What a Sherwood home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $199,500; your assessed value is often lower. Typical use.
- Property tax$1,479
1.042% of $199,500, minus the $600 arkansas homestead property tax credit
- Electricity and gas$2,678
1055.9 kWh a month $1,745 · 41.89 therms $933
- Water and sewer$1,450
9 units (CCF) a month on Central Arkansas Water (outside-city rates): water $54, sewer $67 a month
- Trash$282
96-gallon cart (provided by the city), $23 a month
- Home insurance$1,740
Typical premium $1,740
A Sherwood house at the typical market value ($199,500) costs about $7,600 a year: $1,480 property tax and charges, $1,450 water and sewer, $280 trash, $2,680 electricity and gas, $1,740 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Homeowners 65+ or disabled: freeze your assessed valueValue frozen
If you qualify for the homestead credit and are 65 or older or disabled, the taxable assessed value of your home can be frozen at its value at the next assessment date after you turn 65 or become disabled. Your tax can still change if millage rates change.
How: Apply for the freeze with the county assessor's office.
Leaf vacuum pickup, Nov. 1 – Jan. 31
The City offers a leaf pickup service from November 1st through January 31st every year. Residents rake their leaves to the curbside and Public Works trucks vacuum them up.
How: Rake leaves to the curb, not into the gutter or street.
Trouble paying a utility bill? Ask CADC
Central Arkansas Water's service page points customers who need help paying a utility bill to the Central Arkansas Development Council (CADC).
How: Call CADC at 501.326.6229, the number on Central Arkansas Water's page.
Bulky items and brush are picked up weekly
Items too large for the cart are picked up weekly, the day after your household garbage, if separated into piles as the city lists. Since July 15, 2025 the city no longer picks up refrigerators, freezers or air conditioning units.
How: Follow the city's pile rules on its Public Works page.
Money dates
- Jan 1 each yearin 69 daysCentral Arkansas Water's rate schedule updates for water billed on or after January 1 of each year through 2032, unless otherwise noted.
Who serves this house
- Water
- Central Arkansas Water (outside-city rates)
- Central Arkansas Water outside-city residential: $14.57 availability charge, $1.00 infrastructure investment fee and $0.90 watershed protection fee a month for a 5/8" meter, plus $3.65 per CCF for 1-5 CCF, $4.73 for 6-15 CCF and $5.82 over 15 CCF (1 CCF = 750 gallons).
- Property tax
- 1.04% of value
- 2025 tax year, payable 2026 (Pulaski County)
- Garbage
- City of Sherwood
- Weekly pickup with a 96-gallon cart provided by the city; Central Arkansas Water's sanitation rates page lists the Sherwood residential rate
- Electricity
- Entergy Arkansas
- Listed first among electric companies; the city also lists First Electric Cooperative and North Little Rock Electric
Other AR cities
Bella Vista home costsConway home costsFort Smith home costsBentonville home costsCenterton home costsLowell home costsFayetteville home costsBenton home costsFarmington home costsSiloam Springs home costsJonesboro home costsParagould home costsLittle Rock home costsCamden home costs
How these numbers are made
- Property tax: Arkansas assesses a home at 20% of market value and applies the total millage. For the 2025 taxes (payable 2026), a Sherwood home in the Pulaski County Special School District carries 52.1 mills: school 40.7, City of Sherwood 1.3 and Pulaski County 10.1. A Sherwood home in the North Little Rock School District pays 63.7 mills; we price the Pulaski County Special rate. We subtract the $600 homestead credit. The state report also lists voluntary millages that are not included.
- Water: Sherwood is outside the Little Rock and North Little Rock city limits, so CAW's outside-city residential rates are used: $14.57 + $1.00 + $0.90 = $16.47 a month for a 5/8" meter, and $3.65 / $4.73 / $5.82 per CCF in three tiers. Larger meters cost more. CAW also lists a 4.25% franchise fee for water customers inside Sherwood and sales tax on water and sanitation; neither is included in the totals.
- Sewer: Sherwood's 2026 inside-city rate of $7.47 per 100 CF is used with no separate monthly charge; the city's 400 CF minimum ($29.30) matters only for homes using under 4 CCF. Garbage: $23.49 a month, the city residential rate on Central Arkansas Water's sanitation page; whether recycling is included and whether sales tax is added is not stated there.
- Electricity: Entergy Arkansas Schedule RS present rates from its 2026 rate case notice (a case still pending). Base energy is a year-round weighted average of the first 1,500 kWh block (4 summer months at $0.07392, 8 months at $0.06990). The formula rate plan rider (52.4369% of base revenue) and tax adjustment rider (-1.1760%) are applied to the customer charge and energy charge, and the per-kWh riders (CCR, ECR, EECR, FLCF, GGR, MISO) are added: $0.01795 net. Typical use is the EIA 2024 residential average for Entergy Arkansas. Entergy's franchise fees and sales tax are not included. FRP resets under the proposed rates.
- Gas: Summit Utilities Arkansas's gas supply rate is not published in a public document, so gas is priced at Arkansas's 2025 average residential price from EIA, $19.25 per thousand cubic feet, which EIA defines as the total price paid; no separate monthly charge or franchise tax is added. Summit's tariff sets a $17.51 monthly customer charge plus distribution rates of $0.73831 per Ccf for the first 15 Ccf, before supply rates and riders. Insurance is Arkansas's 2022 statewide average premium.
- Nothing here is legal, tax or insurance advice.
- Arkansas DFA, 2025 Millage Report (2026 collections)
- Greene County Assessor (Arkansas 20% assessment)
- Arkansas DFA, Property tax relief
- Act 330 of 2025 (homestead credit $600)
- Pulaski County Treasurer (archived)
- Census ACS 2020-2024 median home value, Sherwood
- Central Arkansas Water rates
- Central Arkansas Water sanitation rates
- Central Arkansas Water helpful service information
- Sherwood Wastewater Utility rates (archived)
- Utility companies in Sherwood (archived)
- Sherwood Public Works (archived)
- Entergy Arkansas 2026 rate case notice
- EIA 2024 residential sales by utility (Table 6)
- Summit Utilities Arkansas tariff (APSC)
- EIA Arkansas natural gas data
- EIA Arkansas natural gas data
- EIA Arkansas natural gas data
- EIA Arkansas natural gas data
- III homeowners insurance average premiums by state
How Sherwood compares
A typical Sherwood house against the 15 Arkansas cities we cover, using the same default numbers as the total above.
| Per year | Sherwood | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.04% | 1.14% | lower than 9 of the other 14 Arkansas cities we cover |
| Water | $644 | $516 | higher than 10 of the other 14 Arkansas cities we cover |
| Sewer and utility-bill fees | $807 | $723 | higher than 8 of the other 12 Arkansas cities we cover |
| Trash | $282 | $230 | higher than 5 of the other 7 Arkansas cities we cover |
| Electricity and gas | $2,678 | $2,248 | higher than 11 of the other 14 Arkansas cities we cover |
| Home insurance | $1,740 | $1,740 | in the middle of 14 other Arkansas cities we cover |
| Total | $7,630 | $7,630 | in the middle of 14 other Arkansas cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $2,678 a year, higher than 11 of the other 14 Arkansas cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $2,678 a year for a typical house, higher than 11 of the other 14 Arkansas cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about Sherwood house costs
What is the property tax rate in Sherwood?
About 1.04% of the value before exemptions a year (2025 tax year, payable 2026 (Pulaski County)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Sherwood?
About $4,610 a year on $500,000 of the value before exemptions.
How much is the water bill in Sherwood?
About $121 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on Central Arkansas Water (outside-city rates).
How much does trash pickup cost in Sherwood?
$23 a month for a house.
Can seniors lower their property tax or bills in Sherwood?
Yes. Homeowners 65+ or disabled: freeze your assessed value: If you qualify for the homestead credit and are 65 or older or disabled, the taxable assessed value of your home can be frozen at its value at the next assessment date after you turn 65 or become disabled. Your tax can still change if millage rates change.
How much does a house in Sherwood cost to run each year?
A Sherwood house at the typical market value ($199,500) costs about $7,600 a year: $1,480 property tax and charges, $1,450 water and sewer, $280 trash, $2,680 electricity and gas, $1,740 home insurance. Estimated from public rates, not anyone's actual bill.