Tigard, OR · Updated Oct 2026

What a Tigard home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Tigard house

$12,641a year · $1,053 a month

Starts at $333,170 of value before exemptions. Typical use.

Property tax$6,228
1.869% of $333,170
Electricity and gas$3,134
784 kWh a month $2,078 · 54 therms $1,056
Water and sewer$1,906
6 units (CCF) a month on City of Tigard: water $64, sewer $59, stormwater service charge and swm surcharge (typical single-family residential bill) $17, street maintenance fee (typical single-family residential bill) $9, parks & recreation fee (on the typical single-family bill) $10 a month
Trash$487
Cart (32 gallon) with yard debris, $41 a month
Home insurance$886
Typical premium $886

A typical Tigard house costs about $12,700 a year: $6,230 property tax and charges, $1,910 water and sewer, $490 trash, $3,130 electricity and gas, $890 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the mini-cart (20 gallon) with yard debris cartUp to $52 a year
Your cart costs $41 a month; the smallest costs $36. Worth it if you rarely fill it.
How: Contact your hauler directly to start, stop or change service. Pride Disposal: 503-625-6177. Waste Management: 503-249-8078.
Pay in full by Nov 15: 3% off
Washington County gives a 3% discount on the current year's tax if full payment is delivered, postmarked or sent by private express carrier by November 15; a two-thirds payment gets 2%.
How: Pay by the November 15 deadline shown on your tax statement.

Adjust to match your bills

What you knowTrash cartCity-set residential cart rates listed by the City of Tigard; which hauler serves an address depends on its service area.

Value before exemptionsOregon taxes the assessed value on your statement, which is usually well below what the house would sell for. Enter the assessed value from your tax statement.

Home insurance, a yearFrom your policy. We start at $886, Oregon statewide average for 2023, NAIC data in the Oregon Insurance Commissioner's January 2025 legislative briefing.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Tigard house uses about 6.

Electricity, kWh a month

On your Portland General Electric (PGE) bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 15in 22 daysProperty tax due date for full payment (3% discount), two-thirds payment (2% discount) or the first one-third; if the 15th falls on a weekend or holiday, payments are received as timely the next business day
Feb 15in 114 daysSecond one-third installment due
May 15Final installment due; paying the last one-third by this date avoids interest

Who serves this house

Water: City of Tigard; City of Tigard single-family residential: $34.63 water customer charge and $29.22 water use charge on the typical monthly bill from July 1, 2026.
Property tax: 1.87% of value; 2025-26 tax year, Washington County code area 023.74 (City of Tigard, Tigard/Tualatin School District)
Garbage: Pride Disposal or Waste Management; Tigard has two franchised garbage (solid waste) haulers, each with its own service area
Sewer: Clean Water Services; Sewer fees are set by the regional provider, Clean Water Services

Pay or manage your bills

How these numbers are made

Property tax: the 2025-26 Washington County billing rates for code area 023.74 (City of Tigard, Tigard/Tualatin School District, Tualatin Valley Fire & Rescue, Metro), $18.693 per $1,000 of assessed value, because the 2026-27 code area rate table was not yet posted. Code area 023.74 has the most single-family tax lots of the Tigard code areas in Metro's taxlot data. The county, Port of Portland, Tualatin Soil & Water and Aquatic Center rates are shown as one line. Oregon has no homestead exemption; no flat charges are added since the city's street, parks and stormwater fees are on the city utility bill. Measure 5 compression is not modeled.
The starting assessed value ($333,170) is the median assessed value of single-family tax lots in code area 023.74; your statement's assessed value is the number to use.
City of Tigard utility bill (monthly, the city's July 2026 bill figures): water $34.63 customer charge plus use charge priced from the $29.22 typical-bill line at 6 ccf ($4.87 per ccf in the first 6 ccf); the 2026-27 rates for use above 6 ccf were not found, so $4.87 is applied to all use and bills above 6 ccf are understated (the city's 2025-26 fee schedule has higher tiers above 6 and 15 ccf). Sewer $39.81 base plus $3.23 local, and $2.60 per ccf use (from $15.60 at 6 ccf). Stormwater $11.75 plus $5.50 surcharge, street maintenance $9.29, parks & recreation $9.78. The River Terrace Transportation Utility Fee ($5.00) is charged only in that area and is not included. About 1/3 of Tigard gets water from Tualatin Valley Water District instead, billed separately.
Garbage: the City of Tigard fee schedule's residential cart rates (effective September 1, 2025; the 2026-27 schedule was not found); the 32-gallon cart is the starting size; the schedule's rates may have been raised since, and the hauler's own rates for an address may differ. Electricity: PGE Schedule 7 effective July 8, 2026, with the 1.5% public purpose charge and the franchise-fee excess over 3.5% (5% - 3.5%) folded in, at 784 kWh a month. Gas: NW Natural Schedule 2 effective October 31, 2025, with the excess over 3% folded in, at 54 therms a month; NW Natural's October 31, 2026 increase is not included. Insurance: the 2023 Oregon statewide average.
Water use of 6 ccf is the amount behind the city's typical-bill example (its July 2025 typical use charge $28.62 at the $4.77 tier 1 rate); the city does not state a typical ccf.
Water: the city's 2026-27 tier rates were not found, so the tier 1 rate (the $29.22 use charge spread over 6 ccf) is applied to all use; use above 6 ccf is likely billed at a higher rate, so bills for larger use are understated.
Energy: the fixed and per-unit figures add the franchise-fee pass-through (the part of Tigard's 5% franchise fee above 3.5% for electric and 3% for gas, OAR 860-022-0040) on the assumption that Tigard's franchises are billed to customers as a separate line; the franchise-fee text in the notes is the city's schedule.
Modelling: electric/gas fixed and per-unit figures add the franchise-fee excess over the 3.5% (electric) / 3% (gas) already in rates (5% Tigard franchise fee for existing franchises); tier rates are effective rates.
Nothing here is legal, tax or insurance advice.

Sources

How Tigard compares

A typical Tigard house against the 28 Oregon cities we cover, using the same default numbers as the total above.

Per year	Tigard	Median	Where it falls
Property tax rate	1.87%	1.90%	lower than 15 of the other 27 Oregon cities we cover
Water	$766	$609	higher than 20 of the other 27 Oregon cities we cover
Sewer and utility-bill fees	$1,140	$1,050	higher than 17 of the other 27 Oregon cities we cover
Trash	$487	$454	higher than 16 of the other 22 Oregon cities we cover
Electricity and gas	$3,134	$2,868	higher than 21 of the other 27 Oregon cities we cover
Home insurance	$886	$886	in the middle of 27 other Oregon cities we cover
Total	$12,641	$10,340	higher than 23 of the other 27 Oregon cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $3,134 a year, higher than 21 of the other 27 Oregon cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $3,134 a year for a typical house, higher than 21 of the other 27 Oregon cities we cover. Which parts of that can the city influence, and what would you do about them?"

See who is running in your city →

Common questions about Tigard house costs

What is the property tax rate in Tigard?

About 1.87% of the value before exemptions a year (2025-26 tax year, Washington County code area 023.74 (City of Tigard, Tigard/Tualatin School District)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Tigard?

About $9,347 a year on $500,000 of the value before exemptions.

How much is the water bill in Tigard?

About $159 a month for water and sewer at typical use (6 units, or 4,488 gallons a month) on City of Tigard.

How much does trash pickup cost in Tigard?

$36 to $54 a month, depending on the trash cart size (Mini-cart (20 gallon) with yard debris, Cart (32 gallon) with yard debris, Cart (60 gallon) with yard debris, Cart (90 gallon) with yard debris).

When is property tax due in Tigard?

Nov 15: Property tax due date for full payment (3% discount), two-thirds payment (2% discount) or the first one-third; if the 15th falls on a weekend or holiday, payments are received as timely the next business day Feb 15: Second one-third installment due May 15: Final installment due; paying the last one-third by this date avoids interest

How much does a house in Tigard cost to run each year?

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