Versailles, KY · Updated Oct 2026

What a Versailles house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Versailles house

$8,193a year · $683 a month

Starts at the typical market value, $286,100; your assessed value is often lower. Typical use.

A Versailles house at the typical market value ($286,100) pays about $8,200 a year: $2,670 property tax and charges, $1,210 water and sewer, $200 trash, $2,750 electricity and gas, $1,360 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Kentucky law: 2% off property tax paid in full by November 12% discount
Kentucky law gives a 2% discount on property taxes paid in full by November 1 of the assessment year; when the regular schedule is delayed, an alternative schedule allows 2% off bills paid in full within one full month of the date the tax bills are mailed.
How: Pay the full bill by November 1 of the assessment year.
Seasonal leaf pickup, October to DecemberCity leaf machines pick up loose leaves from the curb
During October, November and December the City of Versailles leaf machines will pick up loose leaves from the curb.
How: Questions: Versailles Municipal Utilities, (859) 873-5436.
Tree limb pickupCity collects and chips limbs set out by the owner
The City will collect and chip tree limbs set out by the property owner.
How: Questions: Versailles Municipal Utilities, (859) 873-5436.

Money dates

Nov 1in 9 daysTaxpayers who pay property taxes in full by November 1 of the assessment year receive a 2% discount.
Jan 1in 70 daysHomestead exemption eligibility is set as of January 1: real estate taxes are determined as of January 1.
Monthly (15th)Versailles water and sewer bills are due on the 15th of each month; late penalties are assessed on the 16th, and an additional $40.00 fee applies if not paid by the 25th.
May (inspection period)If you disagree with your assessment, the property owner can file an appeal in the county clerk's office no later than one workday following the end of the tax roll inspection period.

Who serves this house

Water: Versailles Municipal Utilities; Inside-city-limits rates effective August 1, 2025: a $9.31 minimum bill covers the first 1,000 gallons, then $5.06 per 1,000 gallons from 1,000 to 150,000 gallons, plus a $0.26 Kentucky River fee
Property tax: 0.93% of value; 2025 tax year, Woodford County
Garbage: Rumpke (billed on the Versailles Municipal Utilities bill); Residential garbage and curbside recycling, $17.00 a month
Sewer: Versailles Municipal Utilities; Inside city limits: $14.87 minimum bill for the first 1,000 gallons, then $8.05 per 1,000 gallons
Electricity: Kentucky Utilities (KU); Rate RS residential service: $0.58 basic service charge a day
Gas: Columbia Gas of Kentucky; Rate Schedule GSR residential: $21.25 customer charge per billing period
Schools: Woodford County school district; School tax rate of 6.33 per $1,000 on the 2025 Woodford County tax rate sheet

Pay or manage your bills

Your water

Source: The source of water for Versailles is Pool 5 of the Kentucky River.
Meters: All 6,800 water meters are read the middle of every month.

Other KY cities

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How these numbers are made

Property tax: the 2025 Woodford County sheet (the 2026 sheet was not out yet), 9.33 per $1,000 in all for a home inside Versailles: state 1.06, county 0.59, schools 6.33, library 0.50, health 0.20 and ag extension 0.16 (together the sheet's 8.84 'less fire') plus the City of Versailles 0.49, which is billed separately. The county fire rate (0.73) is left out because the sheet excludes it for city addresses.
The starting value is the Census ACS 2020-2024 median value of owner-occupied homes in Versailles, $286,100; your PVA assessment may differ. Kentucky's $49,100 homestead exemption is only for owners 65 and older or totally disabled, so it is a tip, not taken off the typical bill.
Water and sewer: Versailles Municipal Utilities rates effective August 1, 2025 (inside city limits). The city's 2024-20 ordinance raises rates each July 1 by the change in the Consumer Price Index, so current bills may be a little higher. The $0.26 Kentucky River fee is listed under the per-1,000-gallon rates and is added to each water tier here. The sewer per-1,000-gallon rate shown is the first tier (to 150,000 gallons). No typical household use is published, so the page starts at 9 CCF. The rates shown are the August 2025 sheet and are not confirmed for July 2026.
Garbage is Rumpke's $17.00 a month for garbage and curbside recycling, billed on the utility bill; the $3.00 cart rental is optional and not included.
Electricity: KU Rate RS, $0.58 a day and $0.11234 per kWh plus the August 2026 billing adjustments and the $0.30 Home Energy Assistance charge, as for other KU cities; the 3% franchise fee in the Versailles franchise applies only if the PSC allows KU to pass it through, and we did not confirm it appears on bills, so it is not added. Gas: Columbia Gas of Kentucky Rate GSR with riders, at 10.37 therms per Mcf. Starting use is KU's 2024 Kentucky residential average and Kentucky's 2025 residential gas average from EIA. The 3% Woodford County Schools utility tax (the 'Utility' rate for Woodford County on the Kentucky Department of Education's 2025-26 tax-rate sheet; KU's tariff passes school utility taxes to bills as a rate increase under KRS 160.617) is added to electricity and gas. The $0.111877 per kWh is KU's $0.11234 less the August 2026 adjustments, after the 0.11% factor, and the fixed charge is $0.58 a day over an average month of 30.4 days with the same factor, plus $0.30.
Insurance is the 2022 Kentucky statewide average HO-3 premium (NAIC data via Triple-I), about four years old and statewide, not specific to Versailles; treat it as a rough starting point. Kentucky cities and counties may also levy a tax on insurance premiums, not included.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Versailles house costs

What is the property tax rate in Versailles?

About 0.93% of the value before exemptions a year (2025 tax year, Woodford County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Versailles?

About $4,665 a year on $500,000 of the value before exemptions.

How much is the water bill in Versailles?

About $101 a month for water and sewer at typical use (7,000 gallons a month) on Versailles Municipal Utilities.

How much does trash pickup cost in Versailles?

$17 a month for a house.

How much does a house in Versailles cost to run each year?

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