What a Shepherdsville house pays
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Sent only to free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $222,100; your assessed value is often lower. Typical use.
- Property tax$2,557
1.151% of $222,100
- Electricity$1,520
910.8 kWh a month $1,476 · Bullitt County Public Schools utility tax $44
- Water and sewer$863
4,000 gallons a month on Louisville Water Company: water $31, sewer $41 a month
- Trash$146
Residential service with one cart, $12 a month
- Home insurance$1,359
Typical premium $1,359
A Shepherdsville house at the typical market value ($222,100) pays about $6,500 a year: $2,560 property tax and charges, $860 water and sewer, $150 trash, $1,520 electricity, $1,360 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Seniors 65+ or totally disabled: homestead exemption$49,100 off assessed value
Kentucky homeowners who are at least 65 years of age or totally disabled and meet other requirements get a homestead exemption of $49,100 for the 2025-2026 assessment years, deducted from the assessed value.
How: File the application with the property valuation administrator of the county where the property is located.
If tax bills are mailed by October 1, pay by November 1 for 2% off2% off if bills were mailed by October 1
If tax bills are mailed by October 1, taxpayers have until November 1 to pay their bill with a 2% discount.
How: Pay by November 1 if your bill was mailed by October 1.
Money dates
- Nov 1in 9 daysLast day to pay with the 2% discount, when tax bills are mailed by October 1.
- Nov 2 – Dec 31in 10 daysThe face amount of the tax bill is due.
- JanuaryA 5% penalty is added to the total amount due; from February 1 the penalty rises to 21% of the tax due.
Who serves this house
- Water
- Louisville Water Company
- Louisville Water Company 2026 residential rates for a 5/8-inch meter: a monthly service charge plus a charge per 1,000 gallons
- Property tax
- 1.15% of value
- 2026 tax year, Bullitt County
- Garbage
- Republic Services
- Contract hauler for the City of Shepherdsville
- Sewer
- City of Shepherdsville Wastewater Department
- Rates are determined using the actual costs incurred by the city to collect and treat sewage
- Electricity
- LG&E and KU (Salt River Electric in some areas)
- The city lists LG&E and KU and Salt River Electric as electric providers
- Schools
- Bullitt County Public Schools
- 75.7 cents per $100 of assessed value (2025 tax year)
Your water
- Source
- Water comes directly from the Ohio River or from groundwater naturally filtered through the riverbank.
- Hardness
- Hardness (as CaCO3) was 128 ppm, or 7.5 grains per gallon.
- Lead
- In 2023 tap testing (the most recent required), 0 of 50 sites exceeded the lead action level; the 90th percentile was 1.1 ppb.
- Violations
- Zero water quality violations for the 19th straight year.
Other KY cities
What a Louisville house paysWhat a Independence house paysWhat a Lexington house paysWhat a Georgetown house paysWhat a Shelbyville house paysWhat a Bowling Green house paysWhat a Fort Thomas house paysWhat a Covington house paysWhat a Erlanger house paysWhat a Mount Washington house paysWhat a St. Matthews house paysWhat a Elizabethtown house paysWhat a Richmond house paysWhat a Versailles house paysWhat a Bardstown house paysWhat a Lyndon house paysWhat a Alexandria house pays
How these numbers are made
- Property tax: Kentucky 2025 rate book for Bullitt County and the City of Shepherdsville (county extension 0.9, fiscal court 9.0, health 2.4, library 5.2, schools 75.7, city 11.61 cents per $100) plus the 2026 state rate of 10.3 cents. 2026 county, school and city rates were not found. Fire district charges are not added; no fire district is listed for the city in the rate book.
- Starting value is the Census median value of owner-occupied homes in Shepherdsville ($222,100), a market value; your PVA assessment may differ. The $49,100 homestead exemption is for owners 65+ or totally disabled, so it is a tip, not taken off the typical bill.
- Water: Louisville Water Company 2026 retail tariff for a 5/8-inch meter, with its 4,000-gallon typical customer. Sewer: the city wastewater department 2026 residential table; how the sewer bill is delivered (city or Louisville Water bill) was not found.
- Trash: the only published price found is the 2023 Republic Services bid ($12.19 a month with one cart), reported by the Pioneer News; the contract allows 4.5% yearly increases, so the current price is probably higher. Confirm with Republic at (502) 638-9000.
- Electricity: LG&E Rate RS with the August 2026 billing adjustments, as in the Mount Washington page; Salt River Electric serves some addresses and is not modeled. The 3% Bullitt County schools utility tax is from the Kentucky Department of Education levy sheet. Gas: the city page does not name a gas provider, so gas is left out. Starting use is EIA 2024 for LG&E.
- Insurance is the 2022 Kentucky statewide average HO-3 premium (NAIC via Triple-I), about four years old.
- Nothing here is legal, tax or insurance advice.
- louisvillewater.com — 2026-Water-Rate-Tariff-approved.pdf
- louisvillewater.com — LW-CCR-2025-Report-Final.pdf
- www.stmatthewsky.gov
- louisvillewater.com
- shepherdsvilleky.gov
- psc.ky.gov — Tariff.pdf
- a-us.storyblok.com — lge-electric-billing-adjustments-march-2026.pdf
- www.eia.gov — table_6.pdf
- education.ky.gov — Tax%20Rate%20Levied%20as%20of%20April%2030%202026.
- www.iii.org — facts-statistics-homeowners-and-renters-insurance
- revenue.ky.gov — Homestead-Exemption.aspx
- revenue.ky.gov — TheCollectionProcessforPropertyTaxBills.aspx
- shepherdsvilleky.gov
- www.pmg-ky1.com — article_82bdd13e-3c9e-5fae-82a5-0c8de9c81590.html
- shepherdsvilleky.gov
- www.wbko.com
- revenue.ky.gov — 2025%20Property%20Tax%20Rate%20Book.pdf
- api.censusreporter.org — acs2024_5yr?table_ids=B25077&geo_ids=16000US217008
Common questions about Shepherdsville house costs
What is the property tax rate in Shepherdsville?
About 1.15% of the value before exemptions a year (2026 tax year, Bullitt County), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Shepherdsville?
About $5,756 a year on $500,000 of the value before exemptions.
How much is the water bill in Shepherdsville?
About $72 a month for water and sewer at typical use (4,000 gallons a month) on Louisville Water Company.
How much does trash pickup cost in Shepherdsville?
$12 a month for a house.
Can seniors lower their property tax or bills in Shepherdsville?
Yes. Seniors 65+ or totally disabled: homestead exemption: Kentucky homeowners who are at least 65 years of age or totally disabled and meet other requirements get a homestead exemption of $49,100 for the 2025-2026 assessment years, deducted from the assessed value.
How much does a house in Shepherdsville cost to run each year?
A Shepherdsville house at the typical market value ($222,100) pays about $6,500 a year: $2,560 property tax and charges, $860 water and sewer, $150 trash, $1,520 electricity, $1,360 home insurance. Estimated from public rates, not anyone's actual bill.