Denton, TX · Updated Oct 2026

What a Denton house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Denton house

$12,403a year · $1,034 a month

Starts at $387,061 of value before exemptions. Typical use.

Property tax$5,654
1.885% of $387,061, less $140,000 school homestead exemption and less $5,000 city of denton homestead exemption
Electricity and gas$2,818
1000 kWh a month $1,603 · 42.2 therms $1,215
Water and sewer$1,230
7,000 gallons a month on City of Denton: water $44, sewer $54, storm drainage (1,001 to 2,000 square feet of impervious surface) $4 a month
Trash$305
95-gallon, $25 a month
Home insurance$2,397
Typical premium $2,397

A typical Denton house pays about $12,400 a year: $5,650 property tax and charges, $1,230 water and sewer, $310 trash, $2,820 electricity and gas, $2,400 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 20, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 65-gallon cartUp to $55 a year
Your cart costs $25 a month; the smallest costs $21. Worth it if you rarely fill it.
How: A lower-volume cart option is available upon request. For more information, call Customer Service at (940) 349-8700.
Seniors 65+ or disabled: city exemption and tax freeze$50,000 off city taxable value
The City of Denton exempts $50,000 of the assessed value of homesteads of owners 65 or older or disabled. In 2017 voters approved a city tax freeze for these owners, which sets a tax ceiling on their city taxes.
How: The Denton Central Appraisal District administers and approves the exemption and the freeze.
Seniors 65+ or disabled: extra school exemption$60,000 off school taxable value
School districts must give owners 65 or older or disabled an additional $60,000 homestead exemption on top of the $140,000 general one.
How: File the residence homestead exemption application (Form 50-114) with the appraisal district.
Disabled veterans rated 100%Total exemption
A disabled veteran awarded 100 percent disability compensation for a service-connected disability, and rated 100 percent disabled or individually unemployable, gets a total property tax exemption on the homestead.
How: The application is Form 50-114. Exemption applications are filed with the appraisal district in your county.
GreenSense energy rebates from DMEUp to $1,500 for attic insulation
Denton Municipal Electric customers get rebates on efficiency upgrades: attic insulation 50% up to $1,500, a smart thermostat or HVAC tune-up 100% up to $100, a new air conditioner $1,500 to $2,000.
How: Apply on the City of Denton rebates page within 90 days of installation or purchase.
WaterWise irrigation rebatesUp to $300 rebate
Denton Water customers can get a free irrigation evaluation, a smart irrigation controller rebate of 100% up to $300 and a $100 sprinkler tune-up rebate.
How: Check eligibility in the WaterWise Program Manual on the City of Denton rebates page.
Leak adjustment on a high water bill50% credit of the extra use
If a broken pipe or fixture spikes your bill at least 50% above normal, the city can credit back 50% of the extra usage (up to 100,000 gallons) for up to two months, once every 12 months.
How: Fix the leak within 30 days and apply within 60 days of finding it with the Water Leak Adjustment Request Form.

Adjust to match your bills

What you knowTrash cartThe size of your trash cart. A recycling cart is included in the price.

Value before exemptionsThe assessed or appraised value on your tax bill or notice, before exemptions (not the "taxable" line).

I live here and have the School homestead exemption and City of Denton homestead exemption

Home insurance, a yearFrom your policy. We start at $2,397, Texas statewide average HO-3 homeowners premium for 2022 (NAIC data via Triple-I; Texas figures from the Texas Department of Insurance).

Your use

Water, thousands of gallons a month

On your water bill. A typical house uses 5,000–8,000 gallons.

Electricity, kWh a month

On your Denton Municipal Electric bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Jan 31in 100 daysProperty taxes for the prior year are delinquent if not paid by January 31 (a mailed payment needs a postmark by then).
Jan 31in 100 daysOwners with an over-65 or disabled person exemption can pay in four installments (Jan 31, Mar 31, May 31, Jul 31) if they ask in writing.
Feb 1in 101 daysUnpaid taxes get 6% penalty and 1% interest in February, rising every month after.
Apr 30General deadline to file exemption applications: before May 1.

Who serves this house

Water: City of Denton; City of Denton residential water rates effective Oct 1, 2026, billed monthly per 1,000 gallons in six blocks
Property tax: 1.88% of value; 2026 tax year, Denton County
Garbage: City of Denton Solid Waste; Trash and recycling carts collected weekly; residential accounts are billed monthly
Sewer: City of Denton Wastewater; Billed on your December to February water use, capped at 18,000 gallons a bill
Electricity: Denton Municipal Electric (city-owned); Residential rate set by city ordinance: $8.80 a month plus per-kWh charges
Gas: Atmos Energy, Mid-Tex Division; Denton is a member of the Atmos Cities Steering Committee, a coalition of cities served by Atmos Mid-Tex
Schools: Denton ISD; 2026-27 total tax rate $1.1528 per $100 ($0.6728 maintenance and operation, $0.48 debt)

Pay or manage your bills

Your water

Source: Surface water from Lake Lewisville and Lake Ray Roberts in Denton County.
Violations: None: the 2025 water quality report lists no violations.
Lead: 90th-percentile lead was 1.5 ppb in 2024 testing (action level 15 ppb), with no sites above the action level.

Other TX cities

What a Austin house pays What a College Station house pays What a Corpus Christi house pays What a League City house pays What a Pflugerville house pays What a San Marcos house pays What a The Colony house pays What a El Paso house pays What a Schertz house pays What a Bryan house pays What a Laredo house pays What a Fate house pays What a Kyle house pays What a Benbrook house pays What a Manor house pays

How these numbers are made

Denton bills water, wastewater, storm drainage, garbage and electricity together on one city utility bill, so we calculate yours from the city's published rates and what you tell us.
Garbage (FY 2026-27, from Oct 1, 2026): $20.82 a month for a 65-gallon cart or $25.42 for the standard 95-gallon cart, recycling included.
Water (from Oct 1, 2026): $17.31 a month for a 3/4-inch meter plus $3.96, $4.25, $4.43, $7.91, $10.58 and $13.15 per 1,000 gallons in blocks at 5,000, 7,000, 15,000, 30,000 and 50,000 gallons. Wastewater: $16.39 a month plus $5.66 per 1,000 gallons of winter-average use (capped at 18,000 gallons); we use this month's water as a stand-in for the winter average. Storm drainage: $3.52 a month, the 1,001 to 2,000 sq ft impervious-surface block, chosen because the city's FY 2026-27 average-bill example uses 1,500 sq ft; larger properties pay up to $16.28.
Electricity: Denton Municipal Electric residential rate effective July 15, 2026: $8.80 a month; the first 600 kWh cost 12.94 cents (6.94 usage + 4.62 energy cost adjustment + 1.38 transmission) all year, and kWh above 600 cost 12.94 cents in summer (May-October) and 10.62 cents in winter (November-April), so we use the 11.78-cent average of the two for use above 600. Typical use: 1,000 kWh a month, the city's average-bill basis.
Gas: Atmos Energy Mid-Tex Rate R from Oct 1, 2026, $24.40 a month plus $1.03839 per ccf and Rider GCR gas cost of $0.85017 per ccf from Atmos's example bill, converted to therms (1.037 therms per ccf); typical use 40.7 ccf (42.2 therms) a month from that example. Franchise fee and tax riders (about 6.5%) are not included.
Property tax: 2026 adopted rates, City of Denton $0.548485, Denton County $0.183394 and Denton ISD $1.1528 per $100 (1.884679% in all), with the $140,000 school homestead exemption and the city's $5,000 minimum homestead exemption (0.5% of value is less than $5,000 below $1 million). Over-65 and disabled exemptions are tips, not applied. The starting value, $387,061, is Denton ISD's 2026 median-valued homestead ($247,061) plus the $140,000 exemption it is net of; it is district-wide, not city-only. Denton County has no hospital, college or flood district tax; parts of Denton are in other school districts, and some newer areas may have a MUD or PID.
Nothing here is legal, tax or insurance advice.

Sources

How Denton compares

A typical Denton house against the 11 Texas cities we cover, using the same default numbers as the total above.

Per year	Denton	Median	Where it falls
Property tax rate	1.88%	2.03%	lower than 9 of the other 10 Texas cities we cover
Water	$534	$553	lower than 7 of the other 10 Texas cities we cover
Sewer and utility-bill fees	$696	$696	in the middle of 10 other Texas cities we cover
Trash	$305	$280	higher than 6 of the other 10 Texas cities we cover
Electricity and gas	$2,818	$2,791	higher than 6 of the other 10 Texas cities we cover
Home insurance	$2,397	$2,397	in the middle of 10 other Texas cities we cover
Total	$12,403	$12,323	higher than 6 of the other 10 Texas cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Denton's property tax rate is 1.88%, lower than 9 of the other 10 Texas cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Denton is 1.88%, lower than 9 of the other 10 Texas cities we cover. What should that money pay for first, and would you change anything about how it is set?"

See who is running in your city →

Common questions about Denton house costs

What is the property tax rate in Denton?

About 1.88% of the value before exemptions a year (2026 tax year, Denton County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Denton?

About $7,782 a year on $500,000 of the value before exemptions with the school homestead exemption.

How much is the water bill in Denton?

About $102 a month for water and sewer at typical use (7,000 gallons a month) on City of Denton.

How much does trash pickup cost in Denton?

$21 to $25 a month, depending on the trash cart size (65-gallon, 95-gallon).

When is property tax due in Denton?

Jan 31: Property taxes for the prior year are delinquent if not paid by January 31 (a mailed payment needs a postmark by then).

Can seniors lower their property tax or bills in Denton?

Yes. Switch to the 65-gallon cart (up to $55 a year): Your cart costs $25 a month; the smallest costs $21. Worth it if you rarely fill it.

How much does a house in Denton cost to run each year?

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