Collegedale, TN · Updated Oct 2026

What a Collegedale house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Collegedale house

$8,360a year · $697 a month

Starts at the typical market value, $365,100; your assessed value is often lower. Typical use.

Property tax$2,359
0.646% of $365,100
Electricity and gas$2,821
1216.7 kWh a month $1,857 · 45.8 therms $964
Water and sewer$1,688
7,000 gallons a month on Eastside Utility District: water $42, sewer $99 a month
Trash$0
City garbage cart, $0 a month
Home insurance$1,492
Typical premium $1,492

A Collegedale house at the typical market value ($365,100) pays about $8,400 a year: $2,360 property tax and charges, $1,690 water and sewer, $0 trash, $2,820 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+ and disabled homeowners: state tax relief
Tennessee pays back part or all of the property tax for low-income homeowners 65 or older (by 12/31/2026) or disabled, with 2025 income up to $38,470. Relief is figured on up to $33,600 of market value.
How: Contact your county trustee to apply; the deadline is 35 days after the delinquency date, and taxes must be paid by then.
Disabled veterans: state tax relief
Disabled veteran homeowners or their surviving spouses may get state tax relief; the brochure lists $175,000 as the maximum market value on which tax relief is calculated.
How: Complete the 2026 form F-16 (veterans) or F-16S (surviving spouses), then contact your county trustee to apply.
Monthly brush and large trash pickup
Collegedale's Sanitation Department provides monthly brush collection and monthly large trash collection.

Money dates

May 20Ask the Hamilton County Assessor for an informal review of your value before May 20; appeals to the County Board of Equalization are accepted through the first week of June.
Last day of FebruaryThe payment period for county taxes begins on October 1 and continues through the last day of February; on March 1 county taxes become delinquent and begin to accrue 1 1/2% interest a month. The Hamilton County Trustee also collects property taxes for the City of Collegedale.

Who serves this house

Water: Eastside Utility District; Eastside Utility District Hamilton County rates effective August 01, 2026: a monthly minimum charge by meter size, then rates per 1,000 gallons
Property tax: 0.65% of value; 2026 tax year, City of Collegedale and Hamilton County
Garbage: City of Collegedale Sanitation Department; Weekly garbage collection, monthly brush and monthly large trash collection, free to residential households
Sewer: City of Collegedale Public Works; $14.70 rate for water-meter billed users with a $23.50 monthly minimum, effective July 1, 2025
Electricity: EPB; Base Rate Plan: $9.81 customer charge plus 9.095¢ per kWh and TVA's monthly fuel cost adjustment
Gas: Chattanooga Gas; Customer charge $36.01 a month November-April and $29.71 May-October, plus per-therm charges
Schools: Hamilton County; Of the county's $1.5157 tax rate for 2026, $0.6540 is the school fund

Pay or manage your bills

Your water

Source: Eastside's 2024 water quality report says its water comes from the Tennessee River, a surface water source.
Testing: The report says EUD had no violations of the regulated Total Coliform rule.
Lead: In the most recent lead and copper testing, 0 of the 30 households sampled exceeded the action level.
Customers: The report says Eastside serves 22,000 customers in a 51 square mile area of Hamilton County.

How these numbers are made

Water (Eastside Utility District, rates effective August 1, 2026): $11.21 monthly minimum for a 5/8-inch meter, which entitles the customer to use water to the value of the charge (the first 748 gallons), then $4.53 per 1,000 gallons up to 50,000 gallons. We add $4.53 on all gallons, so the water figure is about $3.39 a month high. Sales tax is added by Eastside where applicable (Eastside's table shows 9.25%, so bills run about 9% higher) and is not included. The page starts at the default 9 CCF of use because no utility-published typical use was found.
Sewer: the City of Collegedale rate for water-meter billed users, $14.70 per 1,000 gallons of water used with a $23.50 monthly minimum, effective July 1, 2025 (city code; reported by the Chattanoogan). The city's sewer rate follows the City of Chattanooga's regional rate, so it may have changed after July 2026.
Garbage is free to residential households and paid from city general revenue. No stormwater fee or other flat charge was found on Collegedale tax bills.
Property tax: Tennessee assesses a house at 25% of its appraised value and sets rates per $100 of assessed value. 2026 rates: City of Collegedale $1.0690 and Hamilton County $1.5157 (general fund $0.8563, school fund $0.6540, district road fund $0.0054), $2.5847 in all, which is 0.646% of appraised value. The Hamilton County Trustee collects county and city taxes. Tennessee has no general homestead exemption. The starting home value is the Census median ($365,100, ACS 2020-2024), a market value from before the 2025 reappraisal.
Electricity and gas: EPB and Chattanooga Gas rates (EPB Base Rate Plan with the average of 11 monthly TVA fuel cost adjustments; Chattanooga Gas R-1 with average customer charge and purchased gas adjustment). Home insurance is the Tennessee statewide average for 2022 (NAIC via Triple-I).
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Collegedale house costs

What is the property tax rate in Collegedale?

About 0.65% of the value before exemptions a year (2026 tax year, City of Collegedale and Hamilton County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Collegedale?

About $3,231 a year on $500,000 of the value before exemptions.

How much is the water bill in Collegedale?

About $141 a month for water and sewer at typical use (7,000 gallons a month) on Eastside Utility District.

How much does trash pickup cost in Collegedale?

$0 a month for a house.

When is property tax due in Collegedale?

Last day of February: The payment period for county taxes begins on October 1 and continues through the last day of February; on March 1 county taxes become delinquent and begin to accrue 1 1/2% interest a month. The Hamilton County Trustee also collects property taxes for the City of Collegedale.

Can seniors lower their property tax or bills in Collegedale?

Yes. Seniors 65+ and disabled homeowners: state tax relief: Tennessee pays back part or all of the property tax for low-income homeowners 65 or older (by 12/31/2026) or disabled, with 2025 income up to $38,470. Relief is figured on up to $33,600 of market value.

Where can I get help paying utility bills in Collegedale?

Seniors 65+ and disabled homeowners: state tax relief: Tennessee pays back part or all of the property tax for low-income homeowners 65 or older (by 12/31/2026) or disabled, with 2025 income up to $38,470. Relief is figured on up to $33,600 of market value. Contact your county trustee to apply; the deadline is 35 days after the delinquency date, and taxes must be paid by then.

How much does a house in Collegedale cost to run each year?

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Ways to pay less

Money dates

Who serves this house

Your water

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Common questions about Collegedale house costs