North Arlington, NJ · Updated Oct 2026

What a North Arlington home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a North Arlington house
$17,499a year · $1,458 a month

Starts at $546,808 of value before exemptions. Typical use.

A typical North Arlington house costs about $17,500 a year: $12,230 property tax and charges, $860 water, $0 trash, $2,990 electricity and gas, $1,420 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

  • Seniors 65+: Stay NJUp to $6,500

    Homeowners 65 and older who owned and lived in their home all of 2025 can get up to $6,500 with income up to $100,000, $5,000 up to $150,000, or $4,000 up to $200,000.

    How: File Form PAS-1 by November 2, 2026.

  • 100% disabled veterans: property tax exemptionAnnual exemption on your main home

    Honorably discharged veterans who were 100% permanently and totally disabled during active duty service may qualify for an annual property tax exemption on their main home.

    How: File D.V.S.S.E. with your local assessor.

  • Seniors 65+ or disabled: property tax deductionSenior deduction

    New Jersey's senior citizen deduction is claimed on Form PTD.

    How: File Form PTD with your local assessor or tax collector.

Money dates

  • Feb 1, May 1, Aug 1, Nov 1in 89 daysNorth Arlington property tax payments are due quarterly on Feb 1st, May 1st, Aug 1st, Nov 1st.
  • Apr 1Last day for a property tax appeal petition to reach the County Board of Taxation or the State Tax Court; May 1 where a municipal revaluation or reassessment has been undertaken.

Who serves this house

Water
Passaic Valley Water Commission (Out of Town Rates)
Out of Town Rates effective 2/15/2026: $37.92 monthly base charge for a 5/8 inch meter and $3.77 per 1 CCF.
Property tax
2.24% of value
2025 tax year, North Arlington Boro (Bergen County)
Garbage
Cali Carting
The borough's trash page says to call Cali Carting at 201-991-5400 with questions about garbage pickup.
Electricity
PSE&G
PSE&G's electric tariff lists North Arlington, Borough of in the territory it serves.
Gas
PSE&G
PSE&G's gas tariff lists North Arlington, Borough of in the territory it serves.

Other NJ cities

Clifton home costsSummit home costsBridgeton home costsPoint Pleasant home costsRamsey home costsPerth Amboy home costsElizabeth home costsTrenton home costsLinden home costsPrinceton home costsFort Lee home costsGlassboro home costsNorth Plainfield home costsElmwood Park home costsPalisades Park home costsNew Milford home costsSouth River home costsEdgewater home costsMiddlesex home costsHopatcong home costsRoselle Park home costsNew Providence home costsEatontown home costsOakland home costsFreehold home costsBound Brook home costsHasbrouck Heights home costsWallington home costsBellmawr home costsRidgefield home costsWanaque home costsWestwood home costsManville home costsLincoln Park home costsSomers Point home costsSouth Amboy home costsHillsdale home costsBurlington home costsWoodbury home costsChatham home costs

How these numbers are made
  • Property tax: North Arlington's 2025 general tax rate of 2.236 per $100 of assessed value (the state's table; a 2026 rate is not yet published), applied to the state's 2026 average residential assessment of $546,808 (no median is published; the figure may include condominiums).
  • Water: Passaic Valley Water Commission Out of Town Rates effective 2/15/2026 ($37.92 monthly base charge for a 5/8 inch meter, $3.77 per CCF); PVWC bills residential customers quarterly. Typical use was not published, so the page default is used.
  • Sewer and garbage: no resident sewer charge, garbage fee or tax-bill line was found on the borough site, so a house is modeled at $0 for each.
  • Electricity and gas: PSE&G Rate Schedules RS and RSG as in the October 1, 2026 tariffs, with BGS and BGSS supply, priced as in the other PSE&G cities here (electric weighted summer to other months; typical use 558 kWh a month from PSE&G's notice and 1,040 therms a year / 12 for gas from the BPU BGSS order, not figures for another city).
  • Insurance: New Jersey's 2022 average homeowners premium from NAIC data; it is a statewide average, not a North Arlington figure.
  • Nothing here is legal, tax or insurance advice.
Sources
  1. electric-tariff-17-cefev-iap-nits-usf-effective-20261001.ash
  2. ER26030086%20PSEG%20%20ECIP%202026%20%20Public%20Hearing%20N
  3. gas-tariff-17-iap-bgss-balancing-cip-usf-effective-20261001.
  4. 2I%20ORDER%20PS%2026-27%20BGSS%20Provisional%20Rates.pdf
  5. facts-statistics-homeowners-and-renters-insurance
  6. index.shtml
  7. lpt-disabledvet.shtml
  8. lpt-seniordeduction.shtml
  9. lpt-appeal.shtml
  10. PVWC water rates 2026
  11. 2025 general tax rates
  12. 2026 average residential statistics
  13. Trash & recycling
  14. Finance/Tax Collector
  15. Tax bill update

How North Arlington compares

A typical North Arlington house against the 41 New Jersey cities we cover, using the same default numbers as the total above.

Per yearNorth ArlingtonMedianWhere it falls
Property tax rate2.24%2.66%lower than 22 of the other 38 New Jersey cities we cover
Water$862$771higher than 22 of the other 40 New Jersey cities we cover
Trash$0$0lower than 3 of the other 29 New Jersey cities we cover
Electricity and gas$2,993$3,056lower than 21 of the other 40 New Jersey cities we cover
Home insurance$1,417$1,417in the middle of 40 other New Jersey cities we cover
Total$17,499$16,741higher than 24 of the other 40 New Jersey cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Trash

The fact: Trash pickup here costs about $0 a year for the standard cart, lower than 3 of the other 29 New Jersey cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $0 a year for the standard cart, lower than 3 of the other 29 New Jersey cities we cover. What drives that cost, and would you change anything about the service or the price?"

2. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,993 a year, lower than 21 of the other 40 New Jersey cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,993 a year for a typical house, lower than 21 of the other 40 New Jersey cities we cover. Which parts of that can the city influence, and what would you do about them?"

See who is running in your city →

Common questions about North Arlington house costs

What is the property tax rate in North Arlington?

About 2.24% of the value before exemptions a year (2025 tax year, North Arlington Boro (Bergen County)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in North Arlington?

About $11,180 a year on $500,000 of the value before exemptions.

How much is the water bill in North Arlington?

About $72 a month for water at typical use (9 units, or 6,732 gallons a month) on Passaic Valley Water Commission (Out of Town Rates).

How much does trash pickup cost in North Arlington?

$0 a month for a house.

When is property tax due in North Arlington?

Feb 1, May 1, Aug 1, Nov 1: North Arlington property tax payments are due quarterly on Feb 1st, May 1st, Aug 1st, Nov 1st.

Can seniors lower their property tax or bills in North Arlington?

Yes. Seniors 65+: Stay NJ: Homeowners 65 and older who owned and lived in their home all of 2025 can get up to $6,500 with income up to $100,000, $5,000 up to $150,000, or $4,000 up to $200,000.

How much does a house in North Arlington cost to run each year?

A typical North Arlington house costs about $17,500 a year: $12,230 property tax and charges, $860 water, $0 trash, $2,990 electricity and gas, $1,420 home insurance. Estimated from public rates, not anyone's actual bill.

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