West Memphis, AR · Updated Oct 2026

What a West Memphis home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a West Memphis house

$4,143a year · $345 a month

Starts at the typical market value, $120,100; your assessed value is often lower. Typical use.

A West Memphis house at the typical market value ($120,100) costs about $4,100 a year: $490 property tax and charges, $540 water and sewer, $200 trash, $1,170 electricity, $1,740 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Homeowners 65+ or disabled: freeze your assessed valueValue frozen
If you qualify for the homestead credit and are 65 or older or disabled, the taxable assessed value of your home can be frozen at its value at the next assessment date after you turn 65 or become disabled. Your tax can still change if millage rates change.
How: Apply for the freeze with the county assessor's office.

Money dates

May 31Property must be assessed between January 1st and May 31st each year.
Oct 15Property taxes are due by October 15th the following year; a 10% penalty is added to real estate paid after October 15th.

Who serves this house

Water: West Memphis Utilities; Residential 3/4 inch minimum meter charge of $13.00 a month, plus $0.0969 per hundred gallons for the first 6,700 gallons and $0.1164 per hundred gallons above that.
Property tax: 0.91% of value; 2025 tax year, payable Oct. 15, 2026 (Crittenden County)
Garbage: City of West Memphis; Monthly sanitation fee covers weekly residential trash pickup
Electricity: West Memphis Utilities; City-owned electric system serving customers within the city

Pay or manage your bills

How these numbers are made

Property tax: Arkansas assesses a home at 20% of market value and applies the total millage. For the 2025 taxes due Oct. 15, 2026, a home inside West Memphis in the West Memphis School District carries 45.3 mills: school 36.5, city 3.8 and county 5. Homes in the part of the city served by the Marion School District carry 54.5 mills (school 45.7). Voluntary millages, if any, are not included. The Census median is a market value, not the assessor's figure; the calculator subtracts the $600 homestead credit.
Water: West Memphis Utilities residential 3/4 inch meter, $13.00 a month plus $0.0969 per hundred gallons ($0.969 per 1,000 gallons) for the first 6,700 gallons and $0.1164 ($1.164 per 1,000) above. Typical use is not published, so the page starts at its default.
Sewer: the only published sewer rate is 132% of the water cost, shown in the Utility Commission's customer information sheet (a 2006 document); the current rate pages say only that sewer is based on metered water. Modelled as 132% of the $13.00 minimum charge ($17.16) plus 132% of the first-tier water rate ($1.27908 per 1,000 gallons); use above 6,700 gallons would cost slightly more.
Garbage: $16.50 a month for one-family residences, from the Monthly Garbage Fees sheet linked from the utility's Sanitation page.
Electricity: $6.50 customer charge plus $0.06 per kWh from the utility's rates page, plus a fuel adjustment that the utility says it works to keep around 2 cents per kWh (modelled as $0.02, so $0.08 per kWh). Typical use is the 2024 average of City of West Memphis residential customers in EIA data. No franchise fee is stated.
Gas: Summit Utilities Arkansas lists West Memphis in its service area; the current gas supply rate is only on Summit's interactive rates page, so gas is not priced. Insurance is Arkansas's 2022 statewide average premium.
HOLD: no current residential sewer rate is published (city Wastewater page says only that rates are generally based on metered water service; the 132% figure is from a 2006-era sheet). Do not publish until a current sewer schedule is found. Electricity $0.08/kWh includes a modelled $0.02 fuel adjustment (estimate). County millage is 5 inside West Memphis per the DFA 2025 table (5.4 applies only to rural/other cities).
Nothing here is legal, tax or insurance advice.

Sources

How West Memphis compares

A typical West Memphis house against the 28 Arkansas cities we cover, using the same default numbers as the total above.

Per year	West Memphis	Median	Where it falls
Property tax rate	0.91%	1.12%	lower than 24 of the other 27 Arkansas cities we cover
Water	$234	$543	lower than 26 of the other 27 Arkansas cities we cover
Sewer and utility-bill fees	$309	$688	lower than 23 of the other 25 Arkansas cities we cover
Trash	$198	$242	lower than 17 of the other 19 Arkansas cities we cover
Electricity and gas	$1,173	$2,214	lower than 27 of the other 27 Arkansas cities we cover
Home insurance	$1,740	$1,740	in the middle of 27 other Arkansas cities we cover
Total	$4,143	$7,290	lower than 27 of the other 27 Arkansas cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: West Memphis's property tax rate is 0.91%, lower than 24 of the other 27 Arkansas cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in West Memphis is 0.91%, lower than 24 of the other 27 Arkansas cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $234 a year at typical use, lower than 26 of the other 27 Arkansas cities we cover.

Ask: "Water here costs about $234 a year at typical use, lower than 26 of the other 27 Arkansas cities we cover. What drives that cost, and would you change anything?"

3. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $309 a year, lower than 23 of the other 25 Arkansas cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $309 a year, lower than 23 of the other 25 Arkansas cities we cover. What drives that cost, and would you change anything?"

4. Trash

The fact: Trash pickup here costs about $198 a year for the standard cart, lower than 17 of the other 19 Arkansas cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $198 a year for the standard cart, lower than 17 of the other 19 Arkansas cities we cover. What drives that cost, and would you change anything about the service or the price?"

5. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $1,173 a year, lower than 27 of the other 27 Arkansas cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $1,173 a year for a typical house, lower than 27 of the other 27 Arkansas cities we cover. Which parts of that can the city influence, and what would you do about them?"

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Common questions about West Memphis house costs

What is the property tax rate in West Memphis?

About 0.91% of the value before exemptions a year (2025 tax year, payable Oct. 15, 2026 (Crittenden County)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in West Memphis?

About $3,930 a year on $500,000 of the value before exemptions.

How much is the water bill in West Memphis?

About $45 a month for water and sewer at typical use (7,000 gallons a month) on West Memphis Utilities.

How much does trash pickup cost in West Memphis?

$17 a month for a house.

When is property tax due in West Memphis?

Oct 15: Property taxes are due by October 15th the following year; a 10% penalty is added to real estate paid after October 15th.

Can seniors lower their property tax or bills in West Memphis?

Yes. Homeowners 65+ or disabled: freeze your assessed value: If you qualify for the homestead credit and are 65 or older or disabled, the taxable assessed value of your home can be frozen at its value at the next assessment date after you turn 65 or become disabled. Your tax can still change if millage rates change.

How much does a house in West Memphis cost to run each year?

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