Millington, TN · Updated Oct 2026

What a Millington house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Millington house

$7,278a year · $607 a month

Starts at the typical market value, $207,300; your assessed value is often lower. Typical use.

A Millington house at the typical market value ($207,300) pays about $7,300 a year: $2,020 property tax and charges, $1,010 water and sewer, $310 trash, $2,440 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

One change saves this house about $593 a year:

Bring water use down to 3 units
$593 a year
Above 3 units a month, City of Millington Water Department charges $8.24 a unit instead of $0.00.
How: Most of the top tier is outdoor watering: fix leaks and water less often in summer.

Worth checking

Seniors 65+ or disabled, low income: state tax reliefUp to $227.00 county + $100.80 city on 2026 taxes
A state-funded tax relief program helps taxpayers 65 or older and disabled citizens pay property taxes; the income limit for elderly and disabled is $38,470. For 2026 the maximum credit is $227.00 on Shelby County property and $100.80 for the City of Millington. The credit is a rebate.
How: Call Shelby County Trustee Customer Service at 901-222-0200 for an application; signed applications for Shelby County and Millington must be postmarked by April 5, 2027.
Disabled veterans or surviving spouses: state tax reliefUp to $1,182.30 county + $525.00 city on 2026 taxes
There is no income limit for disabled veterans, widow(er)s of a disabled veteran, or the spouse of a soldier killed in action. For 2026 the maximum credit is $1,182.30 on Shelby County property and $525.00 for the City of Millington.
How: Call Shelby County Trustee Customer Service at 901-222-0200 for an application; signed applications must be postmarked by April 5, 2027.
Seniors 65+: property tax freeze2026 income limit $50,570
Seniors 65 or older who qualify have the tax on their primary residence frozen, even if there is a tax rate increase or a county-wide reappraisal. New applicants this year have their 2026 taxes frozen at the 2025 amount. The state's 2026 list shows a Millington income limit of $50,570.
How: Call Shelby County Trustee Customer Service at 901-222-0200 for an application, and provide a copy of your tax return. Signed applications must be postmarked by April 5, 2027.
Haul your own yard debris to the landfill to avoid extra yard-waste charges
Residents may avoid additional yard-waste charges by hauling debris themselves; each household may dispose of one pickup truck load per day at no cost by providing proof of residency.
How: Bring proof of residency.

Money dates

Apr 5, 2027Deadline for 2026 Shelby County and City of Millington tax relief applications, and for tax freeze applications, to the Shelby County Trustee (postmarked by April 5, 2027).
14th monthlyCity services bills (water, sewer, sanitation, stormwater) are due not later than the 14th day of each month; a 10% late payment service charge applies to the entire unpaid amount of a bill not paid in full by the due date.
End of FebShelby County property taxes are due the first Monday of October each year; the deadline to pay is the last day in February of the following calendar year, and 1.5% interest is added on March 1 and on the first day of each month after.

Who serves this house

Water: City of Millington Water Department; City of Millington residential water, meters read in gallons: $18.38 monthly base rate includes the first 2,000 gallons, then $6.16 for each additional 1,000 gallons or part thereof (code table marked 'Current rate'; rates are adjusted each year for bills issued at the end of July by the December CPI). These are the figures in the city code, not a 2026 rate schedule; the city's water page lists no rates.
Property tax: 0.98% of value; 2026 tax year (FY 2027), City of Millington and Shelby County
Garbage: City of Millington Sanitation; One City-issued 95 gallon cart per address; $26.00 a month per residential dwelling unit
Sewer: City of Millington; Billed monthly with water, stormwater and sanitation on one common city services bill
Electricity: Memphis Light, Gas & Water (MLGW); MLGW provides electric service inside and outside the City limits
Gas: Memphis Light, Gas & Water (MLGW); MLGW provides gas service where available, inside and outside the City limits

Pay or manage your bills

Your water

Source: Wells drawing from the Fort Pillow Aquifer, treated at two water plants.

How these numbers are made

Water and sewer are the City of Millington residential rates in the city code (Title 18, MTAS copy), marked 'Current rate': water $18.38 for the first 2,000 gallons then $6.16 per 1,000 gallons; sewer $9.69 then $4.68. The code adjusts these each year at the end of July by the December CPI and the city says it posts increases on its website; we could not find the 2025 or 2026 adjusted figures, so actual bills may be somewhat higher. About 20% of Millington is on MLGW water instead. The city adds 9.75% sales tax to water only (not modelled).
Sanitation is $26.00 a month per dwelling (Ordinance 2025-6); the ordinance adds a CPI adjustment from July 1, 2026 that we could not find applied. The stormwater fee depends on a home's square footage (three tiers: $3.80, $5.00, $9.00); the middle tier is used here as a typical home. All four appear on the common monthly city services bill.
Property tax: Tennessee assesses a house at 25% of appraised value, rates per $100 of assessed value. City of Millington $1.20 per $100 (FY27 budget ordinance, rate unchanged from FY26) = 1.20 / 100 x 25% = 0.30%. Shelby County's outside-Memphis rate of $2.702382 (general $1.252382, debt $0.29, schools $1.16) = 0.676%; the county school part (0.29%) is shown separately and is shared with Millington Municipal Schools, so there is no separate school rate. The city and county send separate bills. No state homestead exemption; relief programs are tips.
The starting home value is the Census median value of owner-occupied homes in Millington ($207,300, 2020-2024, a market value with a wide margin of error); enter your appraised value from the Shelby County Assessor.
Electricity and gas use MLGW's Schedule RS and G-3 (outside Memphis) with a 12-month average of the TVA fuel and purchased gas adjustments, as for other MLGW-served Shelby County cities; typical use is the Tennessee average from EIA. Insurance is Tennessee's 2022 statewide average premium (NAIC via Triple-I).
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Millington house costs

What is the property tax rate in Millington?

About 0.98% of the value before exemptions a year (2026 tax year (FY 2027), City of Millington and Shelby County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Millington?

About $4,878 a year on $500,000 of the value before exemptions.

How much is the water bill in Millington?

About $84 a month for water and sewer at typical use (7,000 gallons a month) on City of Millington Water Department.

How much does trash pickup cost in Millington?

$26 a month for a house.

When is property tax due in Millington?

End of Feb: Shelby County property taxes are due the first Monday of October each year; the deadline to pay is the last day in February of the following calendar year, and 1.5% interest is added on March 1 and on the first day of each month after.

Can seniors lower their property tax or bills in Millington?

Yes. Seniors 65+ or disabled, low income: state tax relief: A state-funded tax relief program helps taxpayers 65 or older and disabled citizens pay property taxes; the income limit for elderly and disabled is $38,470. For 2026 the maximum credit is $227.00 on Shelby County property and $100.80 for the City of Millington. The credit is a rebate.

How much does a house in Millington cost to run each year?

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