Elizabethton, TN · Updated Oct 2026

What a Elizabethton house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Elizabethton house

$6,401a year · $533 a month

Starts at $225,900 of value before exemptions. Typical use.

Property tax$1,179
0.522% of $225,900
Electricity and gas$2,360
1154 kWh a month $1,595 · 45.8 therms $764
Water and sewer$1,164
7,000 gallons a month on Elizabethton Water Resources: water $51, sewer $46 a month
Trash$206
City-issued garbage cart, $17 a month
Home insurance$1,492
Typical premium $1,492

A typical Elizabethton house pays about $6,400 a year: $1,180 property tax and charges, $1,160 water and sewer, $210 trash, $2,360 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+ or disabled, low income: state property tax reliefIncome up to $38,470
Tennessee's tax relief program reimburses part or all of the property taxes paid by low-income homeowners 65 or older (by December 31, 2026) or disabled. The income limit is $38,470 (2025 income of the applicant, spouse, co-owners and resident remainder); other requirements apply. It is a reimbursement, not an exemption.
How: Apply with the Carter County Trustee or, for property inside city limits, the city collecting official.
Disabled veterans or surviving spouses: state property tax relief
Disabled veterans whose disability meets one of the criteria the Comptroller lists (for example, a service-connected permanent and total disability as determined by the VA), and surviving spouses in the listed cases, can get state tax relief calculated on up to $175,000 of market value; other requirements apply.
How: Apply with the Carter County Trustee or the city collecting official, with consent form F-16 (F-16S for a surviving spouse).
Curbside vacuum leaf collection, November to January
The City's Street and Sanitation Department vacuums leaves at the curb from the first Monday in November through the last Friday in January. Rake leaves into piles at the curb; don't bag them.
How: Questions: Street and Sanitation Department, (423) 547-6306.
Scheduled brush and bulk refuse collection
Inside city limits, brush and bulk refuse are collected on a schedule by zone (the city is divided into 6 zones).
How: Find your zone on the city's Solid Waste Services map and check the 2026 brush and bulk calendar, or call (423) 547-6306.
Away for months? Ask about a water bill vacation
Elizabethton charges its minimum bill even if no water was used. The city asks customers who will be away for a couple of months or more to talk to its billing staff about a Water Bill Vacation.
How: Talk to the city's billing staff; for billing questions the city lists 423-547-6200.
Heat pump loans through TVA EnergyRight
Elizabethton Electric and TVA's EnergyRight program offer heat pump loans; you can take up to 10 years to pay off the loan, or pay it off early with no penalty.
How: Register at EnergyRight.com or call 1-855-237-2673; questions to Elizabethton Electric at 423-542-1101.

Money dates

Feb 28February 28 is the last day to pay the preceding year's property taxes without interest; March 1 is the delinquency date.
From June 1To appeal your appraisal, start with an informal discussion with the Assessor, then the County Board of Equalization, which meets beginning June 1.
First Monday in OctoberTennessee property taxes for the current year become due and payable on the first Monday in October.
35 days after taxes go delinquentDeadline to apply for 2026 state property tax relief: 35 days after the delinquency date, and the 2026 taxes must be paid by then.

Who serves this house

Water: Elizabethton Water Resources; City of Elizabethton 2025-2026 water rates, inside city (M01): a minimum charge for 1,000 gallons or less, then a charge per thousand gallons that steps down above 500,000 and 1,000,000 gallons
Property tax: 0.52% of value; 2026 tax year (FY 2027), City of Elizabethton and Carter County
Garbage: City of Elizabethton Sanitation Department; The city's 2025-26 minimum utility bill is $60.41 for water, sewer and garbage
Sewer: Elizabethton Water Resources; Inside city (2025-2026 rate table): sewer rates of $21.32 and $3.67 per thousand gallons listed for 0 to 9,000 gallons and over 9,000 gallons
Electricity: Elizabethton Electric (City of Elizabethton); Residential Schedule RS, effective October 1, 2026: $17.35 customer charge plus $0.10016 per kWh
Gas: Atmos Energy; Atmos Energy Schedule 210 residential gas service (effective June 1, 2026): customer charge $27.20 a month October-April and $25.20 May-September, plus $0.1970 per Ccf

Pay or manage your bills

Your water

Source: Water is obtained from four sources: Hampton Spring, Valley Forge Spring, Big Springs and the Watauga River Regional Water Authority.
System: The City has approximately 11,448 water connections and 7,000 sewer connections serving an estimated 28,337 people in Elizabethton and Carter County.

How these numbers are made

City of Elizabethton bills water, sewer and garbage on one monthly utility bill. Inside city limits (2025-2026 rate table, the latest the city posts; 2026-27 rates were not found and may have changed, still the one linked from the city's Rates page in October 2026): water $21.95 minimum charge for 1,000 gallons or less, then $5.07 per thousand gallons; sewer $21.32 minimum charge plus $3.67 per thousand gallons, which the table lists from 0 gallons, so this page charges it on all water used. Typical water use is not published, so the page starts at 9 CCF (about 6,700 gallons).
Garbage: the city does not post a separate garbage price, so this page uses the city's $60.41 minimum bill for water, sewer and garbage less the water ($21.95) and sewer ($21.32) minimum charges: $17.14 a month.
Property tax: Tennessee assesses a house at 25% of its appraised value and sets rates per $100 of that assessed value. 2026 rates after Carter County's 2026 reappraisal: City of Elizabethton $0.9305 (the State Board of Equalization's certified rate, which the council accepted on July 9, 2026) and Carter County $1.1571 (levy resolution of June 29, 2026; $0.44596 of it is the General Purpose School Fund), $2.0876 in all, about 0.522% of appraised value. The City and the Carter County Trustee bill separately. Tennessee has no general homestead exemption; relief programs are listed as tips.
The starting home value is an estimate of a 2026 appraised value (about $226,000), backed out from the Census median real estate tax paid in Elizabethton ($1,179, ACS 2020-2024) divided by the 2026 combined rate on 25% assessment. The Census median home value ($172,900) predates the 2026 reappraisal and would understate the tax; enter your 2026 appraised value from the Carter County Assessor instead. Home insurance is the 2022 statewide NAIC Tennessee average (HO-3), the latest year in the source, until you enter your own.
Electricity: Elizabethton Electric's residential rate for October 2026 ($17.35 customer charge, $0.10016 per kWh including the DCRA). Its rate schedule is reissued as TVA's charges change, and only the current month is posted, so this is one month's rate, not a 12-month average. Typical use: Tennessee residential average from EIA (1,154 kWh a month).
Natural gas: Atmos Energy Schedule 210, the month-weighted average customer charge (7 months at $27.20, 5 at $25.20) = $26.37, plus the $0.1970 per Ccf base rate (from June 1, 2026) and the 12-month average of Atmos's firm Purchased Gas Adjustment from November 2025 to October 2026 ($0.6484 per Ccf): $0.8454 per Ccf, about $0.815 per therm. Typical use: about 46 therms a month (EIA Tennessee residential average). Homes outside city limits are served by other water utilities and are not modeled here.
Nothing here is legal, tax or insurance advice.

Sources

How Elizabethton compares

A typical Elizabethton house against the 20 Tennessee cities we cover, using the same default numbers as the total above.

Per year	Elizabethton	Median	Where it falls
Property tax rate	0.52%	0.62%	lower than 12 of the other 19 Tennessee cities we cover
Water	$612	$492	higher than 15 of the other 19 Tennessee cities we cover
Sewer and utility-bill fees	$552	$776	lower than 16 of the other 19 Tennessee cities we cover
Trash	$206	$223	lower than 7 of the other 13 Tennessee cities we cover
Electricity and gas	$2,360	$2,466	lower than 14 of the other 19 Tennessee cities we cover
Home insurance	$1,492	$1,492	in the middle of 19 other Tennessee cities we cover
Total	$6,401	$7,240	lower than 18 of the other 19 Tennessee cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Water

The fact: Water here costs about $612 a year at typical use, higher than 15 of the other 19 Tennessee cities we cover.

Ask: "Water here costs about $612 a year at typical use, higher than 15 of the other 19 Tennessee cities we cover. What drives that cost, and would you change anything?"

2. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $552 a year, lower than 16 of the other 19 Tennessee cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $552 a year, lower than 16 of the other 19 Tennessee cities we cover. What drives that cost, and would you change anything?"

See who is running in your city →

Common questions about Elizabethton house costs

What is the property tax rate in Elizabethton?

About 0.52% of the value before exemptions a year (2026 tax year (FY 2027), City of Elizabethton and Carter County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Elizabethton?

About $2,610 a year on $500,000 of the value before exemptions.

How much is the water bill in Elizabethton?

About $97 a month for water and sewer at typical use (7,000 gallons a month) on Elizabethton Water Resources.

How much does trash pickup cost in Elizabethton?

$17 a month for a house.

When is property tax due in Elizabethton?

First Monday in October: Tennessee property taxes for the current year become due and payable on the first Monday in October.

Can seniors lower their property tax or bills in Elizabethton?

Yes. Seniors 65+ or disabled, low income: state property tax relief: Tennessee's tax relief program reimburses part or all of the property taxes paid by low-income homeowners 65 or older (by December 31, 2026) or disabled. The income limit is $38,470 (2025 income of the applicant, spouse, co-owners and resident remainder); other requirements apply. It is a reimbursement, not an exemption.

Where can I get help paying utility bills in Elizabethton?

Seniors 65+ or disabled, low income: state property tax relief: Tennessee's tax relief program reimburses part or all of the property taxes paid by low-income homeowners 65 or older (by December 31, 2026) or disabled. The income limit is $38,470 (2025 income of the applicant, spouse, co-owners and resident remainder); other requirements apply. It is a reimbursement, not an exemption. Apply with the Carter County Trustee or, for property inside city limits, the city collecting official.

How much does a house in Elizabethton cost to run each year?

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