What a The Colony house pays
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Sent only to free public map services to find who serves it. Not stored unless you save your house.
Starts at $464,462 of value before exemptions. Typical use.
- Property tax$7,118
1.889% of $464,462, less $140,000 school homestead exemption and less $23,223 city of the colony homestead exemption
- Electricity and gas$3,327
1096 kWh a month $2,112 · 42.2 therms $1,215
- Water and sewer$1,175
7,000 gallons a month on City of The Colony: water $49, sewer $45, drainage utility fee (residential) $4 a month
- Trash$271
95-gallon, $23 a month
- Home insurance$2,397
Typical premium $2,397
A typical The Colony house pays about $14,300 a year: $7,120 property tax and charges, $1,180 water and sewer, $270 trash, $3,330 electricity and gas, $2,400 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 21, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Seniors 65+ or disabled: extra school exemption$60,000 off school taxable value
School districts must give owners 65 or older or disabled an additional $60,000 homestead exemption on top of the $140,000 general one.
How: File the residence homestead exemption application (Form 50-114) with the appraisal district.
Disabled veterans rated 100%Total exemption
A disabled veteran awarded 100 percent disability compensation for a service-connected disability, and rated 100 percent disabled or individually unemployable, gets a total property tax exemption on the homestead.
How: The application is Form 50-114. Exemption applications are filed with the appraisal district in your county.
Veterans and active duty: 10% off water and sewer10% off water and sewer
The City of The Colony reduces the water and sewer dollar amount on the bill by 10% for military veterans and active-duty members who enroll.
How: Enroll in the utility office or online.
Your winter water use sets your sewer charge
For residential accounts, consumption on your bills from December to March is used to calculate your new sewer charge, which shows on your bills from April to March.
How: Questions: City of The Colony Customer Services, 972-625-2741.
Free leak checks3 free checks every 6 months
The city's utility fee schedule allows 3 free leak checks in a 6-month period; after that each check is $25.
How: Ask City of The Colony Utility Billing.
Homestead cap: appraised value rises at most 10% a year
Once you have qualified your home for homestead exemptions in the prior and current year, its appraised value may not increase more than 10 percent per year (plus new improvements).
How: Review your exemption status online at www.dentoncad.com.
Money dates
- Jan 31in 100 daysProperty taxes for the prior year are delinquent if not paid by January 31 (a mailed payment needs a postmark by then).
- Jan 31in 100 daysOwners with an over-65 or disabled person exemption can pay in four installments (Jan 31, Mar 31, May 31, Jul 31) if they ask in writing.
- Feb 1in 101 daysUnpaid taxes get 6% penalty and 1% interest in February, rising every month after.
- Apr 30General deadline to file exemption applications: before May 1.
Who serves this house
- Water
- City of The Colony
- City of The Colony 2025-2026 inside-city water rates, billed monthly: a base rate by meter size covers the first 2,000 gallons, then a commodity rate per thousand gallons
- Property tax
- 1.89% of value
- 2026 tax year, Denton County
- Garbage
- Republic Services (city contract)
- Weekly trash and recycling in 95-gallon carts, bulky items twice a month and green waste every Monday
- Sewer
- City of The Colony
- Residential sewer charge is set from your December to March water use
- Electricity
- Oncor Electric or CoServ Electric
- The city lists both as electric providers for residents
- Gas
- Atmos Energy, Mid-Tex Division
- The Colony is one of the ACSC cities under Atmos Mid-Tex's Rate Review Mechanism tariff
- Schools
- Lewisville ISD
- 2026-27 tax rate $1.0778 per $100 ($0.7469 maintenance and operations, $0.3309 debt)
Your water
- Source
- Five city-owned groundwater wells (four on the Trinity Sands Aquifer, one on the Paluxy Aquifer) plus treated surface water bought from Dallas Water Utilities.
- Austin Ranch
- A small area of Austin Ranch, south of State Highway 121 and east of the MKT Railroad line, is served with treated water bought from the City of Plano.
- Water loss
- The water loss audit for January to December 2025 estimated the system lost 7% of its input volume.
Other TX cities
What a Austin house paysWhat a College Station house paysWhat a Corpus Christi house paysWhat a Denton house paysWhat a League City house paysWhat a Pflugerville house paysWhat a San Marcos house paysWhat a El Paso house paysWhat a Schertz house paysWhat a Bryan house paysWhat a Laredo house paysWhat a Fate house paysWhat a Kyle house paysWhat a Benbrook house paysWhat a Manor house pays
How these numbers are made
- The Colony bills water, sewer, drainage, trash and recycling together on one monthly city utility bill, so we calculate yours from the city's published rates and what you tell us.
- Garbage: Republic Services' residential rates for June 1, 2025 to May 31, 2027, $16.29 for trash plus $6.32 for recycling, $22.61 a month in all (one 95-gallon cart of each; bulky and green waste included).
- Water: the inside-city 2025-2026 rates (the FY 2027 master fee schedule for Oct 1, 2026 to Sep 30, 2027 carries the same water rates), $23.47 a month for a 5/8-inch meter including the first 2,000 gallons, then $5.31, $6.63, $7.08 and $7.71 per 1,000 gallons in blocks at 15,000, 25,000 and 40,000 gallons; Zone 5 customers pay higher commodity rates, and a 3/4-inch meter costs $31.12. Sewer: $22.74 a month (5/8-inch) plus $4.78 per 1,000 gallons over 2,000; the city sets it from December to March use, and we use this month's water as a stand-in. Drainage: $4.00 a month. The fee schedule also lists an 'SRF Loan $2.92/mo' fee without saying who pays it, so it is not included.
- Electricity: most of The Colony is in the retail-choice market where Oncor delivers power and you pick a retail plan; some homes are served by CoServ Electric instead. Rather than pick one plan, we use EIA's Texas average residential price, 16.06 cents per kWh (year to date through July 2026), with no separate monthly charge, and EIA's 2024 Texas average of 1,096 kWh a month. Gas: Atmos Mid-Tex Rate R for RRM-tariff cities (The Colony is listed as an ACSC city) from Oct 1, 2026, $24.40 a month plus $1.03839 per Ccf and Rider GCR gas cost of $0.85017 per Ccf from Atmos's example bill (actual GCR changes monthly), converted to therms (1.037 therms per Ccf); typical use 40.7 Ccf (42.2 therms). Franchise fee and tax riders are not included. Insurance: the 2022 Texas average premium.
- Property tax: 2026 adopted rates (bills mailed this fall, due by Jan 31, 2027), City of The Colony $0.6275, Denton County $0.183394 and Lewisville ISD $1.0778 per $100 (1.888694% in all), with the $140,000 school homestead exemption and the city's 5% homestead exemption (state law sets a $5,000 minimum). Over-65, disabled and veteran exemptions are tips, not applied. The starting value, $464,462, is the city's 2026 average homestead taxable value ($441,239) divided by 0.95 to add back the 5% city exemption; it is an average, already reflects the 10% homestead cap, and is somewhat low because some homesteads also have over-65 or disabled exemptions. Denton County has no hospital, college or flood district tax. Part of The Colony is in Little Elm ISD rather than Lewisville ISD, and we found no residential MUD (the city's PID No. 1 covers Grandscape, which is commercial).
- Nothing here is legal, tax or insurance advice.
- City of The Colony 2025-2026 water, sewer and utility fees
- City of The Colony FY 2027 Master Fee Schedule (Oct 1, 2026 - Sep 30, 2027)
- City of The Colony utility billing information sheet
- City of The Colony Utility Billing
- City of The Colony storm water utility fees
- Republic Services residential rates, June 1, 2025 - May 31, 2027
- City of The Colony Environmental Services (trash and recycling)
- City of The Colony trash and recycling FAQ
- City of The Colony 2025 water quality report
- City of The Colony: Council lowers tax rate, adopts 2026-27 budget
- City of The Colony notice of meeting to vote on 2026 tax rate
- City of The Colony: DCAD property tax exemption changes
- Denton County: adopted FY 2026-27 budget and tax rate
- Lewisville ISD 2026-27 tax rate ordinance
- Lewisville ISD current tax rates
- Lewisville ISD communities served
- Texas Comptroller: property tax exemptions
- Texas Comptroller: residence homestead exemptions table
- Texas Comptroller: valuing property (homestead cap)
- Texas Comptroller: property tax protests
- Denton County Tax Office FAQ
- City of The Colony utility contact information (electric and gas providers)
- Steering Committee of Cities Served by Oncor: member cities
- EIA Electric Power Monthly Table 5.6.B
- EIA 2024 average monthly residential bill by state
- Atmos Energy Mid-Tex Rate R tariff, bills from Oct 1, 2026
- Atmos Mid-Tex 2026 average bill comparison
- Atmos Energy Mid-Tex tariffs, April 1, 2026 (Rider RRM, ACSC cities)
- Triple-I: homeowners insurance premiums by state (NAIC data)
How The Colony compares
A typical The Colony house against the 11 Texas cities we cover, using the same default numbers as the total above.
| Per year | The Colony | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.89% | 2.03% | lower than 8 of the other 10 Texas cities we cover |
| Water | $583 | $553 | higher than 7 of the other 10 Texas cities we cover |
| Sewer and utility-bill fees | $592 | $696 | lower than 7 of the other 10 Texas cities we cover |
| Trash | $271 | $280 | lower than 6 of the other 10 Texas cities we cover |
| Electricity and gas | $3,327 | $2,791 | higher than 9 of the other 10 Texas cities we cover |
| Home insurance | $2,397 | $2,397 | in the middle of 10 other Texas cities we cover |
| Total | $14,289 | $12,323 | higher than 8 of the other 10 Texas cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Property tax rate
The fact: The Colony's property tax rate is 1.89%, lower than 8 of the other 10 Texas cities we cover. The rate adds up every agency on the bill, not only the city.
Ask: "Property tax in The Colony is 1.89%, lower than 8 of the other 10 Texas cities we cover. What should that money pay for first, and would you change anything about how it is set?"
2. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $3,327 a year, higher than 9 of the other 10 Texas cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $3,327 a year for a typical house, higher than 9 of the other 10 Texas cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about The Colony house costs
What is the property tax rate in The Colony?
About 1.89% of the value before exemptions a year (2026 tax year, Denton County), plus flat charges on the same bill.
How much is property tax on a $500,000 house in The Colony?
About $7,778 a year on $500,000 of the value before exemptions with the school homestead exemption.
How much is the water bill in The Colony?
About $98 a month for water and sewer at typical use (7,000 gallons a month) on City of The Colony.
How much does trash pickup cost in The Colony?
$23 a month for a house.
When is property tax due in The Colony?
Jan 31: Property taxes for the prior year are delinquent if not paid by January 31 (a mailed payment needs a postmark by then).
Can seniors lower their property tax or bills in The Colony?
Yes. Seniors 65+ or disabled: extra school exemption: School districts must give owners 65 or older or disabled an additional $60,000 homestead exemption on top of the $140,000 general one.
How much does a house in The Colony cost to run each year?
A typical The Colony house pays about $14,300 a year: $7,120 property tax and charges, $1,180 water and sewer, $270 trash, $3,330 electricity and gas, $2,400 home insurance. Estimated from public rates, not anyone's actual bill.