Somers Point, NJ · Updated Oct 2026

What a Somers Point home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Somers Point house

$15,665a year · $1,305 a month

Starts at $214,992 of value before exemptions. Typical use.

Property tax$8,383
3.899% of $214,992
Electricity and gas$4,479
650 kWh a month $2,421 · 83.33 therms $2,058
Water and sewer$1,387
6,000 gallons a month on New Jersey American Water: water $83, sewer $32 a month
Trash$0
City pickup, $0 a month
Home insurance$1,417
Typical premium $1,417

A typical Somers Point house costs about $15,700 a year: $8,380 property tax and charges, $1,390 water and sewer, $0 trash, $4,480 electricity and gas, $1,420 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Money dates

Feb 1, May 1, Aug 1, Nov 1in 88 daysTaxes are due February 1, May 1, August 1, and November 1.
Mar 1 and Sep 1in 116 daysThe sewer bill is mailed once a year in February, in two equal payments due March 1st and September 1st.
Apr 1Petitions to the County Board of Taxation or the State Tax Court must be filed and received on or before April 1st.

Who serves this house

Water: New Jersey American Water; New Jersey American Water provides the City with water service.
Property tax: 3.90% of value; 2026 tax year, Somers Point (Atlantic County)
Garbage: City of Somers Point Department of Public Works; The Department of Public Works is responsible for resident pick up of trash, bulk items, metal, brush, and leaves.

Pay or manage your bills

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How these numbers are made

Property tax: Atlantic County Board of Taxation 2026 municipal rates for Somers Point: county 0.707, schools 2.012 (district 1.142 plus regional 0.870), city 1.180, total 3.899 per $100 of assessed value, applied to the state's 2026 average residential assessment of $214,992.
Water: New Jersey American Water general metered tariff (Rate Schedule A-1): $22.65 monthly for a 5/8-inch meter plus the $3.89 DSIC and $1.69 RESIC monthly charges ($28.23), and $8.8724 per 1,000 gallons plus PWAC $0.5330, LSLRC $0.1798 and SPC $0.0636 per 1,000 gallons ($9.6488). Typical use is the 5,700 gallons a month New Jersey American Water gives for its average residential customer.
Sewer: the city's flat residential rate of $388.00 a year per equivalent domestic unit (Ordinance No. 1 of 2026, adopted February 12, 2026; the city's tax and sewer page still shows the $387.00 2025 rate), spread over 12 months ($32.33).
Trash: collected by the city Department of Public Works; no separate residential trash fee was found, so it is modelled as paid through property tax. Recycling is collected by the Atlantic County Utilities Authority.
Electricity: $201.76 for 650 kWh before credits (NJBIZ, from June 1, 2026) as a flat $0.3104 per kWh. Gas: South Jersey Gas Residential Heating bill of $203.71 at 100 therms less the $10.50 customer charge, applied to 83.33 therms a month, the 1,000 therms a year that NJ BPU orders use for a South Jersey Gas residential heating customer; the per-therm rate comes from the October 1, 2026 winter bill, so summer rates may differ. Insurance: New Jersey's 2022 average premium (NAIC via III).
Nothing here is legal, tax or insurance advice.

Sources

How Somers Point compares

A typical Somers Point house against the 41 New Jersey cities we cover, using the same default numbers as the total above.

Per year	Somers Point	Median	Where it falls
Property tax rate	3.90%	2.66%	higher than 28 of the other 38 New Jersey cities we cover
Water	$999	$771	higher than 26 of the other 40 New Jersey cities we cover
Sewer and utility-bill fees	$388	$600	lower than 20 of the other 22 New Jersey cities we cover
Trash	$0	$0	lower than 3 of the other 29 New Jersey cities we cover
Electricity and gas	$4,479	$3,056	higher than 39 of the other 40 New Jersey cities we cover
Home insurance	$1,417	$1,417	in the middle of 40 other New Jersey cities we cover
Total	$15,665	$16,741	lower than 29 of the other 40 New Jersey cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $388 a year, lower than 20 of the other 22 New Jersey cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $388 a year, lower than 20 of the other 22 New Jersey cities we cover. What drives that cost, and would you change anything?"

2. Trash

The fact: Trash pickup here costs about $0 a year for the standard cart, lower than 3 of the other 29 New Jersey cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $0 a year for the standard cart, lower than 3 of the other 29 New Jersey cities we cover. What drives that cost, and would you change anything about the service or the price?"

3. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $4,479 a year, higher than 39 of the other 40 New Jersey cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $4,479 a year for a typical house, higher than 39 of the other 40 New Jersey cities we cover. Which parts of that can the city influence, and what would you do about them?"

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Common questions about Somers Point house costs

What is the property tax rate in Somers Point?

About 3.90% of the value before exemptions a year (2026 tax year, Somers Point (Atlantic County)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Somers Point?

About $19,495 a year on $500,000 of the value before exemptions.

How much is the water bill in Somers Point?

About $116 a month for water and sewer at typical use (6,000 gallons a month) on New Jersey American Water.

How much does trash pickup cost in Somers Point?

$0 a month for a house.

How much does a house in Somers Point cost to run each year?

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