What a Point Pleasant house pays
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Sent only to free public map services to find who serves it. Not stored unless you save your house.
Starts at $405,369 of value before exemptions. Typical use.
- Property tax$9,826
2.424% of $405,369
- Electricity and gas$4,010
777 kWh a month $1,985 · 100 therms $2,025
- Water$1,018
7,000 gallons a month on Borough of Point Pleasant Water and Sewer: water $85 a month
- TrashIncluded
The Borough's trash is collected by a private firm.
- Home insurance$1,417
Typical premium $1,417
A typical Point Pleasant house pays about $16,300 a year: $9,830 property tax and charges, $1,020 water, $4,010 electricity and gas, $1,420 home insurance; trash is paid through property tax. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
ANCHOR property tax relief for homeownersUp to $1,500 a year
New Jersey lists ANCHOR amounts of $1,500 for 2025 income of $150,000 or less and $1,000 for $150,001 to $250,000. The state filed for most eligible homeowners under 65; seniors and disability recipients apply with Form PAS-1.
How: Check the NJ Division of Taxation ANCHOR page; the deadline for the 2025 application is November 2, 2026.
Seniors and veterans: $250 deduction
The Tax Collector says you may qualify for a $250 senior citizen deduction or a $250 veteran's deduction.
How: Call the Tax Collector's or Tax Assessor's office at 732-892-3434 for information.
Money dates
- Nov 2, 2026in 10 daysThe deadline to apply for the 2025 PAS-1 is November 2, 2026.
- Feb 1, May 1, Aug 1, Nov 1in 101 daysProperty taxes are due quarterly, with a 10 day grace period.
- Apr 1The appeal deadline is April 1 in a non-revaluation year and May 1 in a revaluation/reassessment year.
- After the grace periodInterest on late taxes is 8% per annum on the first $1,500 of delinquency and 18% on balances over $1,500.
Who serves this house
- Water
- Borough of Point Pleasant Water and Sewer
- Household rate is $7.90 per thousand gallons of water/sewer, plus a ready-to-serve charge of $95 per living unit; billed quarterly. The borough says water/sewer is billed according to the section of town you live in, so your bill and due dates may differ.
- Property tax
- 2.42% of value
- 2025 tax year, Point Pleasant Boro (Ocean County)
- Garbage
- A private firm
- The Borough's trash is collected by a private firm.
- Gas
- New Jersey Natural Gas
- NJNG lists Point Pleasant Borough in its territory.
- Electricity
- JCP&L (Jersey Central Power & Light)
- JCP&L lists zip code 08742 for Point Pleasant in its service area.
Your water
- Source
- The 2024 water report says drinking water is sourced from 3 groundwater wells located within Point Pleasant, in addition to purchased water.
Other NJ cities
What a Clifton house paysWhat a Summit house paysWhat a Bridgeton house paysWhat a Ramsey house pays
How these numbers are made
- Property tax: the state's 2025 total general tax rate for Point Pleasant Boro, 2.424 per $100 of assessed value, as a single line (the municipal, county, school and special-district split was not available as text). The 2026 Ocean County rates were not published in a readable form yet. The borough's pages do not state the revaluation's effective tax year, so whether the 2025 rate matches the 2026 average assessment base is unconfirmed.
- Typical home: the state's 2026 average residential assessment for Point Pleasant Boro, $405,369 (no median published). The borough had a revaluation in 2025.
- Water and sewer: the Tax Collector's page gives one household rate of $7.90 per thousand gallons of water/sewer plus a $95 quarterly ready-to-serve charge ($95 / 3 a month), all modelled as water with sewer at $0. The borough says water/sewer is billed according to the section of town, and the page shows one rate.
- Electricity: JCP&L Rate RS as in the Sayreville page (tariff effective September 1, 2026; BGS June 2026 to May 2027), weighted 4 summer months to 8 other months. Gas: NJNG residential heating rate, $12.00 a month plus delivery $1.1660 and BGS $0.4017 per therm ($1.5677), the October 1, 2026 tariff; the tariff says its rates include applicable taxes and riders. Trash is collected by a private firm and no trash fee is listed by the borough, so $0.
- Insurance: New Jersey's 2022 average homeowners premium (NAIC).
- Trash: the borough pages show no trash fee; how collection is paid for is not stated there, so it is modelled at $0.
- Nothing here is legal, tax or insurance advice.
- https://ptboro.com/departments/public-works/trashbrushmetal-collection/
- https://ptboro.com/departments/tax-collector/
- Tariff-10-1-26-monthly-BGSS1.pdf
- JCPLZipCodes.pdf
- PP-Boro-Water-Report-2024-1.pdf
- 2025taxrates.pdf
- 2026AvgResStat.pdf
- BPU-14-Part-III-Eff-9-1-2026.pdf
- JCPL-BGS-Compliance-Tariff-Filing-Effective-6-1-20
- EO25100570%20-%20JCPL%20ENJ%20Public%20Hearing%20N
- PricetableBGSS.pdf
- 2B%20ORDER%20NJNG%20BGSS%20CIP%20Provisional%20Rat
- facts-statistics-homeowners-and-renters-insurance
- calculated.shtml
- index.shtml
- index.shtml
- https://ptboro.com/departments/tax-assessor/
Common questions about Point Pleasant house costs
What is the property tax rate in Point Pleasant?
About 2.42% of the value before exemptions a year (2025 tax year, Point Pleasant Boro (Ocean County)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Point Pleasant?
About $12,120 a year on $500,000 of the value before exemptions.
How much is the water bill in Point Pleasant?
About $85 a month for water at typical use (7,000 gallons a month) on Borough of Point Pleasant Water and Sewer.
How much does trash pickup cost in Point Pleasant?
The Borough's trash is collected by a private firm.
When is property tax due in Point Pleasant?
Feb 1, May 1, Aug 1, Nov 1: Property taxes are due quarterly, with a 10 day grace period.
Can seniors lower their property tax or bills in Point Pleasant?
Yes. ANCHOR property tax relief for homeowners (up to $1,500 a year): New Jersey lists ANCHOR amounts of $1,500 for 2025 income of $150,000 or less and $1,000 for $150,001 to $250,000. The state filed for most eligible homeowners under 65; seniors and disability recipients apply with Form PAS-1.
How much does a house in Point Pleasant cost to run each year?
A typical Point Pleasant house pays about $16,300 a year: $9,830 property tax and charges, $1,020 water, $4,010 electricity and gas, $1,420 home insurance; trash is paid through property tax. Estimated from public rates, not anyone's actual bill.