Bartlett, TN · Updated Oct 2026

What a Bartlett house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Bartlett house

$8,359a year · $697 a month

Starts at the typical market value, $310,400; your assessed value is often lower. Typical use.

A Bartlett house at the typical market value ($310,400) pays about $8,400 a year: $3,390 property tax and charges, $680 water and sewer, $360 trash, $2,440 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

One change saves this house about $173 a year:

Bring water use down to 3 units
$173 a year
Above 3 units a month, City of Bartlett Water System charges $2.41 a unit instead of $0.00.
How: Most of the top tier is outdoor watering: fix leaks and water less often in summer.

Worth checking

Seniors 65+ or disabled, low income: state tax reliefUp to $227.00 county + $139.44 city on 2026 taxes
A state-funded tax relief program helps taxpayers 65 or older and disabled citizens pay the property taxes on their home; the income limit for elderly and disabled is $38,470. For 2026 the maximum credit is $227.00 on Shelby County property and $139.44 for the City of Bartlett. The credit is a rebate.
How: Call Shelby County Trustee Customer Service at 901-222-0200 for an application; signed applications for Shelby County and Bartlett must be postmarked by April 5, 2027.
Disabled veterans or surviving spouses: state tax reliefUp to $1,182.30 county + $726.25 city on 2026 taxes
Disabled veterans, widow(er)s of disabled veterans and spouses of soldiers killed in action can get a tax relief credit with no income limit. For 2026 the maximum credit is $1,182.30 on Shelby County property and $726.25 for the City of Bartlett.
How: Call Shelby County Trustee Customer Service at 901-222-0200 for an application; signed applications for Shelby County and Bartlett must be postmarked by April 5, 2027.
Seniors 65+: property tax freeze2026 income limit $50,570 (local option $63,470)
Seniors 65 or older who qualify have the tax on their primary residence frozen, even if there is a tax rate increase or a county-wide reappraisal. New applicants this year have their 2026 taxes frozen at the 2025 amount. The state's 2026 list shows a Bartlett income limit of $50,570, with a local option limit of $63,470.
How: Call Shelby County Trustee Customer Service at 901-222-0200 for an application, and provide a copy of your tax return. Signed applications must be postmarked by April 5, 2027.
Tax relief recipients: street light fee waived$5.00 a month
The $5.00 monthly street light fee is waived for citizens of the City of Bartlett who have been granted relief by the State of Tennessee Property Tax Relief Agency. A 1987 ordinance waived the City Service Fee for the same citizens.
How: The waiver is for citizens granted relief by the State of Tennessee Property Tax Relief Agency; to apply for tax relief, contact Shelby County Trustee Customer Service at 901-222-0200.
One leak adjustment a year on water and sewer
After a leak is repaired, the Water Department can authorize one billing adjustment per calendar year for each service location: you pay an average bill plus one-half of the excess. No adjustment is given for irrigation, pressure washing or water left on in error, and requests must be made within six months of the bill.
How: Repair the leak first, then request the adjustment from the Water Department with copies of bills, paid invoices, receipts, or other evidence that the leak has been repaired (or a signed statement and receipts if you repaired it yourself).
Weekly yard debris pickup up to 12 cubic yards
The City picks up twelve cubic yards of debris per week from each residence. Bagged debris and yard waste carts are collected during weekly garbage collection, and from November 1 through March 31 the City's leaf vacuum trucks collect loose leaves. An optional 95 gallon yard waste cart costs $75.00.
How: Place piles curbside, away from mailboxes, fire hydrants and utility poles. For additional information, contact the Public Works Office at 901-385-6486.

Money dates

Feb 28City of Bartlett property taxes are due on December 1 and are payable through February 28 of the following year; taxes are delinquent on March 1.
Apr 5, 2027Deadline for 2026 Shelby County and City of Bartlett tax relief applications, and for tax freeze applications, to the Shelby County Trustee (postmarked by April 5, 2027).
End of FebShelby County property taxes are due the first Monday of October each year; the deadline to pay is the last day in February of the following calendar year, and 1.5% interest is added on March 1 and on the first day of each month after.

Who serves this house

Water: City of Bartlett Water System; City of Bartlett residential water rate for city customers (Fiscal Year 2026-2027 fee schedule): $7.80 for the first 2,000 gallons and $1.80 each additional 1,000 gallons; billed monthly
Property tax: 1.09% of value; 2026 tax year (FY 2027), City of Bartlett and Shelby County
Garbage: City of Bartlett Solid Waste Division; Weekly household garbage, yard waste and bulk item collection; $30.00 a month, assessed to each residential water meter account
Electricity: Memphis Light, Gas & Water (MLGW); MLGW provides electric distribution to the Bartlett service area; it is supplied with electricity by the Tennessee Valley Authority
Gas: Memphis Light, Gas & Water (MLGW); MLGW provides natural gas distribution to the Bartlett service area
Schools: Bartlett City Schools; The City's own K-12 school system for students residing within the city limits, serving 8,600 students

Pay or manage your bills

Your water

Source: Ground water from deep wells drilled into the Memphis Sands aquifer.
Lead: The service line inventory shows 0 lead service lines, 0 galvanized lines requiring replacement and 138 unknown service lines (pre-1950); the City calls itself an all non-lead service line system.
Hardness: Hardness 38.8 ppm as calcium carbonate (range 33-52 ppm, 2018 sample).
Fluoride: Fluoride 0.419 ppm (range 0.383-0.445) in 2025, below the 4 ppm limit.

How these numbers are made

Water and sewer are City of Bartlett residential rates for customers inside the city from the Fiscal Year 2026-2027 fee schedule in the adopted FY 2027 budget, which keeps water and sewer rates unchanged from FY 2026. Water: $7.80 a month covers the first 2,000 gallons, then $1.80 per 1,000 gallons. Sewer: $15.85 covers the first 2,000 gallons, then $2.79 per 1,000 gallons (the sewer rate rose $2.30 on June 10, 2025). Customers outside the city limits (rural) pay higher rates. The calculator converts your water use in CCF to gallons; the City publishes no typical use, so the page starts at its default.
The water bill also carries the $30.00 monthly solid waste fee, the $4.00 monthly stormwater fee for single-family homes and the $5.00 monthly street lighting fee from the fee schedule, plus the City Service Fee, which the City's FY 2025 financial report gives as $2.50 a month on each household; we found no newer figure and assume all three fees appear on the water bill.
Property tax: Tennessee assesses a house at 25% of its appraised value and sets rates per $100 of that assessed value. 2026 rates: City of Bartlett $1.66 (above the state-calculated recapture rate, per the FY 2027 adopted budget) and Shelby County's outside-Memphis rate of $2.702382 (general fund $1.252382, debt service $0.29, schools $1.16). On appraised value that is 1.66 / 100 x 25% = 0.415% for the city and 2.702382 / 100 x 25% = 0.676% for the county, 1.091% in all. The city and the county send separate bills. Bartlett City Schools receives a share of the county's school tax (allocated by average daily attendance) plus City funding, so there is no separate school rate. Tennessee has no general homestead exemption; relief and freeze programs are listed as tips.
The starting home value is the Census median value of owner-occupied homes in Bartlett ($310,400, 2020-2024), a market value; enter your appraised value from the Shelby County Assessor, whose values come from the January 1, 2025 countywide reappraisal (the next is scheduled for January 1, 2029).
Electricity: MLGW Schedule RS (January 2026), $16.64 service charge less the $1.54 hydro credit = $15.10 a month; per-kWh energy charges are the plain average of summer, winter and transition rates for the first 500 kWh and for additional kWh, plus the average of the 12 monthly TVA fuel cost adjustments from October 30, 2025 to October 2, 2026 (2.930 cents), giving 12.727 and 12.609 cents per kWh.
Gas: MLGW Schedule G-3 (outside Memphis), $10.42 a month plus $0.583 per ccf for the first 100 ccf and $0.490 above, plus the plain 12-month average of the purchased gas adjustment (October 30, 2025 to October 2, 2026, $0.134 per ccf), converted to therms at 1.037 therms per ccf; heating-season bills run above this average. Typical use: Tennessee residential averages from EIA (1,154 kWh and about 46 therms a month). Insurance: Tennessee's 2022 statewide average premium (NAIC via Triple-I).
Nothing here is legal, tax or insurance advice.

Sources

How Bartlett compares

A typical Bartlett house against the 20 Tennessee cities we cover, using the same default numbers as the total above.

Per year	Bartlett	Median	Where it falls
Property tax rate	1.09%	0.62%	higher than 18 of the other 19 Tennessee cities we cover
Water	$196	$492	lower than 19 of the other 19 Tennessee cities we cover
Sewer and utility-bill fees	$487	$776	lower than 18 of the other 19 Tennessee cities we cover
Trash	$360	$223	higher than 11 of the other 13 Tennessee cities we cover
Electricity and gas	$2,439	$2,466	lower than 10 of the other 19 Tennessee cities we cover
Home insurance	$1,492	$1,492	in the middle of 19 other Tennessee cities we cover
Total	$8,359	$7,240	higher than 14 of the other 19 Tennessee cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Bartlett's property tax rate is 1.09%, higher than 18 of the other 19 Tennessee cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Bartlett is 1.09%, higher than 18 of the other 19 Tennessee cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $196 a year at typical use, lower than 19 of the other 19 Tennessee cities we cover.

Ask: "Water here costs about $196 a year at typical use, lower than 19 of the other 19 Tennessee cities we cover. What drives that cost, and would you change anything?"

3. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $487 a year, lower than 18 of the other 19 Tennessee cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $487 a year, lower than 18 of the other 19 Tennessee cities we cover. What drives that cost, and would you change anything?"

4. Trash

The fact: Trash pickup here costs about $360 a year for the standard cart, higher than 11 of the other 13 Tennessee cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $360 a year for the standard cart, higher than 11 of the other 13 Tennessee cities we cover. What drives that cost, and would you change anything about the service or the price?"

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Common questions about Bartlett house costs

What is the property tax rate in Bartlett?

About 1.09% of the value before exemptions a year (2026 tax year (FY 2027), City of Bartlett and Shelby County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Bartlett?

About $5,453 a year on $500,000 of the value before exemptions.

How much is the water bill in Bartlett?

About $57 a month for water and sewer at typical use (7,000 gallons a month) on City of Bartlett Water System.

How much does trash pickup cost in Bartlett?

$30 a month for a house.

When is property tax due in Bartlett?

Feb 28: City of Bartlett property taxes are due on December 1 and are payable through February 28 of the following year; taxes are delinquent on March 1. End of Feb: Shelby County property taxes are due the first Monday of October each year; the deadline to pay is the last day in February of the following calendar year, and 1.5% interest is added on March 1 and on the first day of each month after.

Can seniors lower their property tax or bills in Bartlett?

Yes. Seniors 65+ or disabled, low income: state tax relief: A state-funded tax relief program helps taxpayers 65 or older and disabled citizens pay the property taxes on their home; the income limit for elderly and disabled is $38,470. For 2026 the maximum credit is $227.00 on Shelby County property and $139.44 for the City of Bartlett. The credit is a rebate.

How much does a house in Bartlett cost to run each year?

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