Ashland, OR · Updated Oct 2026

What a Ashland house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Ashland house

$11,504a year · $959 a month

Starts at $369,391 of value before exemptions. Typical use.

Property tax$5,850
1.584% of $369,391
Electricity and gas$2,408
1000 kWh a month $1,552 · 46 therms $856
Water and sewer$2,044
9 units (CCF) a month on City of Ashland Water: water $72, sewer $65, single-family storm drain $6, single-family street user fee $10, parks fee on electric accounts $5, public safety support fee on electric accounts $5, wildfire risk reduction fee on water bill (0.75 inch meter) $7 a month
Trash$316
32-gal, $26 a month
Home insurance$886
Typical premium $886

A typical Ashland house pays about $11,500 a year: $5,850 property tax and charges, $2,040 water and sewer, $320 trash, $2,410 electricity and gas, $890 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Pay the property tax in full by the November 15 due date3% off
Paying the full year by November 15 takes 3% off; paying two-thirds takes 2% off. The one-third installment gets no discount. If the 15th falls on a weekend or legal holiday, the due date moves to the next business day.
How: Pay Jackson County Taxation online, by mail (postmarked by the due date) or at a county drop box.
Seniors and disabled homeowners: property tax deferral
If you qualify, the Oregon Department of Revenue pays your county property taxes on November 15 each year. A lien is placed on the property and deferral accounts accrue 6 percent interest yearly. The household income limit for 2026 is $70,000.
How: File the application with the county assessor by April 15, or late from April 16 to December 1 with a fee.
Disabled veterans and surviving spouses: property tax exemption$27,092 or $32,512 off assessed value
Veterans with disabilities of 40 percent or more, and qualifying surviving spouses or partners, may exempt $27,092 or $32,512 of their homestead's assessed value. The amount increases by 3 percent each year.
How: File the claim with the county assessor on or before April 1.
Low-income households: City utility discount30% off, up to $400 a year
Ashland Municipal Utility lists an electric, water and sewer discount program: 30% with a maximum of $400 each year. Household income must be at or below 200% of the Federal Poverty Level; participants must apply yearly, and the program year is July 1 to June 30.
How: Call Ashland utility billing at (541) 488-6004.

Adjust to match your bills

What you knowTrash cartRates effective July 1, 2025 inside the city; green debris is $10.11 a month extra.

Value before exemptionsOregon taxes assessed value, which is usually well below what the house would sell for. Your tax statement shows your assessed value.

Home insurance, a yearFrom your policy. We start at $886, Oregon statewide average for 2023, NAIC data in the Oregon Insurance Commissioner's January 2025 legislative briefing.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical house uses 7–12.

Electricity, kWh a month

On your City of Ashland Electric bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 15in 23 daysProperty tax due each year: full payment (3% off), two-thirds (2% off) or the first one-third; moves to the next business day if the 15th is a weekend or legal holiday
Dec 31, 2026in 69 daysDeadline to file a Property Value Appeals Board (PVAB) petition with the Jackson County Clerk
Feb 15in 115 daysSecond one-third property tax installment due (next business day if the 15th is a weekend or legal holiday)
Apr 1Disabled veteran / surviving spouse exemption claims due to the assessor, on or before April 1 preceding the tax year claimed

Who serves this house

Water: City of Ashland Water; City of Ashland, monthly bills; rates effective July 1, 2026, with a monthly customer charge of $19.25 per account and $18.15 for a 0.75 inch meter
Property tax: 1.58% of value; 2026-27 tax year, Jackson County code area 0501 (City of Ashland)
Garbage: Recology Ashland; Inside-city monthly rates
Sewer: City of Ashland; Monthly service charge, billed with other utilities
Electricity: City of Ashland Electric; City-owned electric utility
Gas: Avista Utilities; Schedule 410 residential
Schools: Ashland SD 5; Jackson County 2026 tax rate sheet, code area 501: 4.1601, 2.0231 and 1.2900 per $1,000

Pay or manage your bills

How these numbers are made

Property tax uses Jackson County code area 0501 (City of Ashland), 2026-27 rates from the county's tax rate sheet. Rates sum to 15.8368 per $1,000 of assessed value.
Starting value is the Census median owner-occupied value ($583,800) scaled by the code area's real-property total assessed value over taxable real market value (3,322,403,426 / 5,251,013,000) to approximate assessed value.
Water is priced in CCF (100 cubic feet). The city sets different tier breakpoints for November-April and May-October; the calculator uses a year-round blend that averages the rates where the seasons differ (3-5 CCF and above 36 CCF). Fixed water charge = $19.25 customer charge + $18.15 meter charge for a 0.75 inch meter.
Sewer is $37.48 plus $0.05418 per cubic foot of billed water use; the city bills the quantity charge on winter-average use above 400 cubic feet, so the calculator may overstate it for households that use more water in summer.
Gas adds Ashland's 2% franchise fee to Avista's Schedule 410 charges. Electricity is from the City of Ashland; the 25% electric users tax is folded into the entered electric fixed charge and per-kWh rates (x1.25), so it applies to electric only and not to gas.
Garbage uses Recology's July 1, 2025 inside-city rates (the 2026 rate sheet was not found). Fees on the city utility bill (storm drain, street user, parks, public safety, wildfire) are listed separately.
Nothing here is legal, tax or insurance advice.

Sources

How Ashland compares

A typical Ashland house against the 17 Oregon cities we cover, using the same default numbers as the total above.

Per year	Ashland	Median	Where it falls
Property tax rate	1.58%	1.92%	lower than 13 of the other 16 Oregon cities we cover
Water	$867	$624	higher than 16 of the other 16 Oregon cities we cover
Sewer and utility-bill fees	$1,177	$1,123	higher than 10 of the other 16 Oregon cities we cover
Trash	$316	$446	lower than 12 of the other 13 Oregon cities we cover
Electricity and gas	$2,408	$2,873	lower than 15 of the other 16 Oregon cities we cover
Home insurance	$886	$886	in the middle of 16 other Oregon cities we cover
Total	$11,504	$10,422	higher than 10 of the other 16 Oregon cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Ashland's property tax rate is 1.58%, lower than 13 of the other 16 Oregon cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Ashland is 1.58%, lower than 13 of the other 16 Oregon cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $867 a year at typical use, higher than 16 of the other 16 Oregon cities we cover.

Ask: "Water here costs about $867 a year at typical use, higher than 16 of the other 16 Oregon cities we cover. What drives that cost, and would you change anything?"

3. Trash

The fact: Trash pickup here costs about $316 a year for the standard cart, lower than 12 of the other 13 Oregon cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $316 a year for the standard cart, lower than 12 of the other 13 Oregon cities we cover. What drives that cost, and would you change anything about the service or the price?"

4. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,408 a year, lower than 15 of the other 16 Oregon cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,408 a year for a typical house, lower than 15 of the other 16 Oregon cities we cover. Which parts of that can the city influence, and what would you do about them?"

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Common questions about Ashland house costs

What is the property tax rate in Ashland?

About 1.58% of the value before exemptions a year (2026-27 tax year, Jackson County code area 0501 (City of Ashland)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Ashland?

About $7,918 a year on $500,000 of the value before exemptions.

How much is the water bill in Ashland?

About $170 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on City of Ashland Water.

How much does trash pickup cost in Ashland?

$26 to $84 a month, depending on the trash cart size (32-gal, 64-gal, 96-gal).

When is property tax due in Ashland?

Nov 15: Property tax due each year: full payment (3% off), two-thirds (2% off) or the first one-third; moves to the next business day if the 15th is a weekend or legal holiday Feb 15: Second one-third property tax installment due (next business day if the 15th is a weekend or legal holiday) Apr 15: Senior & disabled property tax deferral applications due to the county assessor (late filing from April 16 to December 1 with a fee)

Can seniors lower their property tax or bills in Ashland?

Yes. Seniors and disabled homeowners: property tax deferral: If you qualify, the Oregon Department of Revenue pays your county property taxes on November 15 each year. A lien is placed on the property and deferral accounts accrue 6 percent interest yearly. The household income limit for 2026 is $70,000.

Where can I get help paying utility bills in Ashland?

Low-income households: City utility discount: Ashland Municipal Utility lists an electric, water and sewer discount program: 30% with a maximum of $400 each year. Household income must be at or below 200% of the Federal Poverty Level; participants must apply yearly, and the program year is July 1 to June 30. Call Ashland utility billing at (541) 488-6004.

How much does a house in Ashland cost to run each year?

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