Alexandria, KY · Updated Oct 2026

What a Alexandria home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Alexandria house

$9,341a year · $778 a month

Starts at the typical market value, $284,800; your assessed value is often lower. Typical use.

Property tax$3,782
1.328% of $284,800
Electricity and gas$2,919
889.1 kWh a month $1,563 · 53.51 therms $1,356
Water and sewer$1,280
5.3476 units (CCF) a month on Northern Kentucky Water District: water $45, sewer $58, sd1 stormwater fee (one eru for a single-family home) $4 a month
TrashNot included
Carts are offered at no additional charge under the city contract with Rumpke
Home insurance$1,359
Typical premium $1,359

A Alexandria house at the typical market value ($284,800) costs about $9,300 a year: $3,780 property tax and charges, $1,280 water and sewer, $2,920 electricity and gas, $1,360 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+: homestead exemption$49,100 off assessed value
Owners 65 or older who own, maintain and reside at the property can apply to the Campbell County PVA. The value of the exemption for the 2025-2026 assessment years is $49,100, deducted from the assessed value; once you apply, you need not apply again.
How: Apply at the Campbell County PVA.
Totally disabled owners: disability exemption$49,100 off assessed value
Owners who are 100% disabled, own, maintain and reside at the property and provide proof of disability benefits can apply to the Campbell County PVA. Only one exemption per residential unit is allowed.
How: Apply through the Campbell County PVA.
Low income: SD1 Customer Assistance Program20% off sewer bills
SD1 customers at or below 150% of the federal poverty guidelines (200% for customers 65 or older) with a usage factor of 2 or 3 on a recent SD1 bill can get a 20% discount on residential sanitary sewer bills.
How: Contact the Brighton Center at 859-491-8303, ext. 2378.

Who serves this house

Water: Northern Kentucky Water District; Northern Kentucky Water District's normal billing cycle is quarterly (except for subdistrict accounts): a quarterly service charge by meter size plus a charge per cubic foot of water
Property tax: 1.33% of value; 2026 tax year, Campbell County
Garbage: Rumpke (city contract); City of Alexandria contracts with Rumpke for curbside trash and recycling
Sewer: Sanitation District No. 1 (SD1); Monthly base rate with the first 2 HCF, plus a charge per HCF above that
Gas: Duke Energy Kentucky; Rate RS residential service
Schools: Campbell County Schools; General real property tax rate of 64.3 cents per $100 in the 2025 Campbell County table

Pay or manage your bills

Your water

Source: NKWD's Fort Thomas and Memorial Parkway treatment plants draw water from the Ohio River; the Taylor Mill plant's source is the Licking River.
Lead: In 2024 tap testing (the most recent required), 0 of 51 sites were above the 15 ppb lead action level; 90% of taps tested were below 2 ppb.

How these numbers are made

Property tax: 2026 state (10.3 cents per $100), Campbell County (15.2) and City of Alexandria (14.0) rates, plus 2025 rates for Campbell County Schools (64.3; 65.2 was proposed for 2026-27), extension (2.6), health (2.2), library (5.9), soil conservation (0.3) and Campbell Fire & Rescue (18.0), on the value you enter. The starting value is the Census median value of owner-occupied homes, $284,800; your PVA assessment may differ. The $49,100 homestead exemption is only for owners 65 and older or disabled, so it is a tip, not taken off the typical bill.
Trash: the city contracts with Rumpke and its Q&A says households get carts at no additional charge, so $0 is used for the carts. IMPORTANT: the city code was amended in December 2025 (Ordinance 2025-16, sections 50.15-50.16) on a curbside trash and recycling collection assessment; we could not find its amount or where it is billed (city code, council minutes and the Rumpke page list none), so a charge may exist and is NOT counted in the typical total. Check the city's bill or ask City Hall.
Water: Northern Kentucky Water District quarterly rates ($45.20 a quarter for a 5/8-inch meter, about $15.07 a month; $5.52 per CCF for the first 15 CCF a month and $5.13 above that), using the NKWD average quarterly bill of 12,000 gallons (about 5.3 CCF a month). Some streets in subdistricts pay an extra monthly surcharge per NKWD tariff, not included.
Sewer and stormwater: SD1 from July 1, 2026, a $40.00 base (first 2 HCF) plus the $5.00 environmental surcharge a month and $4.00 per HCF above 2 HCF, plus the $3.70 monthly stormwater fee for one ERU.
Electricity: Duke Energy Kentucky Rate RS from September 1, 2026 ($14.75 a month, $0.128121 per kWh) plus the October 2026 fuel adjustment of $0.001811 per kWh; other riders and any franchise fee are not included. Owen Electric serves most of the Brookwood and Ridgewood subdivisions. Gas: Duke Rate RS from September 1, 2026, $20.00 plus $0.30 Home Energy Assistance a month and $1.51209 per CCF plus $0.27 pipeline modernization and $0.014440 DSM charges, converted to therms at 1.037. Insurance is the 2022 Kentucky average HO-3 premium (NAIC via Triple-I), a statewide average.
Nothing here is legal, tax or insurance advice.

Sources

How Alexandria compares

A typical Alexandria house against the 23 Kentucky cities we cover, using the same default numbers as the total above.

Per year	Alexandria	Median	Where it falls
Property tax rate	1.33%	1.26%	higher than 16 of the other 22 Kentucky cities we cover
Water	$535	$535	higher than 11 of the other 22 Kentucky cities we cover
Sewer and utility-bill fees	$745	$745	higher than 10 of the other 22 Kentucky cities we cover
Electricity and gas	$2,919	$2,652	higher than 17 of the other 22 Kentucky cities we cover
Home insurance	$1,359	$1,359	in the middle of 21 other Kentucky cities we cover
Total	$9,341	$8,268	higher than 20 of the other 22 Kentucky cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,919 a year, higher than 17 of the other 22 Kentucky cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,919 a year for a typical house, higher than 17 of the other 22 Kentucky cities we cover. Which parts of that can the city influence, and what would you do about them?"

See who is running in your city →

Common questions about Alexandria house costs

What is the property tax rate in Alexandria?

About 1.33% of the value before exemptions a year (2026 tax year, Campbell County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Alexandria?

About $6,640 a year on $500,000 of the value before exemptions.

How much is the water bill in Alexandria?

About $107 a month for water and sewer at typical use (5.3476 units, or 4,000 gallons a month) on Northern Kentucky Water District.

How much does trash pickup cost in Alexandria?

Carts are offered at no additional charge under the city contract with Rumpke

Can seniors lower their property tax or bills in Alexandria?

Yes. Seniors 65+: homestead exemption: Owners 65 or older who own, maintain and reside at the property can apply to the Campbell County PVA. The value of the exemption for the 2025-2026 assessment years is $49,100, deducted from the assessed value; once you apply, you need not apply again.

Where can I get help paying utility bills in Alexandria?

Low income: SD1 Customer Assistance Program: SD1 customers at or below 150% of the federal poverty guidelines (200% for customers 65 or older) with a usage factor of 2 or 3 on a recent SD1 bill can get a 20% discount on residential sanitary sewer bills. Contact the Brighton Center at 859-491-8303, ext. 2378.

How much does a house in Alexandria cost to run each year?

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