Springfield, OR · Updated Oct 2026

What a Springfield home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Springfield house

$8,535a year · $711 a month

Starts at $195,987 of value before exemptions. Typical use.

A typical Springfield house costs about $8,500 a year: $3,590 property tax and charges, $1,760 water and sewer, $280 trash, $2,010 electricity and gas, $890 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 21-gal weekly cartUp to $84 a year
Your cart costs $24 a month; the smallest costs $17. Worth it if you rarely fill it.
How: Call your garbage hauler.
Low-income SUB customers: Project SHARE electric bill helpUp to $245
One-time annual assistance of up to $245 toward the electricity portion of the SUB bill.
How: Apply through Catholic Community Services, SUB's partner.
NW Natural bill discount: 15% to 85% off15% to 85% off
In Oregon, the NW Natural bill discount program can save 15% to 85% on monthly gas bills.
How: Apply through NW Natural's bill discount program.

Adjust to match your bills

What you knowTrash cartCity rates effective 07/01/2026: one cart collected weekly, collection plus disposal. Sanipac also provides curbside recycling and yard debris collection with garbage service.

Value before exemptionsOregon taxes assessed value (Measure 50), usually well below market value. Your tax statement shows your assessed value.

Home insurance, a yearFrom your policy. We start at $886, Oregon statewide average for 2023, NAIC data in the Oregon Insurance Commissioner's January 2025 legislative briefing.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Springfield house uses about 8.

Electricity, kWh a month

On your Springfield Utility Board (SUB) bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 15in 10 daysProperty tax due: pay in full for a 3% discount or two-thirds for a 2% discount on that amount
Feb 15in 102 daysSecond property tax installment; interest is calculated on past due amounts on the 16th of each month

Who serves this house

Water: Springfield Utility Board (inside Springfield city limits); Rates effective January 1, 2026 for a 3/4 inch meter inside city limits: $29.40 basic charge per month; one unit is 748 gallons.
Property tax: 1.83% of value; 2025-26 tax year, Lane County code area 01900 (City of Springfield)
Garbage: Sanipac, the franchised hauler; Recycling and yard debris collection come with garbage service
Sewer: City of Springfield and MWMC, billed by SUB; Wastewater and stormwater fees are on the SUB bill
Electricity: Springfield Utility Board (SUB); Basic charge plus a per-kWh usage charge
Gas: NW Natural; Rate Schedule 2, residential

Pay or manage your bills

Your water

Source: About three quarters of Springfield’s drinking water is provided by groundwater wells
System: SUB is the ninth largest municipal water system in Oregon, with 27 wells, one river intake

How these numbers are made

Property tax: Lane County 2025-26 consolidated rate for code area 01900 (City of Springfield, Springfield School District 19), $18.3375 per $1,000 of assessed value; 2026-27 rates were not yet posted. The county's City of Springfield median assessed value of a single-family dwelling is $195,987 for 2025. Oregon has no homestead exemption. Measure 5 compression is not modeled; other code areas (for example outside Glenwood or Downtown renewal) differ slightly.
Water: SUB residential rates inside city limits from January 2026, 3/4 inch meter, $29.40 basic charge. Usage is $3.053 per unit (748 gallons) for the first 13 units; above 13 the rate is a year-weighted average of $3.238 (October to May) and $3.206 (June to September, units 14 to 100). The page starts at 8 units, SUB's typical household.
Sewer: City of Springfield wastewater fees effective July 2026: $17.71 MWMC base fee plus $2.638 (MWMC) + $4.502 (City) per unit of 748 gallons, billed on winter-average use in summer. Stormwater: the brochure's residential monthly fee of $18.36. The brochure also lists a $2.160 monthly admin fee that is not included here because its scope is unclear.
Garbage: Springfield's July 2026 city rate table for one cart collected weekly, collection plus disposal. Electricity: SUB April 2026 rates; the 900 to 1,500 kWh and over-1,500 kWh rates are year-weighted averages of the winter (7 months) and summer (5 months) blocks. Gas: NW Natural Schedule 2 rates of Oct 31, 2025; new rates were filed Oct 21, 2026. Typical electric use is the U.S. average per EIA.
Insurance: 2023 Oregon statewide average homeowners premium.
Nothing here is legal, tax or insurance advice.

Sources

How Springfield compares

A typical Springfield house against the 40 Oregon cities we cover, using the same default numbers as the total above.

Per year	Springfield	Median	Where it falls
Property tax rate	1.83%	1.85%	lower than 20 of the other 39 Oregon cities we cover
Water	$646	$626	higher than 21 of the other 39 Oregon cities we cover
Sewer and utility-bill fees	$1,118	$1,088	higher than 22 of the other 39 Oregon cities we cover
Trash	$283	$418	lower than 35 of the other 37 Oregon cities we cover
Electricity and gas	$2,008	$2,903	lower than 37 of the other 39 Oregon cities we cover
Home insurance	$886	$886	in the middle of 39 other Oregon cities we cover
Total	$8,535	$10,514	lower than 34 of the other 39 Oregon cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Trash

The fact: Trash pickup here costs about $283 a year for the standard cart, lower than 35 of the other 37 Oregon cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $283 a year for the standard cart, lower than 35 of the other 37 Oregon cities we cover. What drives that cost, and would you change anything about the service or the price?"

2. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,008 a year, lower than 37 of the other 39 Oregon cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,008 a year for a typical house, lower than 37 of the other 39 Oregon cities we cover. Which parts of that can the city influence, and what would you do about them?"

See who is running in your city →

Common questions about Springfield house costs

What is the property tax rate in Springfield?

About 1.83% of the value before exemptions a year (2025-26 tax year, Lane County code area 01900 (City of Springfield)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Springfield?

About $9,169 a year on $500,000 of the value before exemptions.

How much is the water bill in Springfield?

About $147 a month for water and sewer at typical use (8 units, or 5,984 gallons a month) on Springfield Utility Board (inside Springfield city limits).

How much does trash pickup cost in Springfield?

$17 to $44 a month, depending on the trash cart size (21-gal weekly, 35-gal weekly, 65-gal weekly, 95-gal weekly).

When is property tax due in Springfield?

Nov 15: Property tax due: pay in full for a 3% discount or two-thirds for a 2% discount on that amount Feb 15: Second property tax installment; interest is calculated on past due amounts on the 16th of each month

Where can I get help paying utility bills in Springfield?

Low-income SUB customers: Project SHARE electric bill help: One-time annual assistance of up to $245 toward the electricity portion of the SUB bill. Apply through Catholic Community Services, SUB's partner.

How much does a house in Springfield cost to run each year?

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