Searcy, AR · Updated Oct 2026

What a Searcy home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Searcy house

$5,516a year · $460 a month

Starts at the typical market value, $188,500; your assessed value is often lower. Typical use.

A Searcy house at the typical market value ($188,500) costs about $5,500 a year: $930 property tax and charges, $820 water and sewer, $220 trash, $1,810 electricity, $1,740 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Homeowners 65+ or disabled: freeze your assessed valueValue frozen
If you qualify for the homestead credit and are 65 or older or disabled, the taxable assessed value of your home can be frozen at its value at the next assessment date after you turn 65 or become disabled. Your tax can still change if millage rates change.
How: Apply for the freeze with the county assessor's office.

Money dates

May 31Deadline to assess personal property.
Oct 15Property tax books are open for payments the first business day of March through October 15 without penalty.
Oct 15Deadline to apply for the homestead credit.
3rd Monday in AugustDeadline to appeal the current assessment.

Who serves this house

Water: Searcy Water Utilities; Searcy Water Utilities water rate sheet effective July 2026: $11.64 customer charge a month and $2.67 per 1,000 gallons.
Property tax: 0.81% of value; 2025 tax year, payable Oct. 15, 2026 (White County)
Garbage: City of Searcy; Trash fee is included in the water and wastewater bill from Searcy Water Utilities
Electricity: Entergy Arkansas; The city's utilities page also lists First Electric Co-op as an electric provider
Gas: Summit Utilities Arkansas; Summit's tariff lists a 4.25% franchise tax for Searcy
Schools: Searcy Special School District; Most of the city; some addresses are in the Riverview School District

Pay or manage your bills

How these numbers are made

Property tax: Arkansas assesses a home at 20% of market value and applies the total millage. For the 2025 taxes due Oct. 15, 2026, a home inside Searcy in the Searcy Special School District carries 40.6 mills: school 35.7, city 0.8 and White County 4.1. On market value that is 0.812%, about $1,530 on the $188,500 Census median before the $600 homestead credit. Homes in the Riverview School District pay 40.9 mills. Voluntary millages, if any, are not included.
Homestead credit: we subtract $600, the credit on the bills due in 2026 (Act 330 of 2025). The Census median is a market value, not the assessor's figure.
Water and sewer: Searcy Water Utilities rate sheet effective July 2026: $11.64 plus $2.67 per 1,000 gallons for water; $11.86 plus $3.96 per 1,000 gallons for wastewater. The sheet's $1.00 residential sewer lift-station addition is not included. Typical use is not published, so the page starts at its default.
Garbage: the city's $18.00 monthly residential fee, shown as "Sanitation / 1 can" on the Searcy Water Utilities July 2026 rate sheet and set by Ordinance 2023-44, billed on the water and wastewater bill. The rate sheet's sample bill also shows state, county and city tax lines that are not included here.
Electricity: Entergy Arkansas Schedule RS present rates from its 2026 rate case notice with the riders listed there: customer charge $8.40 times 1.512609 (FRP rider +52.4369% and tax adjustment -1.1760% of base revenue) = $12.71; energy $0.07124 (June-September $0.07392 for 4 months, October-May $0.06990 for 8) times 1.512609, plus $0.01795 per kWh of CCR, ECR, EECR, FLCF, GGR and MISO riders = $0.12671; plus the 3.8197% Searcy franchise billing factor (Entergy's franchise rider, effective 3/2/26). Typical use is Entergy Arkansas's 2024 residential average (EIA). First Electric Co-op serves some addresses and is not modelled.
Gas: not priced. Summit Utilities Arkansas's RS-1 tariff (customer charge $17.51; distribution $0.73831 per Ccf for the first 15 Ccf and $0.59566 above) is published, but the current Gas Supply Rate and riders are only on Summit's interactive rates page, so no gas total is shown. Summit's tariff franchise tax for Searcy is 4.25%. Insurance is Arkansas's 2022 statewide average premium, the latest year in the Triple-I table of NAIC data.
Nothing here is legal, tax or insurance advice.

Sources

How Searcy compares

A typical Searcy house against the 28 Arkansas cities we cover, using the same default numbers as the total above.

Per year	Searcy	Median	Where it falls
Property tax rate	0.81%	1.12%	lower than 27 of the other 27 Arkansas cities we cover
Water	$355	$543	lower than 24 of the other 27 Arkansas cities we cover
Sewer and utility-bill fees	$462	$688	lower than 20 of the other 25 Arkansas cities we cover
Trash	$216	$242	lower than 14 of the other 19 Arkansas cities we cover
Electricity and gas	$1,812	$2,214	lower than 20 of the other 27 Arkansas cities we cover
Home insurance	$1,740	$1,740	in the middle of 27 other Arkansas cities we cover
Total	$5,516	$7,290	lower than 23 of the other 27 Arkansas cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Searcy's property tax rate is 0.81%, lower than 27 of the other 27 Arkansas cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Searcy is 0.81%, lower than 27 of the other 27 Arkansas cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $355 a year at typical use, lower than 24 of the other 27 Arkansas cities we cover.

Ask: "Water here costs about $355 a year at typical use, lower than 24 of the other 27 Arkansas cities we cover. What drives that cost, and would you change anything?"

3. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $462 a year, lower than 20 of the other 25 Arkansas cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $462 a year, lower than 20 of the other 25 Arkansas cities we cover. What drives that cost, and would you change anything?"

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Common questions about Searcy house costs

What is the property tax rate in Searcy?

About 0.81% of the value before exemptions a year (2025 tax year, payable Oct. 15, 2026 (White County)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Searcy?

About $3,460 a year on $500,000 of the value before exemptions.

How much is the water bill in Searcy?

About $68 a month for water and sewer at typical use (7,000 gallons a month) on Searcy Water Utilities.

How much does trash pickup cost in Searcy?

$18 a month for a house.

When is property tax due in Searcy?

Oct 15: Property tax books are open for payments the first business day of March through October 15 without penalty.

Can seniors lower their property tax or bills in Searcy?

Yes. Homeowners 65+ or disabled: freeze your assessed value: If you qualify for the homestead credit and are 65 or older or disabled, the taxable assessed value of your home can be frozen at its value at the next assessment date after you turn 65 or become disabled. Your tax can still change if millage rates change.

How much does a house in Searcy cost to run each year?

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