What a Benton house pays
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Sent only to free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $212,700; your assessed value is often lower. Typical use.
- Property tax$1,757
1.108% of $212,700, minus the $600 arkansas homestead property tax credit
- Electricity$1,259
998 kWh a month $1,259
- Water and sewer$1,342
7,000 gallons a month on Benton Utilities: water $45, sewer $66 a month
- TrashNot included
Recycle Saline lists haulers for Benton; no price is published, so garbage is not counted
- Home insurance$1,740
Typical premium $1,740
A Benton house at the typical market value ($212,700) pays about $6,100 a year: $1,760 property tax and charges, $1,340 water and sewer, $1,260 electricity, $1,740 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
One change saves this house about $714 a year:
Bring water use down to 1 units
$714 a yearAbove 1 units a month, Benton Utilities charges $7.44 a unit instead of $0.00.
How: Most of the top tier is outdoor watering: fix leaks and water less often in summer.
Worth checking
Homeowners: claim the Arkansas homestead property tax credit
The state homestead property tax credit reduces the real property taxes assessed on the homestead of each property owner. Homeowners must apply for the credit with the county assessor's office.
How: Apply with the county Assessor's office.
Homeowners 65+ or disabled: freeze your assessed valueValue frozen
If you qualify for the homestead credit and are 65 or older or disabled, the taxable assessed value of your home can be frozen at its value at the next assessment date after you turn 65 or become disabled. Your tax can still change if millage rates change.
How: Apply for the freeze with the county assessor's office.
Seniors: 10% off water and sewer service charges10% off
Seniors will continue to enjoy a 10% discount on service availability charges for water and sewer.
How: See the Benton Utilities rates page.
Free yard waste pickup inside Benton
Residents in the city limits of Benton can request free yard waste pickup: limbs, branches, leaves and other yard debris; no garbage.
How: Use the form linked on the mysaline.com page to tell the Street Department.
Trouble paying a utility bill? Benton Utilities Share Program
The Share Program is a voluntary program that helps people having trouble paying their utility bills, aimed at the elderly, handicapped and families struggling to make ends meet.
How: Ask Benton Utilities about the Share Program.
Money dates
- Outside city limitsBenton Utilities customers outside the city limits are charged 1.75 times the residential rates.
Who serves this house
- Water
- Benton Utilities
- Benton Utilities, City of Benton residential: $13.55 service availability charge, which includes the first 1,000 gallons, then $5.565 per 1,000 gallons.
- Property tax
- 1.11% of value
- 2025 tax year, payable 2026 (Saline County)
- Garbage
- Haulers listed by Recycle Saline
- Recycle Saline lists haulers for Benton
- Water and sewer
- Benton Utilities
- Rates listed for City of Benton residential customers; outside the city limits the rates are 1.75 times
- Electricity
- Benton Utilities
- City utility; the rates page lists a service availability charge and a per-kWh rate for City of Benton residential customers
Your water
- Source
- Raw water from the Saline River, Lake Norrell and the Chenault Reservoir flows to the Benton Purification Plant.
- Treatment
- The treatment processes include coagulation, flocculation, sedimentation, filtration, and disinfection.
Other AR cities
What a Bella Vista house paysWhat a Conway house paysWhat a Fort Smith house paysWhat a Bentonville house paysWhat a Centerton house paysWhat a Sherwood house paysWhat a Lowell house paysWhat a Fayetteville house paysWhat a Farmington house paysWhat a Siloam Springs house paysWhat a Jonesboro house paysWhat a Paragould house pays
How these numbers are made
- Property tax: Arkansas assesses a home at 20% of market value and applies the total millage. For the 2025 taxes (payable 2026), a Benton home in the Benton School District carries 55.4 mills: school 41.9, City of Benton 3.8 and Saline County 9.7. Other school districts overlap parts of the city (Bryant 54.1 mills, Bauxite 52.1); we price the Benton School District. We subtract the $600 homestead credit. Voluntary millages are not included.
- Water and sewer: Benton Utilities' rates effective January 1, 2025 for City of Benton residential customers: water $13.55 including the first 1,000 gallons, then $5.565 per 1,000 gallons; sewer $28.55 plus $5.625 per 1,000 gallons of water used. The utility has not published a typical use, so the page starts at its default.
- Electricity: Benton Utilities is the city's electric utility: $15.00 plus $0.09008 per kWh from the same rates page. The city's 2025 ordinance says the energy charge moves with fuel, capacity, transmission and purchased power cost against a baseline, so bills can differ; that adjustment and franchise or sales taxes are not included. Typical use is EIA's 2024 residential figure for City of Benton: 155,389 MWh over 12,972 customers.
- Garbage: Recycle Saline lists several private haulers for Benton but no prices, so garbage is not in the total. Gas: the gas utility serving Benton could not be sourced from a public document, so gas is left out. Insurance is Arkansas's 2022 statewide average premium.
- Nothing here is legal, tax or insurance advice.
- Benton Utilities rates effective Jan 1, 2025
- Arkansas DFA 2025 Millage Report
- Greene County Assessor (20% assessment)
- Arkansas DFA property tax relief
- Act 330 of 2025
- Census ACS median value, Benton
- EIA table 6
- Benton Utilities water page (archived)
- Saline County Collector
- Recycle Saline residential haulers
- Benton yard waste pickup
- Benton Utilities Share Program (archived)
- Insurance (Triple-I)
How Benton compares
A typical Benton house against the 9 Arkansas cities we cover, using the same default numbers as the total above.
| Per year | Benton | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.11% | 1.15% | lower than 6 of the other 8 Arkansas cities we cover |
| Water | $545 | $545 | in the middle of 8 other Arkansas cities we cover |
| Sewer and utility-bill fees | $797 | $816 | lower than 5 of the other 7 Arkansas cities we cover |
| Electricity and gas | $1,259 | $2,351 | lower than 8 of the other 8 Arkansas cities we cover |
| Home insurance | $1,740 | $1,740 | in the middle of 8 other Arkansas cities we cover |
| Total | $6,098 | $8,135 | lower than 8 of the other 8 Arkansas cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Property tax rate
The fact: Benton's property tax rate is 1.11%, lower than 6 of the other 8 Arkansas cities we cover. The rate adds up every agency on the bill, not only the city.
Ask: "Property tax in Benton is 1.11%, lower than 6 of the other 8 Arkansas cities we cover. What should that money pay for first, and would you change anything about how it is set?"
2. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $1,259 a year, lower than 8 of the other 8 Arkansas cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $1,259 a year for a typical house, lower than 8 of the other 8 Arkansas cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about Benton house costs
What is the property tax rate in Benton?
About 1.11% of the value before exemptions a year (2025 tax year, payable 2026 (Saline County)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Benton?
About $4,940 a year on $500,000 of the value before exemptions.
How much is the water bill in Benton?
About $112 a month for water and sewer at typical use (7,000 gallons a month) on Benton Utilities.
How much does trash pickup cost in Benton?
Recycle Saline lists haulers for Benton; no price is published, so garbage is not counted
Can seniors lower their property tax or bills in Benton?
Yes. Homeowners 65+ or disabled: freeze your assessed value: If you qualify for the homestead credit and are 65 or older or disabled, the taxable assessed value of your home can be frozen at its value at the next assessment date after you turn 65 or become disabled. Your tax can still change if millage rates change.
How much does a house in Benton cost to run each year?
A Benton house at the typical market value ($212,700) pays about $6,100 a year: $1,760 property tax and charges, $1,340 water and sewer, $1,260 electricity, $1,740 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.