What a Palisades Park home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at $877,722 of value before exemptions. Typical use.
- Property tax$12,841
1.463% of $877,722
- Electricity and gas$2,993
558 kWh a month $1,841 · 86.6667 therms $1,152
- Water$752
6.65 units (CCF) a month on Veolia Water New Jersey (Hackensack): water $63 a month
- Trash$0
Your own cans, $0 a month
- Home insurance$1,417
Typical premium $1,417
A typical Palisades Park house costs about $18,000 a year: $12,840 property tax and charges, $750 water, $0 trash, $2,990 electricity and gas, $1,420 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Seniors 65+: Stay NJUp to $6,500
Homeowners 65 and older who owned and lived in their home all of 2025 can get up to $6,500 with income up to $100,000, $5,000 up to $150,000, or $4,000 up to $200,000.
How: File Form PAS-1 by November 2, 2026.
100% disabled veterans: property tax exemptionAnnual exemption on your main home
Honorably discharged veterans who were 100% permanently and totally disabled during active duty service may qualify for an annual property tax exemption on their main home.
How: File D.V.S.S.E. with your local assessor.
Seniors 65+ or disabled: property tax deductionSenior deduction
New Jersey's senior citizen deduction is claimed on Form PTD.
How: File Form PTD with your local assessor or tax collector.
Metal goods and white goods pickupFree curbside pickup by appointment
TVs, appliances, computer items, electronic and metal items are picked up by the Department of Public Works by appointment only, Monday through Friday.
How: Call 201-585-4133 to schedule a pickup.
Money dates
- Apr 1Last day for a property tax appeal petition to reach the County Board of Taxation or the State Tax Court; May 1 where a municipal revaluation or reassessment has been undertaken.
Who serves this house
- Water
- Veolia Water New Jersey (Hackensack)
- General Metered Service (standard rate, not the separate Exempt Rate column): $22.58 per month facilities charge for a 5/8 inch meter and $6.0285 per hundred cubic feet. One hundred cubic feet equals 748 gallons. Bills are rendered monthly.
- Property tax
- 1.46% of value
- 2025 tax year, Palisades Park Boro (Bergen County)
- Garbage
- Borough's trash contractor
- The 2026 Palisades Park calendar lists trash as picked up by the Borough's Trash Contractor.
- Electricity
- PSE&G
- PSE&G's electric tariff lists Palisades Park, Borough of in the territory it serves.
- Gas
- PSE&G
- PSE&G's gas tariff lists Palisades Park, Borough of in the territory it serves.
Other NJ cities
Clifton home costsSummit home costsBridgeton home costsPoint Pleasant home costsRamsey home costsPerth Amboy home costsElizabeth home costsTrenton home costsLinden home costsPrinceton home costsFort Lee home costsGlassboro home costsNorth Plainfield home costsElmwood Park home costsNew Milford home costsNorth Arlington home costsSouth River home costsEdgewater home costsMiddlesex home costsHopatcong home costsRoselle Park home costsNew Providence home costsEatontown home costsOakland home costsFreehold home costsBound Brook home costsHasbrouck Heights home costsWallington home costsBellmawr home costsRidgefield home costsWanaque home costsWestwood home costsManville home costsLincoln Park home costsSomers Point home costsSouth Amboy home costsHillsdale home costsBurlington home costsWoodbury home costsChatham home costs
How these numbers are made
- Property tax: Palisades Park's 2025 general tax rate of 1.463 per $100 of assessed value (the state's table; a 2026 rate is not yet published), applied to the state's 2026 average residential assessment of $877,722 (no median is published; the figure includes all residential line items, so it may include condominiums).
- Water: Veolia Water New Jersey's Rate Schedule No. 1 General Metered Service as attached to the Board of Public Utilities order of July 15, 2026 ($22.58 monthly for a 5/8 inch meter, $6.0285 per hundred cubic feet); the attached tariff sheets are marked with a blank effective date. Typical use is about 6.65 ccf a month (roughly 5,000 gallons), backed out of the order's stated typical 5/8 inch customer (five-thousand gallons a month, a $1.95 or 3.21% increase) and the tariff rates.
- Sewer: the borough's sewer ordinance sets charges only for significant users (over 350,000 gallons a year), so a single-family house is modeled at $0 sewer; Bergen County Utilities Authority costs are not billed to houses separately in anything found. Garbage: the borough's calendar lists trash as picked up by the Borough's Trash Contractor and no resident fee or tax-bill line was found, so it is modeled at $0.
- Electricity and gas: PSE&G Rate Schedules RS and RSG as in the October 1, 2026 tariffs, with BGS and BGSS supply, priced as in the other PSE&G cities here (electric weighted summer to other months; typical use 558 kWh a month from PSE&G's notice and 1,040 therms a year / 12 for gas from the BPU BGSS order, not Palisades Park figures).
- Insurance: New Jersey's 2022 average homeowners premium from NAIC data, the latest figure found; it is a statewide average, not a Palisades Park figure. Local tax due dates were not readable on the borough's site, so none are listed.
- Nothing here is legal, tax or insurance advice.
- electric-tariff-17-cefev-iap-nits-usf-effective-20261001.ash
- ER26030086%20PSEG%20%20ECIP%202026%20%20Public%20Hearing%20N
- gas-tariff-17-iap-bgss-balancing-cip-usf-effective-20261001.
- 2B%20ORDER%20Veolia%2025%20BRC.pdf
- 2025taxrates.pdf
- 2026AvgResStat.pdf
- 2I%20ORDER%20PS%2026-27%20BGSS%20Provisional%20Rates.pdf
- facts-statistics-homeowners-and-renters-insurance
- index.shtml
- lpt-disabledvet.shtml
- lpt-seniordeduction.shtml
- lpt-appeal.shtml
- 2026 garbage/recycling calendar
- Ordinance 2026-14 (Chapter 247 Sewers)
How Palisades Park compares
A typical Palisades Park house against the 41 New Jersey cities we cover, using the same default numbers as the total above.
| Per year | Palisades Park | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.46% | 2.66% | lower than 38 of the other 38 New Jersey cities we cover |
| Water | $752 | $771 | lower than 22 of the other 40 New Jersey cities we cover |
| Trash | $0 | $0 | lower than 3 of the other 29 New Jersey cities we cover |
| Electricity and gas | $2,993 | $3,056 | lower than 21 of the other 40 New Jersey cities we cover |
| Home insurance | $1,417 | $1,417 | in the middle of 40 other New Jersey cities we cover |
| Total | $18,003 | $16,741 | higher than 26 of the other 40 New Jersey cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Property tax rate
The fact: Palisades Park's property tax rate is 1.46%, lower than 38 of the other 38 New Jersey cities we cover. The rate adds up every agency on the bill, not only the city.
Ask: "Property tax in Palisades Park is 1.46%, lower than 38 of the other 38 New Jersey cities we cover. What should that money pay for first, and would you change anything about how it is set?"
2. Trash
The fact: Trash pickup here costs about $0 a year for the standard cart, lower than 3 of the other 29 New Jersey cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.
Ask: "Trash pickup here costs about $0 a year for the standard cart, lower than 3 of the other 29 New Jersey cities we cover. What drives that cost, and would you change anything about the service or the price?"
3. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $2,993 a year, lower than 21 of the other 40 New Jersey cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $2,993 a year for a typical house, lower than 21 of the other 40 New Jersey cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about Palisades Park house costs
What is the property tax rate in Palisades Park?
About 1.46% of the value before exemptions a year (2025 tax year, Palisades Park Boro (Bergen County)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Palisades Park?
About $7,315 a year on $500,000 of the value before exemptions.
How much is the water bill in Palisades Park?
About $63 a month for water at typical use (6.65 units, or 4,974 gallons a month) on Veolia Water New Jersey (Hackensack).
How much does trash pickup cost in Palisades Park?
$0 a month for a house.
Can seniors lower their property tax or bills in Palisades Park?
Yes. Seniors 65+: Stay NJ: Homeowners 65 and older who owned and lived in their home all of 2025 can get up to $6,500 with income up to $100,000, $5,000 up to $150,000, or $4,000 up to $200,000.
How much does a house in Palisades Park cost to run each year?
A typical Palisades Park house costs about $18,000 a year: $12,840 property tax and charges, $750 water, $0 trash, $2,990 electricity and gas, $1,420 home insurance. Estimated from public rates, not anyone's actual bill.