Newport, KY · Updated Oct 2026

What a Newport home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Newport house

$8,864a year · $739 a month

Starts at the typical market value, $217,600; your assessed value is often lower. Typical use.

A Newport house at the typical market value ($217,600) costs about $8,900 a year: $3,020 property tax and charges, $1,280 water and sewer, $290 trash, $2,920 electricity and gas, $1,360 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+: homestead exemption$49,100 off assessed value
Owners 65 or older who own, maintain and reside at the property can apply to the Campbell County PVA. The value of the exemption for the 2025-2026 assessment years is $49,100, deducted from the assessed value; once you apply, you need not apply again.
How: Apply at the Campbell County PVA.
Totally disabled owners: disability exemption$49,100 off assessed value
Owners who are 100% disabled, own, maintain and reside at the property and provide proof of disability benefits may qualify. Only one exemption per residential unit is allowed. There is an application process.
How: There is an application process; see the Campbell County PVA exemptions page.
Low income: SD1 Customer Assistance Program20% off sewer bills
SD1 customers at or below 150% of the federal poverty guidelines (200% for customers 65 or older) with a usage factor of 2 or 3 on a recent SD1 bill can get a 20% discount on residential sanitary sewer bills.
How: Contact the Brighton Center at 859-491-8303, ext. 2378.

Who serves this house

Water: Northern Kentucky Water District; Northern Kentucky Water District's normal billing cycle is quarterly (except for subdistrict accounts): a quarterly service charge by meter size plus a charge per cubic foot of water
Property tax: 1.39% of value; 2026 tax year, Campbell County
Garbage: Rumpke; Trash collected once a week; recycling collected at no additional cost
Sewer: Sanitation District No. 1 (SD1); Monthly base rate with the first 2 HCF, plus a charge per HCF above that
Electricity: Duke Energy Kentucky; Rate RS residential service
Schools: Newport Independent Schools; Adopted a 79 cent real property tax rate for 2026-27

Pay or manage your bills

Your water

Source: NKWD's Fort Thomas and Memorial Parkway treatment plants draw water from the Ohio River; the Taylor Mill plant's source is the Licking River.

How these numbers are made

Property tax: the 2026 state rate (10.3 cents per $100), Campbell County (15.2 cents), Newport Independent Schools (79 cents) and the City of Newport (23.1 cents), plus the 2025 rates for extension (2.6), health (2.2), library (5.9) and soil conservation (0.3), on the value you enter. The starting value is the Census median value of owner-occupied homes, $217,600; your PVA assessment may differ. The $49,100 homestead exemption is only for owners 65 and older or disabled, so it is a tip, not taken off the typical bill. No fire district rate is added.
Trash: Newport's 2025 Refuse Garbage Rates (once a week pickup with recycling) are $290.00 a year, or $233.50 for homestead, unchanged from 2024; $290.00 is counted as about $24.17 a month. The 2026 rate was not found in the city's published material. The city's FAQ says the refuse fund is meant to be self-supporting.
Water: Northern Kentucky Water District rates on quarterly billing: $45.20 a quarter for a 5/8-inch meter (about $15.07 a month), $5.52 per CCF for the first 15 CCF a month and $5.13 above that, using the NKWD average quarterly bill of 12,000 gallons (about 5.3 CCF a month). Subdistrict surcharges are not included.
Sewer and stormwater: SD1 from July 1, 2026, a $40.00 base (first 2 HCF) plus the $5.00 environmental surcharge a month and $4.00 per HCF above 2 HCF, applied to the water use you enter (SD1 actually uses winter usage), plus the $3.70 monthly stormwater fee for one ERU.
Electricity: Duke Energy Kentucky Rate RS from September 1, 2026 ($14.75 a month, $0.128121 per kWh) plus the October 2026 fuel adjustment clause of $0.001811 per kWh, Riders DSMR and PSM and the Home Energy Assistance charge are not included (their current figures were not found in the tariff text). Rider ESM is a percentage of the bill whose monthly factor is not in the tariff and is not included. A 2% franchise fee on gross receipts is in the city franchise ordinance but is not shown as a bill line here. Starting use is Duke Energy Kentucky's 2024 residential average from EIA (about 889 kWh a month).
Gas: Duke Energy Kentucky Rate RS from September 1, 2026, $20.00 plus the $0.30 Home Energy Assistance charge a month and $1.51209 per CCF plus the $0.27 pipeline modernization and $0.014440 demand side management charges, converted to therms at 1.037 therms per CCF; the gas cost adjustment changes during the year. Starting use is the Kentucky 2025 residential average from EIA. Insurance is the 2022 Kentucky average HO-3 premium (NAIC data via Triple-I), the latest year that page publishes; it is a statewide average, not a quote for your home.
Nothing here is legal, tax or insurance advice.

Sources

How Newport compares

A typical Newport house against the 32 Kentucky cities we cover, using the same default numbers as the total above.

Per year	Newport	Median	Where it falls
Property tax rate	1.39%	1.28%	higher than 24 of the other 31 Kentucky cities we cover
Water	$535	$535	higher than 14 of the other 31 Kentucky cities we cover
Sewer and utility-bill fees	$745	$745	lower than 15 of the other 31 Kentucky cities we cover
Trash	$290	$216	higher than 17 of the other 22 Kentucky cities we cover
Electricity and gas	$2,919	$2,612	higher than 25 of the other 31 Kentucky cities we cover
Home insurance	$1,359	$1,359	lower than 1 of the other 29 Kentucky cities we cover
Total	$8,864	$8,208	higher than 24 of the other 31 Kentucky cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Newport's property tax rate is 1.39%, higher than 24 of the other 31 Kentucky cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Newport is 1.39%, higher than 24 of the other 31 Kentucky cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Trash

The fact: Trash pickup here costs about $290 a year for the standard cart, higher than 17 of the other 22 Kentucky cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $290 a year for the standard cart, higher than 17 of the other 22 Kentucky cities we cover. What drives that cost, and would you change anything about the service or the price?"

3. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,919 a year, higher than 25 of the other 31 Kentucky cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,919 a year for a typical house, higher than 25 of the other 31 Kentucky cities we cover. Which parts of that can the city influence, and what would you do about them?"

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Common questions about Newport house costs

What is the property tax rate in Newport?

About 1.39% of the value before exemptions a year (2026 tax year, Campbell County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Newport?

About $6,930 a year on $500,000 of the value before exemptions.

How much is the water bill in Newport?

About $107 a month for water and sewer at typical use (5.3476 units, or 4,000 gallons a month) on Northern Kentucky Water District.

How much does trash pickup cost in Newport?

$24 a month for a house.

Can seniors lower their property tax or bills in Newport?

Yes. Seniors 65+: homestead exemption: Owners 65 or older who own, maintain and reside at the property can apply to the Campbell County PVA. The value of the exemption for the 2025-2026 assessment years is $49,100, deducted from the assessed value; once you apply, you need not apply again.

Where can I get help paying utility bills in Newport?

Low income: SD1 Customer Assistance Program: SD1 customers at or below 150% of the federal poverty guidelines (200% for customers 65 or older) with a usage factor of 2 or 3 on a recent SD1 bill can get a 20% discount on residential sanitary sewer bills. Contact the Brighton Center at 859-491-8303, ext. 2378.

How much does a house in Newport cost to run each year?

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