Nicholasville, KY · Updated Oct 2026

What a Nicholasville house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Nicholasville house

$8,274a year · $690 a month

Starts at the typical market value, $226,800; your assessed value is often lower. Typical use.

Property tax$2,774
1.223% of $226,800
Electricity and gas$2,768
1047 kWh a month $1,439 · 53.51 therms $1,248 · Jessamine County Schools 3% utility tax $81
Water and sewer$1,374
7,000 gallons a month on Nicholasville Water Department (Nicholasville Public Utilities): water $43, sewer $72 a month
TrashNot included
Not counted: we found no published Republic Services price for Nicholasville homes.
Home insurance$1,359
Typical premium $1,359

A Nicholasville house at the typical market value ($226,800) pays about $8,300 a year: $2,770 property tax and charges, $1,370 water and sewer, $2,770 electricity and gas, $1,360 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Pay the county tax bill by Nov 1 for 2% off2% off the Jessamine County bill
Jessamine County Sheriff tax bills paid from October 1 through the close of business November 1 get a 2% discount; from November 2 to December 31 the face amount is due.
How: Jessamine County Sheriff's Office, 201 N Main St, Nicholasville; payments can be made online or at the drop box. Sheriff's Tax Office phone: 859-885-4139.
Declare your home as your domicile to skip sales tax on utilitiesSales tax exemption on residential utilities
Kentucky residents can file a Declaration of Domicile so that sewer, water and fuel (including natural gas and electricity) bought for their home are classified as exempt from Kentucky sales and use tax. The exemption starts with the first full billing cycle after the utility receives the declaration.
How: Submit Kentucky form 51A380 to each utility provider (NPU has the form on its utility forms page).
Free curbside leaf pickup in NovemberUp to 12 bags a week, Nov 1-30, 2026
From November 1 through November 30, 2026, Republic Services collects up to 12 bags of leaves per household each week at no additional charge for Jessamine County residents. Pickups of 13 to 30 additional bags cost $14.25 and must be scheduled in advance.
How: Put bagged leaves at the curb on your regular collection day; to schedule extra bags call 859-305-1073.
Free brush and yard waste drop-offFree for Nicholasville residents
Nicholasville residents can drop off branches, brush, grass clippings, leaves and logs 8 inches in diameter or less, un-bagged, at the city Brush Pile at the Wastewater Treatment Plant, 2296 Shun Pike, at no charge.
How: Bring a valid ID as proof of residency; open Tuesday and Thursday 8 a.m. to 4 p.m. and Saturday 8 a.m. to noon.
Low income: Delta gas bill creditBill credit for enrolled customers
Delta's Energy Assistance Program funds a bill credit for enrolled low-income residential customers, subject to available funding.
How: Enroll through your local community action agency.

Adjust to match your bills

What you know

Value before exemptionsKentucky PVAs assess homes at fair cash value, so your Jessamine County PVA assessment is the value to enter. Nicholasville homes get two bills: the Jessamine County Sheriff's bill (state, county, library, health, extension and school rates) and the City of Nicholasville's bill (18.6 cents per $100). The county fire protection district rate does not apply inside the city.

Home insurance, a yearFrom your policy. We start at $1,359, Kentucky statewide average HO-3 homeowners premium for 2022 (NAIC data via Triple-I).

Your use

Water, thousands of gallons a month

On your water bill. A typical house uses 5,000–8,000 gallons.

Electricity, kWh a month

On your Nicholasville Public Utilities (NPU) bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Oct 31, 2026in 8 daysCity of Nicholasville 2026 property tax bills are due on or before October 31, 2026; a 10% penalty is added November 1, 2026, and interest of 1% a month begins January 1, 2027.
Nov 1in 9 daysThe 2% discount on Jessamine County Sheriff tax bills runs October 1st through November 1st, close of business.
Dec 31in 69 daysFace amount due November 2nd through December 31st; a 5% penalty applies January 1st to 31st, then a 10% penalty plus 10% add-on from February 1st to April 15th.
Jan 1in 70 daysFor the senior homestead exemption, the homeowner must be 65 or older and live in the home as of January 1.

Who serves this house

Water: Nicholasville Water Department (Nicholasville Public Utilities); Inside-city rates effective September 2025: a $6.39 service charge for a 3/4-inch meter, $5.38 per 1,000 gallons for the first 10,000 gallons and $5.22 per 1,000 gallons above that
Property tax: 1.22% of value; 2026 tax year, Jessamine County
Garbage: Republic Services; Republic Services serves customers in Jessamine County and the City of Nicholasville
Sewer: Nicholasville Public Utilities; Inside city: $11.33 service charge (3/4-inch meter) plus $8.99 per 1,000 gallons
Electricity: Nicholasville Public Utilities (NPU) electric department; Residential: $22.00 service charge and $.09354 per kWh, plus a monthly power cost adjustment
Gas: Delta Natural Gas Company; Residential: $29.95 customer charge and $12.7480 per Mcf (base rate plus gas cost recovery)
Schools: Jessamine County Schools; 66.5 cents per $100 on real property for fiscal year 2027

Pay or manage your bills

Your water

Source: The main source of water for Nicholasville customers is surface water from the Kentucky River (Pool #8).
Byproducts: Total trihalomethanes: 77 ppb at the highest site average in 2025, against an 80 ppb limit, with no violation.
Also tested: The 2025 report also lists test results for Kentucky American Water's River Station I.

How these numbers are made

Property tax: 1.193% (119.3 cents per $100) for a home inside Nicholasville: the 2026 state rate (10.3 cents), Jessamine County Schools' fiscal year 2027 rate (66.5 cents, in the Kentucky Department of Education's 2026-27 levies table) and the City of Nicholasville's 2026 rate (18.6 cents, Ordinance 235-2026, enacted August 31, 2026), plus the 2025 rates for the Jessamine County Fiscal Court (11.7), library (10.6), health (3.0) and extension (1.6) districts, because we did not find their 2026 rates. The county fire protection district (10 cents) covers the county except Nicholasville and Wilmore, so it is not included. The county part is billed by the Jessamine County Sheriff and the city part by the City of Nicholasville on a separate bill.
The starting value is the Census ACS 2020-2024 median value of owner-occupied homes in Nicholasville, $226,800; your PVA assessment may differ. Kentucky's $49,100 homestead exemption is only for owners 65 and older or totally disabled, so it is listed as a tip, not taken off the typical bill.
Water and sewer: NPU inside-city rates effective September 2025 for a 3/4-inch meter: water $6.39 a month plus $5.38 per 1,000 gallons up to 10,000 gallons and $5.22 above; sewer $11.33 plus $8.99 per 1,000 gallons of water used. NPU publishes no typical household use, so the page starts at 9 CCF (about 6,700 gallons). Some homes in and near the city get water from Jessamine County Water District #1 or Jessamine-South Elkhorn Water District instead; they are not modeled. We found no separate stormwater fee on the NPU bill. Trash: Republic Services collects under the Jessamine County and Nicholasville contract, but we found no published price, so trash is not in the total.
Electricity: NPU's residential rate, $22.00 a month and $.09354 per kWh. NPU's monthly Power Cost Adjustment is not published as a number, so it is not included and the real bill may be somewhat higher or lower. NPU serves about 6,800 electric customers; other homes in Nicholasville are served by Kentucky Utilities or Blue Grass Energy (NPU compares its bills with both), and their rates differ. Starting use is EIA's 2024 Kentucky residential average, 1,047 kWh a month.
Gas: Delta Natural Gas residential rate, $29.95 plus the $0.30 Energy Assistance Program fee, and $12.7480 per Mcf (base rate and gas cost recovery) plus the $0.96008 Pipe Replacement Program charge, converted to therms at 10.37 therms per Mcf; the City's 3% franchise fee is added to both. The gas cost recovery rate changes during the year. Starting use is Kentucky's 2025 residential average from EIA (about 54 therms a month). Utility tax: Jessamine County Schools levies a 3% utility gross receipts license tax (2026-27 levies table), added here to electricity and gas; we did not confirm whether it is added to water and sewer, so it is not added there.
Insurance is the 2022 Kentucky statewide average HO-3 premium (NAIC data via Triple-I), about four years old; treat it as a rough starting point and replace it with your own premium. The City of Nicholasville also charges insurance companies a 10% license fee on premiums for policies in the city, which is not included.
Nothing here is legal, tax or insurance advice.

Sources

How Nicholasville compares

A typical Nicholasville house against the 23 Kentucky cities we cover, using the same default numbers as the total above.

Per year	Nicholasville	Median	Where it falls
Property tax rate	1.22%	1.26%	lower than 15 of the other 22 Kentucky cities we cover
Water	$511	$535	lower than 13 of the other 22 Kentucky cities we cover
Sewer and utility-bill fees	$862	$745	higher than 17 of the other 22 Kentucky cities we cover
Electricity and gas	$2,768	$2,652	higher than 15 of the other 22 Kentucky cities we cover
Home insurance	$1,359	$1,359	in the middle of 21 other Kentucky cities we cover
Total	$8,274	$8,268	higher than 12 of the other 22 Kentucky cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $862 a year, higher than 17 of the other 22 Kentucky cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $862 a year, higher than 17 of the other 22 Kentucky cities we cover. What drives that cost, and would you change anything?"

See who is running in your city →

Common questions about Nicholasville house costs

What is the property tax rate in Nicholasville?

About 1.22% of the value before exemptions a year (2026 tax year, Jessamine County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Nicholasville?

About $6,115 a year on $500,000 of the value before exemptions.

How much is the water bill in Nicholasville?

About $114 a month for water and sewer at typical use (7,000 gallons a month) on Nicholasville Water Department (Nicholasville Public Utilities).

How much does trash pickup cost in Nicholasville?

Not counted: we found no published Republic Services price for Nicholasville homes.

When is property tax due in Nicholasville?

Oct 31, 2026: City of Nicholasville 2026 property tax bills are due on or before October 31, 2026; a 10% penalty is added November 1, 2026, and interest of 1% a month begins January 1, 2027.

Where can I get help paying utility bills in Nicholasville?

Low income: Delta gas bill credit: Delta's Energy Assistance Program funds a bill credit for enrolled low-income residential customers, subject to available funding. Enroll through your local community action agency.

How much does a house in Nicholasville cost to run each year?

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