What a Gatesville home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $207,300; your assessed value is often lower. Typical use.
- Property tax$2,750
1.932% of $207,300, less $140,000 school homestead exemption
- Electricity and gas$3,327
1096 kWh a month $2,112 · 42.2 therms $1,215
- Water and sewer$1,500
7,000 gallons a month on City of Gatesville: water $70, sewer $55 a month
- Trash$267
Single-family residence, $22 a month
- Home insurance$2,397
Typical premium $2,397
Shopping for home insurance?
Insurers charge very different prices for the same house and coverage. Texas's free HelpInsure.com comparison lists each insurer's price.
Compare insurers' pricesA Gatesville house at the typical market value ($207,300) costs about $10,300 a year: $2,750 property tax and charges, $1,500 water and sewer, $270 trash, $3,330 electricity and gas, $2,400 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Seniors 65+ or disabled: extra school exemption$60,000 off school taxable value
School districts must give owners 65 or older or disabled an additional $60,000 homestead exemption on top of the $140,000 general one.
How: File the residence homestead exemption application (Form 50-114) with the appraisal district.
Disabled veterans rated 100%Total exemption
A disabled veteran awarded 100 percent disability compensation for a service-connected disability, and rated 100 percent disabled or individually unemployable, gets a total property tax exemption on the homestead.
How: The application is Form 50-114. Exemption applications are filed with the appraisal district in your county.
Homestead cap: appraised value rises at most 10% a year
Once you have qualified your home for homestead exemptions in the prior and current year, its appraised value may not increase more than 10 percent per year (plus new improvements).
Money dates
- Apr 30General deadline to file exemption applications: before May 1.
- May 15Usual deadline to protest your appraised value (or 30 days after the notice is mailed, if later).
Who serves this house
- Water
- City of Gatesville
- City of Gatesville fee schedule effective June 23, 2026: residential inside water rates, 3/4 inch base monthly charge, then rates per 1,000 gallons
- Property tax
- 1.93% of value
- 2026 tax year, Coryell County
- Garbage
- City of Gatesville
- Monthly garbage, refuse, trash and recycling charge for a single-family residence on the city fee schedule
- Sewer
- City of Gatesville
- Base monthly charge plus a rate per 1,000 gallons
- Gas
- Atmos Energy, Mid-Tex Division
- Gatesville is listed among the cities in Atmos Mid-Tex tariffs
- Schools
- Gatesville ISD
- Total tax rate of $0.8969 set by the district's tax-rate ordinance
Other TX cities
Austin home costsCollege Station home costsCorpus Christi home costsDenton home costsLeague City home costsPflugerville home costsSan Marcos home costsThe Colony home costsEl Paso home costsSchertz home costsBryan home costsLaredo home costsFate home costsKyle home costsBenbrook home costsManor home costsWichita Falls home costsBaytown home costsLago Vista home costsOdessa home costsMission home costsCopperas Cove home costsPrinceton home costsSeguin home costsWhite Settlement home costsUvalde home costsRobinson home costsGranbury home costsLockhart home costsBuda home costs
How these numbers are made
- Property tax: City of Gatesville $0.56 (Sept. 8, 2026 council agenda), Coryell County $0.4752 (2025 adopted; the 2026 vote was not found) and Gatesville ISD $0.8969 (district tax-rate ordinance) per $100.
- Homestead: only the state $140,000 school exemption is applied; local percentage or over-65 exemptions are not confirmed from an official source and are not included.
- Water and sewer: City fee schedule effective June 23, 2026, 3/4 inch meter. Sewer is modeled as the $16.21 base plus $5.83 per 1,000 gallons of water used; the city bills residential sewer on a December-February average, so a bill may differ.
- Not included: any MUD or PID charges in some neighborhoods; Bluebonnet or other electric service areas outside the main city; stormwater has no separate line on the fee schedule.
- Electricity uses the Texas statewide average residential price as a stand-in because the serving utility was not confirmed. Insurance is the 2022 Texas statewide figure.
- The median value is a Census market value, not an assessed value, so homesteads with capped values may pay less.
- Nothing here is legal, tax or insurance advice.
- www.gatesvilletx.com
- www.gatesvilletx.com
- www.co.coryell.tx.us
- meetings.boardbook.org
- www.copperascovetx.gov
- comptroller.texas.gov
- comptroller.texas.gov
- www.eia.gov
- www.eia.gov
- legistar2.granicus.com
- legistar2.granicus.com
- www.atmosenergy.com
- www.iii.org
- comptroller.texas.gov
- comptroller.texas.gov
- api.censusreporter.org
How Gatesville compares
A typical Gatesville house against the 31 Texas cities we cover, using the same default numbers as the total above.
| Per year | Gatesville | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.93% | 2.03% | lower than 21 of the other 30 Texas cities we cover |
| Water | $834 | $690 | higher than 22 of the other 30 Texas cities we cover |
| Sewer and utility-bill fees | $665 | $687 | lower than 16 of the other 30 Texas cities we cover |
| Trash | $267 | $276 | lower than 18 of the other 30 Texas cities we cover |
| Electricity and gas | $3,327 | $2,690 | higher than 22 of the other 30 Texas cities we cover |
| Home insurance | $2,397 | $2,397 | lower than 1 of the other 27 Texas cities we cover |
| Total | $10,240 | $11,060 | lower than 20 of the other 30 Texas cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Common questions about Gatesville house costs
What is the property tax rate in Gatesville?
About 1.93% of the value before exemptions a year (2026 tax year, Coryell County), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Gatesville?
About $8,405 a year on $500,000 of the value before exemptions with the school homestead exemption.
How much is the water bill in Gatesville?
About $125 a month for water and sewer at typical use (7,000 gallons a month) on City of Gatesville.
How much does trash pickup cost in Gatesville?
$22 a month for a house.
Can seniors lower their property tax or bills in Gatesville?
Yes. Seniors 65+ or disabled: extra school exemption: School districts must give owners 65 or older or disabled an additional $60,000 homestead exemption on top of the $140,000 general one.
How much does a house in Gatesville cost to run each year?
A Gatesville house at the typical market value ($207,300) costs about $10,300 a year: $2,750 property tax and charges, $1,500 water and sewer, $270 trash, $3,330 electricity and gas, $2,400 home insurance. Estimated from public rates, not anyone's actual bill.