Collierville, TN · Updated Oct 2026

What a Collierville house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Collierville house

$10,450a year · $871 a month

Starts at the typical market value, $485,900; your assessed value is often lower. Typical use.

A Collierville house at the typical market value ($485,900) pays about $10,400 a year: $5,250 property tax and charges, $880 water and sewer, $380 trash, $2,440 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 21, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+ or disabled, low income: state tax relief on county taxesUp to $227 on 2026 county taxes
A state-funded tax relief program helps taxpayers 65 or older and disabled citizens pay the property taxes on their home; the income limit for elderly and disabled is $38,470. For 2026 the maximum credit on Shelby County property is $227.00. The credit is a rebate.
How: Call Trustee Customer Service at 901-222-0200 for an application; signed applications for Shelby County must be postmarked by April 5, 2027. The Trustee does not handle tax relief for Collierville town taxes, though relief may be available; to inquire, call the city's administration (the Town tax department is at 901-457-2281).
Disabled veterans or surviving spouses: state tax relief on county taxesUp to $1,182.30 on 2026 county taxes
Disabled veterans, widow(er)s of disabled veterans and spouses of soldiers killed in action can get a tax relief credit with no income limit. For 2026 the maximum credit on Shelby County property is $1,182.30.
How: Call Trustee Customer Service at 901-222-0200 for an application; signed applications for Shelby County must be postmarked by April 5, 2027. The Trustee does not handle tax relief for Collierville town taxes, though relief may be available; to inquire, call the city's administration (the Town tax department is at 901-457-2281).
Bulk items and appliances picked up at the curb
Bulk items such as furniture, boxes, dishwashers, mattresses and clean-outs are collected on your regular weekly collection day. Appliances such as refrigerators, stoves, water heaters, dryers and washing machines are picked up on a call-in basis each Thursday.
How: For an appliance pick-up, call Public Services at (901) 457-2800 before Wednesday afternoon.

Money dates

Feb 28Town of Collierville property taxes are due on January 1 and are considered delinquent after February 28, when interest is assessed.
Apr 5, 2027Deadline for 2026 Shelby County tax relief and tax freeze applications to the Shelby County Trustee (postmarked by April 5, 2027).
End of FebShelby County property taxes are due the first Monday of October each year; the deadline to pay is the last day in February of the following calendar year, and 1.5% interest is added on March 1 and on the first day of each month after.

Who serves this house

Water: Town of Collierville Public Utilities; Town of Collierville, inside city, from the Fiscal Year 2027 fee schedule: water customer service charge plus 3/4" base rate charge, and a water volume charge per 1,000 gallons; billed monthly
Property tax: 1.08% of value; 2026 tax year (FY 2027), Town of Collierville and Shelby County
Garbage: Town of Collierville Sanitation Division; Weekly household garbage, yard waste and curbside recycling collection; $32 a month
Sewer: Town of Collierville Public Utilities; Monthly sewer bills: a customer service charge, a base rate charge and a volume charge per 1,000 gallons
Electricity: Memphis Light, Gas & Water (MLGW); Power supplied by MLGW, which buys it from the Tennessee Valley Authority (TVA)
Gas: Memphis Light, Gas & Water (MLGW); MLGW provides natural gas distribution to the Collierville service area
Schools: Collierville Schools; The Town's own municipal school system, about 9,509 students; it gets a share of the Shelby County property tax levy based on average daily attendance

Pay or manage your bills

Your water

Source: Ten wells draw from the Memphis Sands, about 350 feet deep, and pump to one of four water treatment plants.
Lead: In 2023 sampling, 1 of 30 households exceeded the lead action level; the sample was found to be improperly taken, and re-sampling was below detectable levels. The Town has not identified any known lead service lines.
PFAS: UCMR 5 testing (September 2023) found perfluorohexanesulfonic acid (PFHxS) at an average of 0.002 ug/L (range 0.0009-0.0030).
Fluoride: Fluoride averaged 0.838 ppm (range 0.699-0.994) in October 2025, below the 4 ppm limit.

How these numbers are made

Water and sewer are Town of Collierville inside-city rates from the Fiscal Year 2027 fee schedule (Resolution 2026-17, adopted June 8, 2026; the step-up for this year was set by Ordinance 2024-05). Water: $4.75 customer service charge plus $5.12 base rate for a 3/4-inch meter = $9.87 a month, plus $2.22 per 1,000 gallons. Sewer: $4.82 plus $12.54 = $17.36 a month, plus $2.91 per 1,000 gallons of water, capped at 20,000 gallons for homes. The calculator converts your water use in CCF to gallons.
The Town utility bill also carries the $32 monthly sanitation fee, the $6.90 monthly residential stormwater user fee and the new $5.00 monthly street infrastructure maintenance fee (from July 1, 2026).
Property tax: Tennessee assesses a house at 25% of its appraised value and sets rates per $100 of that assessed value. 2026 rates: Town of Collierville $1.62 and Shelby County $2.702382 (general fund $1.252382, debt service $0.29, schools $1.16). On appraised value that is 1.62 / 100 x 25% = 0.405% for the town and 2.702382 / 100 x 25% = 0.676% for the county, 1.081% in all. The town and the county send separate bills. Collierville Schools receives a share of the county's school tax (allocated by average daily attendance) plus Town funding, so there is no separate school rate. Tennessee has no general homestead exemption; relief and freeze programs are listed as tips.
The starting home value is the Census median value of owner-occupied homes in Collierville ($485,900, 2020-2024), a market value; enter your appraised value from the Shelby County Assessor, whose values come from the 2025 countywide reappraisal (the next is scheduled for 2029).
Electricity: MLGW Schedule RS (January 2026), $16.64 service charge less the $1.54 hydro credit = $15.10 a month; per-kWh energy charges are the plain average of summer, winter and transition rates (four months each) for the first 500 kWh and for additional kWh, plus the average of the 12 monthly TVA fuel cost adjustments from October 30, 2025 to October 2, 2026 (2.930 cents), giving 12.727 and 12.609 cents per kWh.
Gas: MLGW Schedule G-3 (outside Memphis), $10.42 a month plus $0.583 per ccf for the first 100 ccf and $0.490 above, plus the plain 12-month average of the purchased gas adjustment (October 30, 2025 to October 2, 2026, $0.134 per ccf), converted to therms at 1.037 therms per ccf. The adjustment is highest in winter, so heating-season bills run above this average. Typical use: Tennessee residential averages from EIA (1,154 kWh and about 46 therms a month). Insurance: Tennessee's 2022 statewide average premium (NAIC via Triple-I).
Nothing here is legal, tax or insurance advice.

Sources

How Collierville compares

A typical Collierville house against the 20 Tennessee cities we cover, using the same default numbers as the total above.

Per year	Collierville	Median	Where it falls
Property tax rate	1.08%	0.62%	higher than 17 of the other 19 Tennessee cities we cover
Water	$298	$492	lower than 17 of the other 19 Tennessee cities we cover
Sewer and utility-bill fees	$586	$776	lower than 14 of the other 19 Tennessee cities we cover
Trash	$384	$223	higher than 12 of the other 13 Tennessee cities we cover
Electricity and gas	$2,439	$2,466	lower than 10 of the other 19 Tennessee cities we cover
Home insurance	$1,492	$1,492	in the middle of 19 other Tennessee cities we cover
Total	$10,450	$7,240	higher than 19 of the other 19 Tennessee cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Collierville's property tax rate is 1.08%, higher than 17 of the other 19 Tennessee cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Collierville is 1.08%, higher than 17 of the other 19 Tennessee cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $298 a year at typical use, lower than 17 of the other 19 Tennessee cities we cover.

Ask: "Water here costs about $298 a year at typical use, lower than 17 of the other 19 Tennessee cities we cover. What drives that cost, and would you change anything?"

3. Trash

The fact: Trash pickup here costs about $384 a year for the standard cart, higher than 12 of the other 13 Tennessee cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $384 a year for the standard cart, higher than 12 of the other 13 Tennessee cities we cover. What drives that cost, and would you change anything about the service or the price?"

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Common questions about Collierville house costs

What is the property tax rate in Collierville?

About 1.08% of the value before exemptions a year (2026 tax year (FY 2027), Town of Collierville and Shelby County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Collierville?

About $5,403 a year on $500,000 of the value before exemptions.

How much is the water bill in Collierville?

About $74 a month for water and sewer at typical use (7,000 gallons a month) on Town of Collierville Public Utilities.

How much does trash pickup cost in Collierville?

$32 a month for a house.

When is property tax due in Collierville?

Feb 28: Town of Collierville property taxes are due on January 1 and are considered delinquent after February 28, when interest is assessed. End of Feb: Shelby County property taxes are due the first Monday of October each year; the deadline to pay is the last day in February of the following calendar year, and 1.5% interest is added on March 1 and on the first day of each month after.

Can seniors lower their property tax or bills in Collierville?

Yes. Seniors 65+ or disabled, low income: state tax relief on county taxes: A state-funded tax relief program helps taxpayers 65 or older and disabled citizens pay the property taxes on their home; the income limit for elderly and disabled is $38,470. For 2026 the maximum credit on Shelby County property is $227.00. The credit is a rebate.

How much does a house in Collierville cost to run each year?

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