What a Cabot home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $207,300; your assessed value is often lower. Typical use.
- Property tax$1,510
1.018% of $207,300, minus the $600 arkansas homestead property tax credit
- Electricity$1,745
1055.9 kWh a month $1,745
- Water and sewer$961
7,000 gallons a month on Cabot WaterWorks: water $56, sewer $17, cabot waterworks admin fee $1, sales tax on the bill (at 4,000 gallons) $6 a month
- Trash$294
Residential trash service (one flat monthly fee), $25 a month
- Home insurance$1,740
Typical premium $1,740
A Cabot house at the typical market value ($207,300) costs about $6,300 a year: $1,510 property tax and charges, $960 water and sewer, $290 trash, $1,750 electricity, $1,740 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
2 changes save this house about $632 a year:
Bring water use down to 7 units
$32 a yearAbove 7 units a month, Cabot WaterWorks charges $9.52 a unit instead of $8.18.
How: Most of the top tier is outdoor watering: fix leaks and water less often in summer.
Homeowners: apply for the homestead credit (up to $600)
$600 a yearBeginning with the 2026 tax bills the general assembly has authorized an increase up to $600 in the homestead property tax credit.
How: Homeowners must apply for the credit with the county assessor's office.
Worth checking
Homeowners 65+ or disabled: freeze your assessed valueValue frozen
The taxable assessed value of currently owned homestead properties can be frozen at the value of the homestead at the next assessment date after the owner turns 65 or becomes disabled.
How: Eligible homeowners must apply for the freeze with the county assessor's office.
Can't pay the water bill by the 25th? Ask for a payment arrangement
A payment arrangement form returned by the close of business on the 25th of the month extends the due date to the first Friday of the following month.
How: Return the form to Cabot WaterWorks by email, fax or at the main office.
Pay the water bill by bank draft at no charge
Cabot WaterWorks offers electronic bank drafts to automatically draft payment on the due date each month at no charge.
How: See the Cabot WaterWorks bill payment page.
Money dates
- 15th of the monthCabot WaterWorks bills are due on the 15th of the month, or the next business day when the 15th falls on a weekend or holiday; accounts are subject to disconnect after the 25th.
Who serves this house
- Water
- Cabot WaterWorks
- Cabot WaterWorks residential inside-city water rates from its 2026 rate change table (as of Oct 1, 2026).
- Property tax
- 1.02% of value
- 2025 tax year, payable Oct. 15, 2026 (Lonoke County)
- Garbage
- Trash is contracted through the City of Cabot; billed by Cabot WaterWorks
- One monthly trash fee on the Cabot WaterWorks bill
- Gas
- Summit Utilities Arkansas
- Summit lists Cabot in its Arkansas service area
- Schools
- Cabot School District
- 39.5 mills on the 2025 millage report
Your water
- Source
- Cabot Water Works pumps from six wells in the Alluvial Aquifer and also buys water from Central Arkansas Water, supplied from Lake Winona and Lake Maumelle.
- Lead
- In the 2022 monitoring period, lead was <0.001 ppm against a 0.015 ppm action level at 30 sampled sites.
- Turbidity
- Central Arkansas Water's highest yearly turbidity result was 0.39 NTU, with no violation.
Other AR cities
Bella Vista home costsConway home costsFort Smith home costsBentonville home costsCenterton home costsSherwood home costsLowell home costsFayetteville home costsBenton home costsFarmington home costsSiloam Springs home costsJonesboro home costsParagould home costsLittle Rock home costsCamden home costsSpringdale home costsRogers home costsJacksonville home costsTexarkana home costsPine Bluff home costsSearcy home costsWest Memphis home costsBryant home costsMountain Home home costsMalvern home costsPea Ridge home costsMaumelle home costs
How these numbers are made
- Property tax: Arkansas assesses a home at 20% of market value and applies the total millage. For the 2025 taxes due Oct. 15, 2026, a home inside Cabot in the Cabot School District carries 50.9 mills: school 39.5, city 5.0 and county 6.4. On market value that is 1.018%, about $2,110 on the $207,300 Census median before the $600 homestead credit.
- Water and sewer: Cabot WaterWorks inside-city residential rates effective Oct. 1, 2026 per its cost table: $13.50 flat charge plus $6.12 per 1,000 gallons to 5,000 gallons and $7.12 above (derived from the table's 1,000 to 7,000 gallon bills). Sewer is the $5.68 minimum covering 2,000 gallons plus $2.35 per 1,000 gallons. The table's sales tax line (10% of water plus trash; sewer and the admin fee are untaxed) is stored as a flat fee at the table's 4,000-gallon bill, $6.25; it runs from $4.41 at 1,000 gallons to $8.28 at 7,000.
- Garbage: the $24.50 monthly trash fee and $0.60 admin fee on the Cabot WaterWorks bill.
- Electricity: Entergy Arkansas Schedule RS present rates from its 2026 rate case notice with listed riders, year-round weighted; the stored fixed charge ($12.71) and energy rate (12.571 cents per kWh) are higher than the notice's $8.40 customer charge and 6.99 to 7.39 cent base energy charge because the notice's listed rider lines are added, and the rate case is pending. First Electric Cooperative also serves Cabot (it has a Cabot office; its single-phase rate is $28.00 a month plus 12.8625 cents per kWh before cost adjustments) and is not modelled; which utility serves the most Cabot homes is not published.
- Gas: Summit Utilities Arkansas serves Cabot. Its RS-1 tariff is $17.51 a month plus $0.73831 per Ccf for the first 15 Ccf and $0.59566 above, plus a 4.25% Cabot franchise tax and a Gas Supply Rate that resets each winter. The current Gas Supply Rate is not published where it can be read (Summit's rate page loads it by script; the latest published figure is $0.78 per Ccf for winter 2024), so no gas cost is modelled rather than use the EIA statewide average. Insurance is Arkansas's 2022 NAIC statewide average premium, the latest official series; current quotes may be higher.
- Nothing here is legal, tax or insurance advice.
- Cabot WaterWorks rates
- Cabot WaterWorks 2026 cost table
- Cabot WaterWorks FAQ
- Cabot WaterWorks 2025 water quality report
- Arkansas DFA 2025 millage report
- Census Reporter ACS B25077
- Arkansas Property Tax Center
- Arkansas DFA property tax relief
- Act 330 of 2025
- Greene County assessor (20% assessment)
- First Electric locations
- Summit service area
- Summit APSC tariff
- Cabot WaterWorks home
- www.entergyarkansas.com
- www.eia.gov
- www.eia.gov
- www.eia.gov
- www.eia.gov
- www.eia.gov
- www.jacksonvillear.gov
- www.iii.org
How Cabot compares
A typical Cabot house against the 28 Arkansas cities we cover, using the same default numbers as the total above.
| Per year | Cabot | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.02% | 1.12% | lower than 20 of the other 27 Arkansas cities we cover |
| Water | $677 | $543 | higher than 19 of the other 27 Arkansas cities we cover |
| Sewer and utility-bill fees | $284 | $688 | lower than 24 of the other 25 Arkansas cities we cover |
| Trash | $294 | $242 | higher than 17 of the other 19 Arkansas cities we cover |
| Electricity and gas | $1,745 | $2,214 | lower than 22 of the other 27 Arkansas cities we cover |
| Home insurance | $1,740 | $1,740 | in the middle of 27 other Arkansas cities we cover |
| Total | $6,251 | $7,290 | lower than 18 of the other 27 Arkansas cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Sewer and utility-bill fees
The fact: Sewer and flat utility-bill charges here come to about $284 a year, lower than 24 of the other 25 Arkansas cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.
Ask: "Sewer and flat utility-bill charges here cost about $284 a year, lower than 24 of the other 25 Arkansas cities we cover. What drives that cost, and would you change anything?"
2. Trash
The fact: Trash pickup here costs about $294 a year for the standard cart, higher than 17 of the other 19 Arkansas cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.
Ask: "Trash pickup here costs about $294 a year for the standard cart, higher than 17 of the other 19 Arkansas cities we cover. What drives that cost, and would you change anything about the service or the price?"
3. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $1,745 a year, lower than 22 of the other 27 Arkansas cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $1,745 a year for a typical house, lower than 22 of the other 27 Arkansas cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about Cabot house costs
What is the property tax rate in Cabot?
About 1.02% of the value before exemptions a year (2025 tax year, payable Oct. 15, 2026 (Lonoke County)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Cabot?
About $4,490 a year on $500,000 of the value before exemptions.
How much is the water bill in Cabot?
About $80 a month for water and sewer at typical use (7,000 gallons a month) on Cabot WaterWorks.
How much does trash pickup cost in Cabot?
$25 a month for a house.
Can seniors lower their property tax or bills in Cabot?
Yes. Homeowners 65+ or disabled: freeze your assessed value: The taxable assessed value of currently owned homestead properties can be frozen at the value of the homestead at the next assessment date after the owner turns 65 or becomes disabled.
How much does a house in Cabot cost to run each year?
A Cabot house at the typical market value ($207,300) costs about $6,300 a year: $1,510 property tax and charges, $960 water and sewer, $290 trash, $1,750 electricity, $1,740 home insurance. Estimated from public rates, not anyone's actual bill.