What a Lowell house pays
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Sent only to free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $284,200; your assessed value is often lower. Typical use.
- Property tax$2,691
1.158% of $284,200, minus the $600 arkansas homestead property tax credit
- Electricity and gas$2,733
1087.5 kWh a month $1,864 · 41.89 therms $869
- Water and sewer$1,519
7,000 gallons a month on Springdale Water Utilities: water $45, sewer $81 a month
- TrashNot included
LRS is listed on the city's utilities page; price not published, not counted
- Home insurance$1,740
Typical premium $1,740
A Lowell house at the typical market value ($284,200) pays about $8,700 a year: $2,690 property tax and charges, $1,520 water and sewer, $2,730 electricity and gas, $1,740 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Homeowners 65+ or disabled: freeze your assessed valueValue frozen
If you qualify for the homestead credit and are 65 or older or disabled, the taxable assessed value of your home can be frozen at its value at the next assessment date after you turn 65 or become disabled. Your tax can still change if millage rates change.
How: Apply for the freeze with the county assessor's office.
Money dates
- May 31Last day to list property for assessment without a penalty.
- Oct 15Statewide property tax deadline.
- Oct 15Deadline to register for the homestead tax credit with the county assessor: on or before October 15 of the year after the assessment.
Who serves this house
- Water
- Springdale Water Utilities
- Springdale Water Utilities' inside-city rates (the page lists no Lowell-specific water schedule) effective Oct. 1, 2026: $16.40 minimum for the first 1,000 gallons, then $4.97 per thousand gallons for the next 24,000 gallons.
- Property tax
- 1.16% of value
- 2025 tax year, payable Oct. 15, 2026 (Benton County, Rogers School District)
- Garbage
- LRS
- The City of Lowell's utilities page lists LRS
- Sewer
- Springdale Water Utilities
- Operates public water and sewer systems in Springdale as well as portions of Lowell and Johnson
- Gas
- Black Hills Energy Arkansas
- Natural gas; Lowell franchise tax 4% (residential/commercial)
- Schools
- Rogers School District
- Benton County's millage table lists Lowell under both Rogers and Springdale school districts
Other AR cities
What a Bella Vista house paysWhat a Conway house paysWhat a Fort Smith house paysWhat a Bentonville house paysWhat a Centerton house paysWhat a Sherwood house paysWhat a Fayetteville house paysWhat a Benton house paysWhat a Farmington house paysWhat a Siloam Springs house paysWhat a Jonesboro house paysWhat a Paragould house pays
How these numbers are made
- Property tax: Arkansas assesses a home at 20% of market value and applies the total millage. For the 2025 taxes due Oct. 15, 2026, a home inside Lowell in the Rogers School District carries 57.9 mills: school 41.6, City of Lowell 6.6 and Benton County 9.7, which includes 2.6 mills for NorthWest Arkansas Community College, so we show the county as 7.1. Part of Lowell is in the Springdale School District (39.8 + 6.43 city + 7.1 county = 53.33 mills); we could not tell which district covers more homes and used Rogers; a Springdale-district home would carry 53.33 mills instead, about $260 a year less at the Census median. The report footnotes a 2.0-mill Lowell fire department voluntary millage; we could not tell whether it is inside these totals. On the $284,200 Census median that is about $3,290 before the $600 homestead credit.
- Homestead credit: Arkansas's homestead property tax credit takes up to $600 off the tax bill of an owner-occupied home (Act 330 of 2025); we subtract $600. A later increase to $675 is not included.
- Water and sewer: Lowell is split between Springdale Water Utilities (south) and Rogers Water & Utilities (north); we model Springdale only (the north of Lowell is on Rogers, so a bill there will differ; we could not find which serves more homes), the utility whose own rate page publishes a Lowell sewer schedule. The Rogers schedule effective 7/1/2026 also has a Lowell sewer column ($25.55 flat plus $8.89 per 1,000 gallons). Water uses Springdale's inside-city schedule from Oct. 1, 2026: $16.40 minimum (first 1,000 gallons) plus the $0.40 Safe Drinking Water Act fee, then per-1,000-gallon tiers. Sewer uses the Lowell schedule from Oct. 1, 2026: $34.15 minimum (first 1,000 gallons) then $8.23 per 1,000 gallons; the model applies that rate to all use (higher blocks above 25,000 gallons are slightly lower). Springdale's inside-city senior discount is not shown because it is for Springdale inside-city customers. Springdale's page also lists an outside-city water schedule; the page does not say which applies to Lowell customers, so we use the inside-city one, which may understate water by roughly $8 a month at typical use.
- Garbage: the city's utilities page lists LRS (Springdale), and WM's Lowell page says service varies by neighborhood; no residential price was found in a published source, so no trash cost is counted. Trash service in Lowell may vary by neighborhood. The total therefore understates a household's real costs by the trash bill.
- Electricity: Carroll Electric Rate 1; the model has no seasons, so the rate above 500 kWh is a 7-winter-month, 5-summer-month blend (11.456 cents winter, 12.397 summer); any wholesale power cost adjustment, franchise fee or sales tax is not included. Rogers Water & Utilities, also on the city's list, serves the north of Lowell. Carroll and SWEPCO both appear on the city's list; Carroll is shown and we could not confirm by address. Typical use is Carroll Electric's 2024 residential average from EIA.
- Gas: Black Hills Energy Arkansas October 2026 residential rates, $17.67 a month plus $1.2856 per Ccf in delivery, cost of gas and riders, the fixed charge multiplied by 1.04 and the per-Ccf rate divided by 1.037 (Ccf to therm) then multiplied by 1.04 for Lowell's 4% franchise tax; typical use is Arkansas's 2024 EIA average. Insurance is Arkansas's 2022 statewide average premium.
- Nothing here is legal, tax or insurance advice.
- Arkansas DFA 2025 Millage Report
- ADHE 2025 millage survey
- Census ACS 2020-2024 median home value, Lowell
- Greene County Assessor (Arkansas assessment rules)
- Act 330 of 2025 (homestead credit $600)
- Arkansas DFA, Property tax relief
- Arkansas.gov Property Tax Center
- City of Lowell utilities page (Wayback copy)
- Springdale Water Utilities rates & fees
- Springdale Water Utilities about
- Carroll Electric condensed rate schedule
- Black Hills Energy Arkansas rates, October 2026
- Black Hills tariffs (franchise taxes)
- Source
- Source
- Source
- Source
How Lowell compares
A typical Lowell house against the 9 Arkansas cities we cover, using the same default numbers as the total above.
| Per year | Lowell | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.16% | 1.15% | higher than 5 of the other 8 Arkansas cities we cover |
| Water | $543 | $545 | lower than 5 of the other 8 Arkansas cities we cover |
| Sewer and utility-bill fees | $976 | $816 | higher than 7 of the other 7 Arkansas cities we cover |
| Electricity and gas | $2,733 | $2,351 | higher than 7 of the other 8 Arkansas cities we cover |
| Home insurance | $1,740 | $1,740 | in the middle of 8 other Arkansas cities we cover |
| Total | $8,683 | $8,135 | higher than 5 of the other 8 Arkansas cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Sewer and utility-bill fees
The fact: Sewer and flat utility-bill charges here come to about $976 a year, higher than 7 of the other 7 Arkansas cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.
Ask: "Sewer and flat utility-bill charges here cost about $976 a year, higher than 7 of the other 7 Arkansas cities we cover. What drives that cost, and would you change anything?"
2. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $2,733 a year, higher than 7 of the other 8 Arkansas cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $2,733 a year for a typical house, higher than 7 of the other 8 Arkansas cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about Lowell house costs
What is the property tax rate in Lowell?
About 1.16% of the value before exemptions a year (2025 tax year, payable Oct. 15, 2026 (Benton County, Rogers School District)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Lowell?
About $5,190 a year on $500,000 of the value before exemptions.
How much is the water bill in Lowell?
About $127 a month for water and sewer at typical use (7,000 gallons a month) on Springdale Water Utilities.
How much does trash pickup cost in Lowell?
LRS is listed on the city's utilities page; price not published, not counted
Can seniors lower their property tax or bills in Lowell?
Yes. Homeowners 65+ or disabled: freeze your assessed value: If you qualify for the homestead credit and are 65 or older or disabled, the taxable assessed value of your home can be frozen at its value at the next assessment date after you turn 65 or become disabled. Your tax can still change if millage rates change.
How much does a house in Lowell cost to run each year?
A Lowell house at the typical market value ($284,200) pays about $8,700 a year: $2,690 property tax and charges, $1,520 water and sewer, $2,730 electricity and gas, $1,740 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.