What a White House home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $335,724; your assessed value is often lower. Typical use.
- Property tax$2,263
0.674% of $335,724
- Electricity and gas$2,879
1154 kWh a month $1,970 · 45.8 therms $909
- Water and sewer$2,031
7,000 gallons a month on White House Utility District: water $71, sewer $89, stormwater fee (per equivalent residential unit) $9 a month
- Trash$288
Trash and recycling containers (pair), $24 a month
- Home insurance$1,492
Typical premium $1,492
A White House house at the typical market value ($335,724) costs about $9,000 a year: $2,260 property tax and charges, $2,030 water and sewer, $290 trash, $2,880 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Seniors 65+: Robertson County property tax freezeIncome limit $63,470 (2026)
Homeowners at least 65 who own and live in the home can have the tax frozen; the 2026 freeze is based on 2025 income of no more than $63,470 for the applicant, spouse and others on the deed.
How: Apply with the Robertson County Trustee, (615) 384-4238, by April 5, 2027.
Low-income elderly, disabled and disabled-veteran homeowners: state property tax reliefState program
Tennessee provides property tax relief for low-income elderly and disabled homeowners, as well as disabled veteran homeowners or their surviving spouses.
How: Applications go to the county trustee.
Money dates
- Feb 26, 2027in 114 daysThe final day to pay 2026 Robertson County property tax without penalty is Friday, February 26, 2027.
- Mar 1in 117 daysTennessee law adds 1.5% interest on March 1 to any unpaid balance.
- Apr 5, 2027The deadline for 2026 tax freeze applications is April 5, 2027.
- 3rd WednesdayThe City of White House utility bill is due the third Wednesday each month.
Who serves this house
- Water
- White House Utility District
- 2026 water rates, 5/8" x 3/4" meter: $10.32 basic service charge plus a water use charge of $0.00908 per gallon
- Property tax
- 0.67% of value
- 2026 tax year, Robertson County
- Garbage
- City of White House
- $24 per pair of containers per month for trash and recycling
- Sewer
- City of White House
- Sewer provider
- Electricity
- Cumberland Electric Membership Corporation
- Local power company (city and county)
- Gas
- Piedmont Natural Gas (Spire Tennessee)
- Local gas distributor; Spire acquired its Tennessee business
- Schools
- Robertson County
- Public school system type: County
Your water
- Source
- WHUD draws water from Old Hickory Lake, which is surface water.
- Fluoride
- Fluoride was detected at 0.649 ppm in 2025 (limit 4 ppm), with no violation.
Other TN cities
Clarksville home costsCollierville home costsColumbia home costsGallatin home costsLebanon home costsRed Bank home costsSignal Mountain home costsSmyrna home costsGermantown home costsJohnson City home costsOak Ridge home costsGoodlettsville home costsBartlett home costsLenoir City home costsEast Ridge home costsFairview home costsElizabethton home costsAlcoa home costsHendersonville home costsLa Vergne home costsMaryville home costsCollegedale home costsMillington home costsLawrenceburg home costsSoddy-Daisy home costsParis home costsPortland home costsMorristown home costsBristol home costsCrossville home costsOakland home costsDyersburg home costsAthens home costsAtoka home costsUnion City home costs
How these numbers are made
- Property tax: Tennessee assesses houses at 25% of appraised value; City of White House $0.8961 per $100 (tax year 2026, ordinance 26-05) plus Robertson County $1.80 per $100 (rate listed in the 2026 MTIDA profile). Most of the city is treated as Robertson County here; the part in Sumner County pays the city rate plus Sumner County's $1.4210 (FY2027).
- Water is from White House Utility District, not the city: $10.32 base plus $0.00908 per gallon ($9.08 per 1,000). The city bills sewer ($22.74 plus $9.82 per 1,000 gallons of water), stormwater ($8.99) and trash ($24) on one monthly bill; WHUD bills its own sewer only outside the city.
- Electricity: Cumberland EMC Schedule RS, $39.00 base plus the average of the summer, winter and transition energy plus TVA fuel charges (four months each): 10.843¢ per kWh. Typical use is the EIA Tennessee residential average (1,154 kWh).
- Gas: Piedmont (Spire Tennessee) Rate 301, monthly charge and per-therm rate averaged over 5 winter and 7 summer months. Typical use 45.8 therms from EIA Tennessee residential consumption per customer. Insurance is the Tennessee statewide average.
- Typical value is an ESRI estimate from the MTIDA community profile for the Robertson County part, a market figure, not an assessor figure.
- Nothing here is legal, tax or insurance advice.
- RATES-2026-FCA205-202602.pdf
- RATES-2026-FCA211202608.pdf
- RATES-2026-FCA211402610.pdf
- property_tax_information.php
- tax_freeze.php
- tax-relief.html
- ng_cons_num_dcu_STN_a.htm
- ng_cons_sum_dcu_STN_a.htm
- table_5A.pdf
- facts-statistics-homeowners-and-renters-insurance
- White_House_Robertson_County_2026.pdf
- White_House_Sumner_County_2026.pdf
- tn-rates-2026-10.pdf
- 207
- 1494
- https://www.whud.org/rates-and-fees/
- 2025-CCR-Booklet-and-Insert-for-Website.pdf
- Duke Energy sale to Spire
How White House compares
A typical White House house against the 36 Tennessee cities we cover, using the same default numbers as the total above.
| Per year | White House | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 0.67% | 0.61% | higher than 22 of the other 35 Tennessee cities we cover |
| Water | $857 | $517 | higher than 33 of the other 35 Tennessee cities we cover |
| Sewer and utility-bill fees | $1,174 | $776 | higher than 31 of the other 35 Tennessee cities we cover |
| Trash | $288 | $240 | higher than 21 of the other 28 Tennessee cities we cover |
| Electricity and gas | $2,879 | $2,424 | higher than 35 of the other 35 Tennessee cities we cover |
| Home insurance | $1,492 | $1,492 | in the middle of 31 other Tennessee cities we cover |
| Total | $8,953 | $7,044 | higher than 32 of the other 35 Tennessee cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Water
The fact: Water here costs about $857 a year at typical use, higher than 33 of the other 35 Tennessee cities we cover.
Ask: "Water here costs about $857 a year at typical use, higher than 33 of the other 35 Tennessee cities we cover. What drives that cost, and would you change anything?"
2. Sewer and utility-bill fees
The fact: Sewer and flat utility-bill charges here come to about $1,174 a year, higher than 31 of the other 35 Tennessee cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.
Ask: "Sewer and flat utility-bill charges here cost about $1,174 a year, higher than 31 of the other 35 Tennessee cities we cover. What drives that cost, and would you change anything?"
3. Trash
The fact: Trash pickup here costs about $288 a year for the standard cart, higher than 21 of the other 28 Tennessee cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.
Ask: "Trash pickup here costs about $288 a year for the standard cart, higher than 21 of the other 28 Tennessee cities we cover. What drives that cost, and would you change anything about the service or the price?"
4. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $2,879 a year, higher than 35 of the other 35 Tennessee cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $2,879 a year for a typical house, higher than 35 of the other 35 Tennessee cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about White House house costs
What is the property tax rate in White House?
About 0.67% of the value before exemptions a year (2026 tax year, Robertson County), plus flat charges on the same bill.
How much is property tax on a $500,000 house in White House?
About $3,370 a year on $500,000 of the value before exemptions.
How much is the water bill in White House?
About $169 a month for water and sewer at typical use (7,000 gallons a month) on White House Utility District.
How much does trash pickup cost in White House?
$24 a month for a house.
When is property tax due in White House?
Feb 26, 2027: The final day to pay 2026 Robertson County property tax without penalty is Friday, February 26, 2027.
Can seniors lower their property tax or bills in White House?
Yes. Seniors 65+: Robertson County property tax freeze: Homeowners at least 65 who own and live in the home can have the tax frozen; the 2026 freeze is based on 2025 income of no more than $63,470 for the applicant, spouse and others on the deed.
Where can I get help paying utility bills in White House?
Low-income elderly, disabled and disabled-veteran homeowners: state property tax relief: Tennessee provides property tax relief for low-income elderly and disabled homeowners, as well as disabled veteran homeowners or their surviving spouses. Applications go to the county trustee.
How much does a house in White House cost to run each year?
A White House house at the typical market value ($335,724) costs about $9,000 a year: $2,260 property tax and charges, $2,030 water and sewer, $290 trash, $2,880 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.