What a Canby house pays
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Sent only to free public map services to find who serves it. Not stored unless you save your house.
Starts at $294,686 of value before exemptions. Typical use.
- Property tax$5,221
1.772% of $294,686
- Electricity and gas$2,404
1250 kWh a month $1,349 · 54 therms $1,056
- Water and sewer$1,456
10 units (CCF) a month on Canby Utility: water $61, sewer $49, single-family street maintenance $5, park maintenance $7 a month
- Trash$426
32-gallon cart (weekly), $35 a month
- Home insurance$886
Typical premium $886
A typical Canby house pays about $10,400 a year: $5,220 property tax and charges, $1,460 water and sewer, $430 trash, $2,400 electricity and gas, $890 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 21, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Pay the property tax in full by the November due date3% off
Paying the full year by the due date takes 3% off; paying two-thirds takes 2% off; paying one-third gets no discount. The due date is November 15, moved to the next business day when it falls on a weekend or legal holiday; for 2026, payments are due November 16.
How: Pay Clackamas County online, by mail (postmarked on or before the due date) or in person at 150 Beavercreek Road, Oregon City, where a payment drop box is at the front of the building.
Seniors 62+ and disabled homeowners: property tax deferral
The State of Oregon can pay your county property taxes; deferral accounts accrue 6% interest yearly. For 2026, household income during 2025 cannot exceed $70,000, net worth is limited to $500,000, and you must have owned and lived in the home for the last five full years.
How: File the application with the Clackamas County Assessor by April 15, or late from April 16 to December 1 with a fee.
Disabled veterans and surviving spouses: property tax exemption$27,092 or $32,512 off assessed value
For 2026 the exemption is $27,092 of assessed value, or $32,512 for a service-connected disability, for veterans certified 40% or more disabled and surviving spouses who have not remarried. Once qualified, you do not need to renew each year.
How: File the application with the Clackamas County Assessor by April 1; call 503-655-8671 for help.
Low-income seniors and disabled residents: reduced sewer rate$34.55 instead of $48.50 a month
A reduced sewer rate is available to low-income senior citizens and low-income disabled citizens who meet the eligibility criteria: $34.55 a month instead of $48.50.
How: Fill out the City of Canby's Reduced Utility Rate Application; questions to Utility Billing at utilitybilling@canbyoregon.gov or 503-266-0747.
Share the Warmth: help with the Canby Utility electric bill
Canby Utility's Share the Warmth program gives financial assistance to qualified customers who need help paying their electric bill. It opens in the fall while funds are available.
How: Contact Canby Utility at (503) 266-1156.
Electrically heated homes: Canby Utility weatherization rebates$7.00 per sq ft of windows
If electric heat is your primary heat source, Canby Utility pays rebates for insulation, house and duct sealing recommended on a utility-approved audit, and $7.00 per square foot for replacement windows with a U-factor of 0.30 or lower. Rebates are subject to available funds.
How: Request a weatherization audit through Canby Utility; questions to (503) 266-1156.
NW Natural bill discount15% to 85% off
In Oregon, households with income below 60% of the state median income can get 15% to 85% off their monthly gas bills. No proof of income is required to apply.
How: Apply online with NW Natural or call 503-226-4211 or 800-422-4012.
Money dates
- Nov 16, 2026in 24 daysProperty tax payments due (the November 15 due date moves to the next business day when it falls on a weekend or legal holiday); paying in full by the due date takes 3% off
- Dec 31in 69 daysDeadline to file a Property Value Appeal Board (PVAB) appeal (the first working day in January if December 31 falls on a weekend); the Clackamas County Clerk handles filing
- Feb 15in 115 daysSecond one-third property tax installment due (next business day if it falls on a weekend or legal holiday)
- Apr 1Disabled veteran / surviving spouse exemption applications due to the Assessor
Who serves this house
- Water
- Canby Utility
- Canby Utility, monthly bills; single-family homes with a 5/8" to 3/4" meter pay a $31.89 base charge plus $2.72 per CCF up to 7 CCF, $3.41 for 7 to 12 CCF and $4.75 over 12 CCF, effective May 1, 2026
- Property tax
- 1.77% of value
- 2025-26 tax year, Clackamas County code area 086-002 (City of Canby, Canby School District)
- Garbage
- Canby Disposal
- Weekly trash pickup under a City of Canby franchise
- Sewer
- City of Canby
- Flat monthly combined sewer and stormwater rate
- Electricity
- Canby Utility
- Customer-owned utility; residential rate
- Gas
- NW Natural
- Rate Schedule 2, single-family residential
- Schools
- Canby School District
- The school district listed for the City of Canby in Clackamas County's 2026-27 tax summary
Your water
- Source
- Canby currently relies primarily on the Molalla River; Canby Utility is planning a new Willamette River intake, pipeline and treatment plant
- Violations
- No water quality violations in 2025; the tap water met or exceeded all EPA and state drinking water standards
- Lead
- Canby Utility reported no lead or galvanized service lines; the 2024 lead 90th percentile at consumer taps was 2.5 ppb (action level 15 ppb)
Other OR cities
What a Bend house paysWhat a Medford house paysWhat a Portland house paysWhat a Corvallis house paysWhat a Sweet Home house paysWhat a Gresham house paysWhat a Lebanon house paysWhat a Oregon City house paysWhat a Keizer house paysWhat a Grants Pass house paysWhat a Milwaukie house paysWhat a Albany house paysWhat a Roseburg house paysWhat a West Linn house paysWhat a Lake Oswego house paysWhat a Ashland house paysWhat a Forest Grove house paysWhat a Redmond house paysWhat a Gladstone house paysWhat a Salem house paysWhat a Silverton house paysWhat a Beaverton house pays
How these numbers are made
- Property tax: the 2025-26 Clackamas County billing rates for code area 086-002 (City of Canby, Canby School District, Canby Fire District 62), $17.7166 per $1,000 of assessed value, because the 2026-27 code area rate table was not yet posted; the county expects the typical City of Canby bill to rise 1.83% for 2026-27. Smaller Canby code areas (086-042 and others) carry the same consolidated rate. Oregon has no homestead exemption, and no flat charges are added (none apply to typical Canby parcels).
- The starting assessed value ($294,686) is our estimate: Canby's Census median home value ($528,500) times the real property taxable assessed value divided by the real property Measure 5 (market) value for code area 086-002 on the 2025-26 roll (about 0.56), because the county publishes no median assessed value for Canby homes. The ratio is in line with the county's 2026 press release, which puts the countywide average taxable value at about 55% of the average real market value. Your statement's assessed value is the number to use. Measure 5 compression is not modeled: at these rates it would only apply if a home's assessed value were above about 91% of its real market value.
- Water: Canby Utility's single-family rates from May 1, 2026 (5/8" to 3/4" meter $31.89 a month; $2.72, $3.41 and $4.75 per CCF). The page starts at 10 CCF (1,000 cubic feet, 7,480 gallons), the usage Canby Utility uses for its average residential bill example ($61.15 at May 2026 rates).
- City of Canby utility bill from July 1, 2026: combined sewer and stormwater $48.50, street maintenance $5 and park maintenance $6.65 a month, all flat for a single-family home. The City's fee schedule also lists franchise and in-lieu-of-franchise fees paid by utilities to the City (5% for natural gas, solid waste and Canby Utility electric and water). Only the natural gas fee shows on bills as its own line (the 2% above the 3% Oregon puts in rates); it is included in the gas figures.
- Garbage: Canby Disposal's weekly curbside 32-gallon cart rate from July 1, 2026 ($35.46 a month), as adopted in City Resolution 1453; the schedule also lists 20, 65 and 95-gallon carts.
- Electricity: Canby Utility residential rates effective February 1, 2026 (year-round, no seasons or riders), with use starting at 1,250 kWh a month, the typical household in Canby Utility's 2025 rate hearing. Gas: NW Natural Schedule 2 effective October 31, 2025, times 1.02 for the 2% City of Canby franchise fee that NW Natural bills as a separate line (Canby's fee is 5% of gross revenue; OAR 860-022-0040 puts the first 3% in rates and requires the excess be separately stated on bills in the city); new rates take effect October 31, 2026. Insurance: the 2023 Oregon statewide average.
- Gas: we add the 2% city franchise line (Canby's 5% fee less the 3% included in rates) to both the customer charge and the per-therm charge (x 1.02), since it is a percentage of the bill; NW Natural's October 31, 2026 filing adds about $6.30 a month at 54 therms and is not included.
- Nothing here is legal, tax or insurance advice.
- Canby Disposal: residential garbage pickup
- City of Canby: garbage pickup and recycling
- Canby Disposal: pay my bill
- Canby Utility 2025 Water Quality Report
- City of Canby: rate increases effective July 1, 2026
- City of Canby 2026-27 Master Fee Schedule
- Canby Utility: about your Canby Utility
- Canby Utility: electric rates
- NW Natural Oregon Rate Schedule 2 (effective October 31, 2025)
- NW Natural: community affairs managers (communities served)
- Clackamas County Assessment & Taxation 2026 press release
- Clackamas County SAL Table 6a: code area consolidated billing rates, 2025-26
- Clackamas County SAL Table 1a: taxable assessed value by code area, 2025-26
- City of Canby Resolution 1453: Canby Disposal rates effective July 1, 2026
- Canby Disposal: residential recycling
- Canby City Council minutes, March 18, 2026
- Canby Utility: water rates
- Canby Utility: water rate schedule effective May 1, 2026
- Canby Utility Board packet, May 12, 2026 (April 14, 2026 minutes adopting Resolution 341)
- Canby Utility Board packet, March 10, 2026 (water rate staff report)
- Clackamas County: Measures 5 and 50
- Census QuickFacts: Canby city, Oregon
- Clackamas County SAL Table 1b: Measure 5 value by code area, 2025-26
- Canby Utility Board packet, January 13, 2026 (December 2025 rate hearing minutes)
- NW Natural Oregon summary of rates
- NW Natural: gas price and Oregon rate filings
- Oregon Insurance Commissioner briefing to the Senate, Jan 2025
- Clackamas County: pay property taxes (discounts and installments)
- Clackamas County: senior and disabled property tax deferral
- Oregon DOR: Senior and Disabled Property Tax Deferral
- Clackamas County: veteran's tax exemptions
- City of Canby: reduced utility rate
- City of Canby: utility billing customer services
- Canby Utility: Share the Warmth
- Canby Utility: start or stop service
- Canby Utility: home efficiency incentives
- Canby Utility: rebates
- NW Natural bill discount program
- Multnomah County: help with utility bills (NW Natural contact)
- Clackamas County: property value appeals
- Canby City Council packet, April 15, 2026 (Comprehensive Plan public facilities chapter)
- Oregon Administrative Rule 860-022-0040 (city fees on energy utilities)
- City of Albany: NW Natural privilege tax line item
How Canby compares
A typical Canby house against the 17 Oregon cities we cover, using the same default numbers as the total above.
| Per year | Canby | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.77% | 1.92% | lower than 10 of the other 16 Oregon cities we cover |
| Water | $734 | $624 | higher than 11 of the other 16 Oregon cities we cover |
| Sewer and utility-bill fees | $722 | $1,123 | lower than 16 of the other 16 Oregon cities we cover |
| Trash | $426 | $446 | lower than 7 of the other 13 Oregon cities we cover |
| Electricity and gas | $2,404 | $2,873 | lower than 16 of the other 16 Oregon cities we cover |
| Home insurance | $886 | $886 | in the middle of 16 other Oregon cities we cover |
| Total | $10,392 | $10,422 | lower than 9 of the other 16 Oregon cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Sewer and utility-bill fees
The fact: Sewer and flat utility-bill charges here come to about $722 a year, lower than 16 of the other 16 Oregon cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.
Ask: "Sewer and flat utility-bill charges here cost about $722 a year, lower than 16 of the other 16 Oregon cities we cover. What drives that cost, and would you change anything?"
2. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $2,404 a year, lower than 16 of the other 16 Oregon cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $2,404 a year for a typical house, lower than 16 of the other 16 Oregon cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about Canby house costs
What is the property tax rate in Canby?
About 1.77% of the value before exemptions a year (2025-26 tax year, Clackamas County code area 086-002 (City of Canby, Canby School District)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Canby?
About $8,858 a year on $500,000 of the value before exemptions.
How much is the water bill in Canby?
About $121 a month for water and sewer at typical use (10 units, or 7,480 gallons a month) on Canby Utility.
How much does trash pickup cost in Canby?
$35 a month for a house.
When is property tax due in Canby?
Nov 16, 2026: Property tax payments due (the November 15 due date moves to the next business day when it falls on a weekend or legal holiday); paying in full by the due date takes 3% off Feb 15: Second one-third property tax installment due (next business day if it falls on a weekend or legal holiday) Apr 15: Senior & disabled property tax deferral applications due to the county assessor (late filing from April 16 to December 1 with a fee)
Can seniors lower their property tax or bills in Canby?
Yes. Seniors 62+ and disabled homeowners: property tax deferral: The State of Oregon can pay your county property taxes; deferral accounts accrue 6% interest yearly. For 2026, household income during 2025 cannot exceed $70,000, net worth is limited to $500,000, and you must have owned and lived in the home for the last five full years.
Where can I get help paying utility bills in Canby?
Low-income seniors and disabled residents: reduced sewer rate: A reduced sewer rate is available to low-income senior citizens and low-income disabled citizens who meet the eligibility criteria: $34.55 a month instead of $48.50. Fill out the City of Canby's Reduced Utility Rate Application; questions to Utility Billing at utilitybilling@canbyoregon.gov or 503-266-0747.
How much does a house in Canby cost to run each year?
A typical Canby house pays about $10,400 a year: $5,220 property tax and charges, $1,460 water and sewer, $430 trash, $2,400 electricity and gas, $890 home insurance. Estimated from public rates, not anyone's actual bill.