What a Crossville home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $298,490; your assessed value is often lower. Typical use.
- Property tax$1,299
0.435% of $298,490
- Electricity and gas$2,641
1154 kWh a month $1,957 · 45.8 therms $683
- Water and sewer$1,392
7,000 gallons a month on City of Crossville water: water $53, sewer $62, water and sewer leak relief (auto-enrolled, can opt out) $2 a month
- Trash$0
Weekly curbside garbage pickup, $0 a month
- Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.
A Crossville house at the typical market value ($298,490) costs about $5,300 a year: $1,300 property tax and charges, $1,390 water and sewer, $0 trash, $2,640 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.
Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Leak relief costs $1.65 a month and can be opted out of
Residential customers are automatically enrolled in the Water Leak and Sewer Leak Relief program, listed among the monthly fees at $1.65 on the City's utility billing page.
How: Call 1-855-426-7655 to opt out.
Money dates
- Discount date on billAn additional charge of 10% will be added to all bills not paid by the discount date stated on the bill.
Who serves this house
- Water
- City of Crossville water
- Inside city: $7.85 per 1,000 gallons, with a minimum fee for 2,000 gallons charged regardless of consumption.
- Property tax
- 0.44% of value
- Current rates (city $0.6059, county $1.135 per $100) as listed by the Cumberland County Assessor and the Tennessee Comptroller
- Garbage
- Cumberland Waste Disposal
- The City's Public Works page directs trash questions to Cumberland Waste Disposal; the City budget has a Garbage Pickup line of $477,500
- Sewer
- City of Crossville
- Sewer Provider: City of Crossville
- Electricity
- Volunteer Energy Cooperative
- Listed as the local power company for the city and county; the source company is the Tennessee Valley Authority
Other TN cities
Clarksville home costsCollierville home costsColumbia home costsGallatin home costsLebanon home costsRed Bank home costsSignal Mountain home costsSmyrna home costsGermantown home costsJohnson City home costsOak Ridge home costsGoodlettsville home costsBartlett home costsLenoir City home costsEast Ridge home costsFairview home costsElizabethton home costsAlcoa home costsHendersonville home costsLa Vergne home costsMaryville home costsCollegedale home costsMillington home costsLawrenceburg home costsSoddy-Daisy home costsParis home costsPortland home costsMorristown home costsBristol home costsWhite House home costsOakland home costsDyersburg home costsAthens home costsAtoka home costsUnion City home costs
How these numbers are made
- Water and sewer: City of Crossville inside-city rates, $7.85 and $9.14 per 1,000 gallons, with the stated minimum for 2,000 gallons modelled as 2,000 gallons billed at those rates.
- Property tax: city $0.6059 and county $1.135 per $100 of assessed value, residential assessed at 25%. Special districts were not found.
- Garbage: the City budget has a $477,500 Garbage Pickup line and no resident garbage fee was found on the city utility billing page, so $0 is used; this is an inference, not a published statement.
- Electricity: VEC residential rate RS, $23.00 plus the average of seasonal energy charges (4 months each) plus the average of TVA fuel cost for March to November 2026 (December to February not yet posted).
- Natural gas: MTNG Rate 62 (effective May 1, 2025), $9.00 customer charge plus $0.765 per therm, plus the average of the 2026 January-October purchased gas adjustment ($0.282 per therm); 45.8 therms a month is a modelling assumption.
- Garbage: no official garbage rate or city-paid statement was found, so the $0 is a placeholder and the city is not ready to publish.
- Nothing here is legal, tax or insurance advice.
How Crossville compares
A typical Crossville house against the 36 Tennessee cities we cover, using the same default numbers as the total above.
| Per year | Crossville | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 0.44% | 0.61% | lower than 33 of the other 35 Tennessee cities we cover |
| Water | $634 | $517 | higher than 29 of the other 35 Tennessee cities we cover |
| Sewer and utility-bill fees | $758 | $776 | lower than 19 of the other 35 Tennessee cities we cover |
| Trash | $0 | $240 | lower than 25 of the other 28 Tennessee cities we cover |
| Electricity and gas | $2,641 | $2,424 | higher than 26 of the other 35 Tennessee cities we cover |
| Total | $5,332 | $7,044 | lower than 32 of the other 35 Tennessee cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Property tax rate
The fact: Crossville's property tax rate is 0.44%, lower than 33 of the other 35 Tennessee cities we cover. The rate adds up every agency on the bill, not only the city.
Ask: "Property tax in Crossville is 0.44%, lower than 33 of the other 35 Tennessee cities we cover. What should that money pay for first, and would you change anything about how it is set?"
2. Water
The fact: Water here costs about $634 a year at typical use, higher than 29 of the other 35 Tennessee cities we cover.
Ask: "Water here costs about $634 a year at typical use, higher than 29 of the other 35 Tennessee cities we cover. What drives that cost, and would you change anything?"
3. Trash
The fact: Trash pickup here costs about $0 a year for the standard cart, lower than 25 of the other 28 Tennessee cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.
Ask: "Trash pickup here costs about $0 a year for the standard cart, lower than 25 of the other 28 Tennessee cities we cover. What drives that cost, and would you change anything about the service or the price?"
Common questions about Crossville house costs
What is the property tax rate in Crossville?
About 0.44% of the value before exemptions a year (Current rates (city $0.6059, county $1.135 per $100) as listed by the Cumberland County Assessor and the Tennessee Comptroller), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Crossville?
About $2,176 a year on $500,000 of the value before exemptions.
How much is the water bill in Crossville?
About $116 a month for water and sewer at typical use (7,000 gallons a month) on City of Crossville water.
How much does trash pickup cost in Crossville?
$0 a month for a house.
Can seniors lower their property tax or bills in Crossville?
Yes. Leak relief costs $1.65 a month and can be opted out of: Residential customers are automatically enrolled in the Water Leak and Sewer Leak Relief program, listed among the monthly fees at $1.65 on the City's utility billing page.
How much does a house in Crossville cost to run each year?
A Crossville house at the typical market value ($298,490) costs about $5,300 a year: $1,300 property tax and charges, $1,390 water and sewer, $0 trash, $2,640 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.