What a Granbury home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $315,800; your assessed value is often lower. Typical use.
- Property tax$4,084
1.682% of $315,800, less $140,000 school homestead exemption
- Electricity$901
1096 kWh a month $901
- Water and sewer$1,672
7,000 gallons a month on City of Granbury: water $79, sewer $61 a month
- Trash$208
Residential, $17 a month
- Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.
A Granbury house at the typical market value ($315,800) costs about $6,900 a year: $4,080 property tax and charges, $1,670 water and sewer, $210 trash, $900 electricity; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.
Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Who serves this house
- Water
- City of Granbury
- 2026 adopted fee schedule, inside city limits, residential
- Property tax
- 1.68% of value
- 2026 tax year, Hood County
- Sewer
- City of Granbury
- Monthly minimum plus rate per 1,000 gallons
- Electricity
- City of Granbury
- City electric utility: minimum charge plus $0.0539 per kWh, 1.50% sales tax, plus a power cost amount
Other TX cities
Austin home costsCollege Station home costsCorpus Christi home costsDenton home costsLeague City home costsPflugerville home costsSan Marcos home costsThe Colony home costsEl Paso home costsSchertz home costsBryan home costsLaredo home costsFate home costsKyle home costsBenbrook home costsManor home costsWichita Falls home costsBaytown home costsLago Vista home costsOdessa home costsMission home costsCopperas Cove home costsPrinceton home costsSeguin home costsWhite Settlement home costsGatesville home costsUvalde home costsRobinson home costsLockhart home costsBuda home costs
How these numbers are made
- Water and sewer: City of Granbury 2026 adopted fee schedule, inside limits; the sewer model prices only the first 6,000 gallons because the schema has one sewer rate.
- Electric is the base rate only; the city's Power Cost Adjustment is not published. The city's rate sheet also shows a $0.0459/kWh distribution charge that could not be reconciled with the $0.0539 energy charge in the 2026 schedule.
- Garbage: city utility rate page lists residential $17.36 plus 8.25% sales tax, which the checker cannot hold in one figure, so the price shown is before tax. The city's separate garbage page loads only in a browser, so no newer figure could be verified.
- Starting home value is the Census median for 2020-2024; Hood County's average homestead taxable value for 2026 is reported higher, so the tax estimate may be low. Over-65 and disability exemptions are not modelled. Gas and insurance were not sourced.
- Sewer model prices only the first 6,000 gallons; the schedule lists higher per-1,000-gallon rates above that.
- Sewer cap of 10,000 gallons appears in the schedule's sewer notes (inside/outside not stated); the city's older web rate page shows lower 2022 figures and is superseded by the 2026 schedule.
- Nothing here is legal, tax or insurance advice.
How Granbury compares
A typical Granbury house against the 31 Texas cities we cover, using the same default numbers as the total above.
| Per year | Granbury | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.68% | 2.03% | lower than 28 of the other 30 Texas cities we cover |
| Water | $943 | $690 | higher than 25 of the other 30 Texas cities we cover |
| Sewer and utility-bill fees | $728 | $687 | higher than 20 of the other 30 Texas cities we cover |
| Trash | $208 | $276 | lower than 29 of the other 30 Texas cities we cover |
| Electricity and gas | $901 | $2,690 | lower than 30 of the other 30 Texas cities we cover |
| Total | $6,864 | $11,060 | lower than 30 of the other 30 Texas cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Property tax rate
The fact: Granbury's property tax rate is 1.68%, lower than 28 of the other 30 Texas cities we cover. The rate adds up every agency on the bill, not only the city.
Ask: "Property tax in Granbury is 1.68%, lower than 28 of the other 30 Texas cities we cover. What should that money pay for first, and would you change anything about how it is set?"
2. Water
The fact: Water here costs about $943 a year at typical use, higher than 25 of the other 30 Texas cities we cover.
Ask: "Water here costs about $943 a year at typical use, higher than 25 of the other 30 Texas cities we cover. What drives that cost, and would you change anything?"
3. Trash
The fact: Trash pickup here costs about $208 a year for the standard cart, lower than 29 of the other 30 Texas cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.
Ask: "Trash pickup here costs about $208 a year for the standard cart, lower than 29 of the other 30 Texas cities we cover. What drives that cost, and would you change anything about the service or the price?"
4. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $901 a year, lower than 30 of the other 30 Texas cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $901 a year for a typical house, lower than 30 of the other 30 Texas cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about Granbury house costs
What is the property tax rate in Granbury?
About 1.68% of the value before exemptions a year (2026 tax year, Hood County), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Granbury?
About $7,182 a year on $500,000 of the value before exemptions with the school homestead exemption.
How much is the water bill in Granbury?
About $139 a month for water and sewer at typical use (7,000 gallons a month) on City of Granbury.
How much does trash pickup cost in Granbury?
$17 a month for a house.
How much does a house in Granbury cost to run each year?
A Granbury house at the typical market value ($315,800) costs about $6,900 a year: $4,080 property tax and charges, $1,670 water and sewer, $210 trash, $900 electricity; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.