1, 2026: a $10.29 fixed charge for a 5/8"–3/4" meter, then $3.65 per CCF for 0-3 CCF, $5.48 per CCF for 4-10 CCF and $7.31 per CCF above 10 CCF; single-family homes using 3 CCF or less a month get a $5 monthly low-use discount
Property tax: 2.20% of value; 2025-26 tax year, Clackamas County code area 012-002 (City of Milwaukie, North Clackamas School District)
Garbage: Waste Management, Hoodview Disposal or Clackamas Garbage; Weekly cart service including recycling and yard debris, from one of the City's three franchised haulers depending on your area
Sewer: City of Milwaukie; Monthly wastewater charges on the City utility bill, with the volume part based on winter water use
Electricity: Portland General Electric (PGE); Schedule 7 residential service
Gas: NW Natural; Rate Schedule 2, single-family residential
Schools: North Clackamas School District; The school district on Clackamas County code area 012-002 (City of Milwaukie)

Pay or manage your bills

Your water

Source: Groundwater from the Troutdale Gravel Aquifer, more than 200 feet below ground, pumped from the City's six active wells
PFAS: In February 2024 sampling, PFOS measured 4.5 ppt at the Upper Treatment Plant and 6.3 ppt at the Lower Treatment Plant, above the EPA limit of 4 ppt adopted in April 2024; Stanley Well 6 had none detected
Lead: In the 2022 lead and copper testing, levels were not at or above the action level (15 ppb for lead)
Nitrate: Highest 2023 result 2.85 ppm (limit 10 ppm)

How these numbers are made

Property tax: the 2025-26 Clackamas County billing rates for code area 012-002 (City of Milwaukie, North Clackamas School District, Clackamas Fire District 1, North Clackamas Parks & Recreation District, Metro), $22.0045 per $1,000 of assessed value, because the 2026-27 code area rate table was not yet posted; the county expects the typical North Clackamas School District bill in the City of Milwaukie to rise 2.87% for 2026-27. Code area 012-002 holds 5,967 of the 6,505 single-family tax lots inside Milwaukie in Metro's RLIS taxlot data; the rest sit in other code areas with slightly different rates. Oregon has no homestead exemption, and no flat charges are added.
The starting assessed value ($235,713) is the median assessed value of the single-family tax lots in code area 012-002 in Metro's RLIS taxlot data (last updated July 17, 2026, so it reflects the 2025 roll). The median real market value of the same lots in that data is about $490,000. Your statement's assessed value is the number to use. Measure 5 compression is not modeled: at these rates the school limit would only bind if a home's assessed value were above about 70% of its real market value.
City of Milwaukie utility bill from July 1, 2026 (single-family, monthly): water $10.29 fixed charge plus $3.65 per CCF up to 3 CCF, $5.48 per CCF from 4 to 10 CCF and $7.31 per CCF above 10; wastewater $34.36 treatment plus $4.35 billing and administration plus $3.99 per CCF; stormwater $29.47, SAFE $7.75, street maintenance (SSMP) $6.72 and public safety $7.00. The page starts at 6 CCF, the City's stated average residential use; at 6 CCF this adds up to $151.27 a month, the City's own projected average bill. The $5 low-use discount at 3 CCF or less is not modeled. Wastewater volume is billed on your November-February winter average; we apply it to the water use you enter.
Garbage: the City's uniform monthly residential rates from July 1, 2026 (Resolution R33-2026), which include weekly recycling and yard debris; the 32/35-gallon can/cart is the starting size. The same rates apply whichever of the three haulers serves your street.
Electricity: PGE Schedule 7 effective July 8, 2026 (year-round, no seasons), the effective per-kWh rate (which excludes the 1.5% public purpose charge, added by us) and a fixed charge of $17.00 = $13.00 basic + $1.24 low-income assistance + $2.76 per bill, both then scaled by about 1.06 (1.5% public purpose charge and the 4.5% utility-fee factor, see below), with use starting at 784 kWh a month, PGE's typical Schedule 7 customer. Gas: NW Natural Schedule 2 effective October 31, 2025, with use starting at 54 therms; NW Natural's filings for October 31, 2026 are stated by NW Natural to add about $6.30 a month at 54 therms and are not included. Insurance: the 2023 Oregon statewide average.
Gas and electricity: Milwaukie's right-of-way utility license fee is 8% of gross revenue for electric and natural gas utilities (raised from 5% on July 1, 2024). Under OAR 860-022-0040 the first 3.5% (electric) or 3% (gas) is in rates and the excess is separately stated on bills in the city, so we multiply the electric figures by 1.045 (the 8% fee less the 3.5% already in rates) and the gas figures by 1.05. The City's PFAS treatment plans may raise water rates further (the City plans about 8% yearly increases in water revenue over two fiscal years); only adopted rates are used.
Nothing here is legal, tax or insurance advice.

Sources

How Milwaukie compares

A typical Milwaukie house against the 28 Oregon cities we cover, using the same default numbers as the total above.

Per year	Milwaukie	Median	Where it falls
Property tax rate	2.20%	1.90%	higher than 25 of the other 27 Oregon cities we cover
Water	$452	$609	lower than 25 of the other 27 Oregon cities we cover
Sewer and utility-bill fees	$1,363	$1,050	higher than 22 of the other 27 Oregon cities we cover
Trash	$526	$454	higher than 18 of the other 22 Oregon cities we cover
Electricity and gas	$3,226	$2,868	higher than 26 of the other 27 Oregon cities we cover
Home insurance	$886	$886	in the middle of 27 other Oregon cities we cover
Total	$11,641	$10,340	higher than 20 of the other 27 Oregon cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Milwaukie's property tax rate is 2.20%, higher than 25 of the other 27 Oregon cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Milwaukie is 2.20%, higher than 25 of the other 27 Oregon cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $452 a year at typical use, lower than 25 of the other 27 Oregon cities we cover.

Ask: "Water here costs about $452 a year at typical use, lower than 25 of the other 27 Oregon cities we cover. What drives that cost, and would you change anything?"

3. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $1,363 a year, higher than 22 of the other 27 Oregon cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $1,363 a year, higher than 22 of the other 27 Oregon cities we cover. What drives that cost, and would you change anything?"

4. Trash

The fact: Trash pickup here costs about $526 a year for the standard cart, higher than 18 of the other 22 Oregon cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $526 a year for the standard cart, higher than 18 of the other 22 Oregon cities we cover. What drives that cost, and would you change anything about the service or the price?"

5. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $3,226 a year, higher than 26 of the other 27 Oregon cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $3,226 a year for a typical house, higher than 26 of the other 27 Oregon cities we cover. Which parts of that can the city influence, and what would you do about them?"

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Common questions about Milwaukie house costs

What is the property tax rate in Milwaukie?

About 2.20% of the value before exemptions a year (2025-26 tax year, Clackamas County code area 012-002 (City of Milwaukie, North Clackamas School District)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Milwaukie?

About $11,002 a year on $500,000 of the value before exemptions.

How much is the water bill in Milwaukie?

About $151 a month for water and sewer at typical use (6 units, or 4,488 gallons a month) on City of Milwaukie.

How much does trash pickup cost in Milwaukie?

$38 to $68 a month, depending on the trash cart size (20-gallon can (weekly), 32/35-gallon can/cart (weekly), 64-gallon cart (weekly), 96-gallon cart (weekly)).

When is property tax due in Milwaukie?

Nov 16, 2026: Property tax payments due (the November 15 due date moves to the next business day when it falls on a weekend or legal holiday); paying in full by the due date takes 3% off Feb 15: Second one-third property tax installment due (next business day if it falls on a weekend or legal holiday) Apr 15: Senior & disabled property tax deferral applications due to the county assessor (late filing from April 16 to December 1 with a fee)

Where can I get help paying utility bills in Milwaukie?

Low-income households: City Utility Assistance Program: Residential customers who live in the home and stay under the income limits (for example $64,150 a year for four people, effective 5/1/2026) get the water base charge waived, half off wastewater and stormwater charges, and no street maintenance, SAFE or public safety fees. You must re-qualify every May. Apply in writing on the City's form with a copy of last year's federal tax return or other income documents; questions to Utility Billing at 503.786.7525.

How much does a house in Milwaukie cost to run each year?

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