La Grange, KY · Updated Oct 2026

What a La Grange home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a La Grange house

$8,393a year · $699 a month

Starts at the typical market value, $283,200; your assessed value is often lower. Typical use.

A La Grange house at the typical market value ($283,200) costs about $8,400 a year: $3,730 property tax and charges, $1,640 water and sewer, $150 trash, $1,520 electricity, $1,360 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Money dates

Nov 2 – Dec 31todayThe county tax bill is due at the face amount.

Who serves this house

Water: La Grange Utilities Commission; La Grange Utilities Commission residential inside-city rates effective July 1, 2026; the 5/8 or 3/4 inch meter minimum charge is $11.80
Property tax: 1.32% of value; 2026 tax year, Oldham County (county rates from 2025)
Garbage: Republic Services; City garbage service under a franchise agreement with Republic Services; La Grange Utilities Commission bills it monthly
Sewer: La Grange Utilities Commission; Wastewater is collected, pumped and treated before discharge into a tributary of North Curry’s Fork
Schools: Oldham County Schools; 82 cents per $100 of assessed value (a 4% increase from the prior rate)

Pay or manage your bills

Your water

Source: La Grange Utilities Commission purchases water from Oldham County Water District.

How these numbers are made

Property tax: the 2026 state rate (10.3 cents per $100) and City of La Grange rate (18.2 cents, from the September 3, 2026 second-reading ordinance), plus 2025 Kentucky rate book rates for Oldham County fiscal court (8.7), ambulance (4.74), extension (1.4), health (2.5) and library (3.9), and Oldham County Schools at the 82.0 cents adopted September 17, 2026 (the 2025 rate was 81.2). The LaGrange Fire District (10 cents) is not included: no official district boundary or 2026 rate was found that says whether city homes are in it (about $283 a year at the median value if they are). The starting value is the Census median, $283,200; your PVA assessment may differ. Kentucky's $49,100 homestead exemption is only for owners 65 and older or totally disabled, so it is a tip.
Water and sewer: La Grange Utilities Commission inside-city residential rates effective July 1, 2026: minimum $11.80 and $8.25 per 1,000 gallons for water; minimum $17.26 and $7.71 per 1,000 gallons for sewer. The minimum is modeled as a fixed charge with all gallons billed at the volume rate. The utility publishes no typical use and does not say whether the minimum includes any gallons, so every gallon is billed at the volume rate; the page starts at 9 CCF (about 6,700 gallons).
Trash: Republic Services curb pickup, $12.14 a month, billed by the utility with water and sewer. Back door pickup is $13.91 a month (not offered as a size).
Electricity and gas: LG&E Rate RS and RGS from the August 2026 tariffs and billing adjustments, with the Oldham County Schools 3% utility tax added. Starting use is the 2024 LG&E residential average (EIA) and the 2025 Kentucky gas average. Insurance is the 2022 (latest official figure found) Kentucky statewide average HO-3 premium.
Gas omitted: no official source shows LG&E gas service reaches La Grange (tariff lists Oldham County only).
Nothing here is legal, tax or insurance advice.

Sources

How La Grange compares

A typical La Grange house against the 32 Kentucky cities we cover, using the same default numbers as the total above.

Per year	La Grange	Median	Where it falls
Property tax rate	1.32%	1.28%	higher than 18 of the other 31 Kentucky cities we cover
Water	$808	$535	higher than 29 of the other 31 Kentucky cities we cover
Sewer and utility-bill fees	$830	$745	higher than 19 of the other 31 Kentucky cities we cover
Trash	$146	$216	lower than 19 of the other 22 Kentucky cities we cover
Electricity and gas	$1,520	$2,612	lower than 28 of the other 31 Kentucky cities we cover
Home insurance	$1,359	$1,359	lower than 1 of the other 29 Kentucky cities we cover
Total	$8,393	$8,208	higher than 20 of the other 31 Kentucky cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Water

The fact: Water here costs about $808 a year at typical use, higher than 29 of the other 31 Kentucky cities we cover.

Ask: "Water here costs about $808 a year at typical use, higher than 29 of the other 31 Kentucky cities we cover. What drives that cost, and would you change anything?"

2. Trash

The fact: Trash pickup here costs about $146 a year for the standard cart, lower than 19 of the other 22 Kentucky cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $146 a year for the standard cart, lower than 19 of the other 22 Kentucky cities we cover. What drives that cost, and would you change anything about the service or the price?"

3. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $1,520 a year, lower than 28 of the other 31 Kentucky cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $1,520 a year for a typical house, lower than 28 of the other 31 Kentucky cities we cover. Which parts of that can the city influence, and what would you do about them?"

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Common questions about La Grange house costs

What is the property tax rate in La Grange?

About 1.32% of the value before exemptions a year (2026 tax year, Oldham County (county rates from 2025)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in La Grange?

About $6,587 a year on $500,000 of the value before exemptions.

How much is the water bill in La Grange?

About $137 a month for water and sewer at typical use (7,000 gallons a month) on La Grange Utilities Commission.

How much does trash pickup cost in La Grange?

$12 a month for a house.

How much does a house in La Grange cost to run each year?

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