What a Woodbury home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at $154,409 of value before exemptions. Typical use.
- Property tax$7,673
4.969% of $154,409
- Electricity and gas$2,993
558 kWh a month $1,841 · 86.6667 therms $1,152
- Water and sewer$1,451
9 units (CCF) a month on City of Woodbury water: water $51, sewer $70 a month
- Trash$0
City cart, $0 a month
- Home insurance$1,417
Typical premium $1,417
A typical Woodbury house costs about $13,500 a year: $7,670 property tax and charges, $1,450 water and sewer, $0 trash, $2,990 electricity and gas, $1,420 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Seniors 65+: Stay NJUp to $6,500
Homeowners 65 and older who owned and lived in their home all of 2025 can get up to $6,500 with income up to $100,000, $5,000 up to $150,000, or $4,000 up to $200,000.
How: File Form PAS-1 by November 2, 2026.
100% disabled veterans: property tax exemptionAnnual exemption on your main home
Honorably discharged veterans who were 100% permanently and totally disabled during active duty service may qualify for an annual property tax exemption on their main home.
How: File D.V.S.S.E. with your local assessor.
Seniors 65+ or disabled: property tax deductionSenior deduction
New Jersey's senior citizen deduction is claimed on Form PTD.
How: File Form PTD with your local assessor or tax collector.
Money dates
- Jan 15, Apr 15, Jul 15, Oct 15in 72 daysWater and sewer billing dates are January 15, April 15, July 15, and October 15; payments are due within 30 days of the bill date before interest is charged.
- Apr 1Last day for a property tax appeal petition to reach the County Board of Taxation or the State Tax Court; May 1 where a municipal revaluation or reassessment has been undertaken.
Who serves this house
- Water
- City of Woodbury water
- Residential water rates are charged each quarter.
- Property tax
- 4.97% of value
- 2026 tax year, Woodbury (Gloucester County)
- Garbage
- City of Woodbury Public Works Department
- The Public Works Department is responsible for providing trash and recycling collection.
- Sewer
- City of Woodbury
- The city bills sewer as a flat quarterly charge.
- Electricity
- PSE&G
- PSE&G's electric tariff lists Woodbury, City of in its territory.
- Gas
- PSE&G
- PSE&G's gas tariff lists Woodbury, City of in its territory.
Your water
- Source
- Our sources are 5 wells that draw their water from the Potomac-Raritan-Magothy Aquifer.
Other NJ cities
Clifton home costsSummit home costsBridgeton home costsPoint Pleasant home costsRamsey home costsPerth Amboy home costsElizabeth home costsTrenton home costsLinden home costsPrinceton home costsFort Lee home costsGlassboro home costsNorth Plainfield home costsElmwood Park home costsPalisades Park home costsNew Milford home costsNorth Arlington home costsSouth River home costsEdgewater home costsMiddlesex home costsHopatcong home costsRoselle Park home costsNew Providence home costsEatontown home costsOakland home costsFreehold home costsBound Brook home costsHasbrouck Heights home costsWallington home costsBellmawr home costsRidgefield home costsWanaque home costsWestwood home costsManville home costsLincoln Park home costsSomers Point home costsSouth Amboy home costsHillsdale home costsBurlington home costsChatham home costs
How these numbers are made
- Property tax: Gloucester County's 2026 general tax rate for Woodbury, 4.969 per $100 of assessed value (county, school, library and city combined; the table gives no split), applied to the 2026 state average residential assessment of $154,409.
- Water: city rates per quarter: $48.65 minimum with a 5,000-gallon allowance ($16.22 a month), then per 1,000 gallons $6.48, $7.78 and $10.33, converted with 0.748 to CCF and quarterly breakpoints divided by 3. Sewer: flat $209.00 a quarter ($69.67 a month); the $193.60 yearly sump pump fee is not included.
- Trash: collected by the city Public Works Department; no separate residential trash fee was found, so it is modelled as paid through property tax.
- Electricity and gas: PSE&G residential tariffs effective Oct 1, 2026 with default supply, using PSE&G's average 558 kWh and 86.7 therms a month; insurance: New Jersey's 2022 average premium (NAIC via III).
- Nothing here is legal, tax or insurance advice.
- www.woodbury.nj.us Public-Works-Department
- www.woodbury.nj.us 4032
- www.woodbury.nj.us Water-Sewer
- nj.pseg.com electric-tariff-17-cefev-iap-n
- nj.pseg.com gas-tariff-17-iap-bgss-balanci
- www.nj.gov Gloucester2026.pdf
- www.nj.gov 2026AvgResStat.pdf
- nj.gov ER26030086%20PSEG%20%20ECIP%20
- www.nj.gov 2I%20ORDER%20PS%2026-27%20BGSS
- www.iii.org facts-statistics-homeowners-an
- www.nj.gov index.shtml
- www.nj.gov lpt-disabledvet.shtml
- www.nj.gov lpt-seniordeduction.shtml
- www.nj.gov lpt-appeal.shtml
- nj.gov 2026Gloucester equalization
How Woodbury compares
A typical Woodbury house against the 41 New Jersey cities we cover, using the same default numbers as the total above.
| Per year | Woodbury | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 4.97% | 2.66% | higher than 34 of the other 38 New Jersey cities we cover |
| Water | $615 | $771 | lower than 32 of the other 40 New Jersey cities we cover |
| Sewer and utility-bill fees | $836 | $600 | higher than 16 of the other 22 New Jersey cities we cover |
| Trash | $0 | $0 | lower than 3 of the other 29 New Jersey cities we cover |
| Electricity and gas | $2,993 | $3,056 | lower than 21 of the other 40 New Jersey cities we cover |
| Home insurance | $1,417 | $1,417 | in the middle of 40 other New Jersey cities we cover |
| Total | $13,534 | $16,741 | lower than 35 of the other 40 New Jersey cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Property tax rate
The fact: Woodbury's property tax rate is 4.97%, higher than 34 of the other 38 New Jersey cities we cover. The rate adds up every agency on the bill, not only the city.
Ask: "Property tax in Woodbury is 4.97%, higher than 34 of the other 38 New Jersey cities we cover. What should that money pay for first, and would you change anything about how it is set?"
2. Water
The fact: Water here costs about $615 a year at typical use, lower than 32 of the other 40 New Jersey cities we cover.
Ask: "Water here costs about $615 a year at typical use, lower than 32 of the other 40 New Jersey cities we cover. What drives that cost, and would you change anything?"
3. Trash
The fact: Trash pickup here costs about $0 a year for the standard cart, lower than 3 of the other 29 New Jersey cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.
Ask: "Trash pickup here costs about $0 a year for the standard cart, lower than 3 of the other 29 New Jersey cities we cover. What drives that cost, and would you change anything about the service or the price?"
4. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $2,993 a year, lower than 21 of the other 40 New Jersey cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $2,993 a year for a typical house, lower than 21 of the other 40 New Jersey cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about Woodbury house costs
What is the property tax rate in Woodbury?
About 4.97% of the value before exemptions a year (2026 tax year, Woodbury (Gloucester County)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Woodbury?
About $24,845 a year on $500,000 of the value before exemptions.
How much is the water bill in Woodbury?
About $121 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on City of Woodbury water.
How much does trash pickup cost in Woodbury?
$0 a month for a house.
Can seniors lower their property tax or bills in Woodbury?
Yes. Seniors 65+: Stay NJ: Homeowners 65 and older who owned and lived in their home all of 2025 can get up to $6,500 with income up to $100,000, $5,000 up to $150,000, or $4,000 up to $200,000.
How much does a house in Woodbury cost to run each year?
A typical Woodbury house costs about $13,500 a year: $7,670 property tax and charges, $1,450 water and sewer, $0 trash, $2,990 electricity and gas, $1,420 home insurance. Estimated from public rates, not anyone's actual bill.