What a North Arlington home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at $546,808 of value before exemptions. Typical use.
- Property tax$12,227
2.236% of $546,808
- Electricity and gas$2,993
558 kWh a month $1,841 · 86.6667 therms $1,152
- Water$862
9 units (CCF) a month on Passaic Valley Water Commission (Out of Town Rates): water $72 a month
- Trash$0
Your own cans, $0 a month
- Home insurance$1,417
Typical premium $1,417
A typical North Arlington house costs about $17,500 a year: $12,230 property tax and charges, $860 water, $0 trash, $2,990 electricity and gas, $1,420 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Seniors 65+: Stay NJUp to $6,500
Homeowners 65 and older who owned and lived in their home all of 2025 can get up to $6,500 with income up to $100,000, $5,000 up to $150,000, or $4,000 up to $200,000.
How: File Form PAS-1 by November 2, 2026.
100% disabled veterans: property tax exemptionAnnual exemption on your main home
Honorably discharged veterans who were 100% permanently and totally disabled during active duty service may qualify for an annual property tax exemption on their main home.
How: File D.V.S.S.E. with your local assessor.
Seniors 65+ or disabled: property tax deductionSenior deduction
New Jersey's senior citizen deduction is claimed on Form PTD.
How: File Form PTD with your local assessor or tax collector.
Money dates
- Feb 1, May 1, Aug 1, Nov 1in 89 daysNorth Arlington property tax payments are due quarterly on Feb 1st, May 1st, Aug 1st, Nov 1st.
- Apr 1Last day for a property tax appeal petition to reach the County Board of Taxation or the State Tax Court; May 1 where a municipal revaluation or reassessment has been undertaken.
Who serves this house
- Water
- Passaic Valley Water Commission (Out of Town Rates)
- Out of Town Rates effective 2/15/2026: $37.92 monthly base charge for a 5/8 inch meter and $3.77 per 1 CCF.
- Property tax
- 2.24% of value
- 2025 tax year, North Arlington Boro (Bergen County)
- Garbage
- Cali Carting
- The borough's trash page says to call Cali Carting at 201-991-5400 with questions about garbage pickup.
- Electricity
- PSE&G
- PSE&G's electric tariff lists North Arlington, Borough of in the territory it serves.
- Gas
- PSE&G
- PSE&G's gas tariff lists North Arlington, Borough of in the territory it serves.
Other NJ cities
Clifton home costsSummit home costsBridgeton home costsPoint Pleasant home costsRamsey home costsPerth Amboy home costsElizabeth home costsTrenton home costsLinden home costsPrinceton home costsFort Lee home costsGlassboro home costsNorth Plainfield home costsElmwood Park home costsPalisades Park home costsNew Milford home costsSouth River home costsEdgewater home costsMiddlesex home costsHopatcong home costsRoselle Park home costsNew Providence home costsEatontown home costsOakland home costsFreehold home costsBound Brook home costsHasbrouck Heights home costsWallington home costsBellmawr home costsRidgefield home costsWanaque home costsWestwood home costsManville home costsLincoln Park home costsSomers Point home costsSouth Amboy home costsHillsdale home costsBurlington home costsWoodbury home costsChatham home costs
How these numbers are made
- Property tax: North Arlington's 2025 general tax rate of 2.236 per $100 of assessed value (the state's table; a 2026 rate is not yet published), applied to the state's 2026 average residential assessment of $546,808 (no median is published; the figure may include condominiums).
- Water: Passaic Valley Water Commission Out of Town Rates effective 2/15/2026 ($37.92 monthly base charge for a 5/8 inch meter, $3.77 per CCF); PVWC bills residential customers quarterly. Typical use was not published, so the page default is used.
- Sewer and garbage: no resident sewer charge, garbage fee or tax-bill line was found on the borough site, so a house is modeled at $0 for each.
- Electricity and gas: PSE&G Rate Schedules RS and RSG as in the October 1, 2026 tariffs, with BGS and BGSS supply, priced as in the other PSE&G cities here (electric weighted summer to other months; typical use 558 kWh a month from PSE&G's notice and 1,040 therms a year / 12 for gas from the BPU BGSS order, not figures for another city).
- Insurance: New Jersey's 2022 average homeowners premium from NAIC data; it is a statewide average, not a North Arlington figure.
- Nothing here is legal, tax or insurance advice.
- electric-tariff-17-cefev-iap-nits-usf-effective-20261001.ash
- ER26030086%20PSEG%20%20ECIP%202026%20%20Public%20Hearing%20N
- gas-tariff-17-iap-bgss-balancing-cip-usf-effective-20261001.
- 2I%20ORDER%20PS%2026-27%20BGSS%20Provisional%20Rates.pdf
- facts-statistics-homeowners-and-renters-insurance
- index.shtml
- lpt-disabledvet.shtml
- lpt-seniordeduction.shtml
- lpt-appeal.shtml
- PVWC water rates 2026
- 2025 general tax rates
- 2026 average residential statistics
- Trash & recycling
- Finance/Tax Collector
- Tax bill update
How North Arlington compares
A typical North Arlington house against the 41 New Jersey cities we cover, using the same default numbers as the total above.
| Per year | North Arlington | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 2.24% | 2.66% | lower than 22 of the other 38 New Jersey cities we cover |
| Water | $862 | $771 | higher than 22 of the other 40 New Jersey cities we cover |
| Trash | $0 | $0 | lower than 3 of the other 29 New Jersey cities we cover |
| Electricity and gas | $2,993 | $3,056 | lower than 21 of the other 40 New Jersey cities we cover |
| Home insurance | $1,417 | $1,417 | in the middle of 40 other New Jersey cities we cover |
| Total | $17,499 | $16,741 | higher than 24 of the other 40 New Jersey cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Trash
The fact: Trash pickup here costs about $0 a year for the standard cart, lower than 3 of the other 29 New Jersey cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.
Ask: "Trash pickup here costs about $0 a year for the standard cart, lower than 3 of the other 29 New Jersey cities we cover. What drives that cost, and would you change anything about the service or the price?"
2. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $2,993 a year, lower than 21 of the other 40 New Jersey cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $2,993 a year for a typical house, lower than 21 of the other 40 New Jersey cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about North Arlington house costs
What is the property tax rate in North Arlington?
About 2.24% of the value before exemptions a year (2025 tax year, North Arlington Boro (Bergen County)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in North Arlington?
About $11,180 a year on $500,000 of the value before exemptions.
How much is the water bill in North Arlington?
About $72 a month for water at typical use (9 units, or 6,732 gallons a month) on Passaic Valley Water Commission (Out of Town Rates).
How much does trash pickup cost in North Arlington?
$0 a month for a house.
When is property tax due in North Arlington?
Feb 1, May 1, Aug 1, Nov 1: North Arlington property tax payments are due quarterly on Feb 1st, May 1st, Aug 1st, Nov 1st.
Can seniors lower their property tax or bills in North Arlington?
Yes. Seniors 65+: Stay NJ: Homeowners 65 and older who owned and lived in their home all of 2025 can get up to $6,500 with income up to $100,000, $5,000 up to $150,000, or $4,000 up to $200,000.
How much does a house in North Arlington cost to run each year?
A typical North Arlington house costs about $17,500 a year: $12,230 property tax and charges, $860 water, $0 trash, $2,990 electricity and gas, $1,420 home insurance. Estimated from public rates, not anyone's actual bill.