Linden, NJ · Updated Oct 2026

What a Linden home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Linden house

$16,347a year · $1,362 a month

Starts at $551,688 of home value. Typical use.

A typical Linden house costs about $16,400 a year: $10,180 property tax and charges, $1,080 water, $0 trash, $3,670 electricity and gas, $1,420 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

ANCHOR property tax relief application deadline
The deadline for the 2025 ANCHOR application is November 2, 2026.
How: See the NJ Division of Taxation ANCHOR page.

Money dates

Feb 1, May 1, Aug 1, Nov 1in 89 daysProperty taxes are due quarterly, with a ten-day grace period.

Who serves this house

Water: New Jersey American Water; Rate Schedule A-1 for Service Area 2 (former Elizabethtown Water Company).
Property tax: About 1.79% of home value; 2025 general tax rate, Linden City (Union County)
Garbage: City of Linden Public Works Division; The city's sanitation page says: "We service approximately 36,000 residents on a weekly or bi-weekly basis in the collection of garbage".
Sewer: Linden Roselle Sewerage Authority; The Authority's 2025 notice lists a proposed rate of $3.56 per hundred cubic feet for non-major users in Linden.
Electricity: PSE&G; PSE&G's electric tariff lists the City of Linden in the territory it serves.
Gas: Elizabethtown Gas; Elizabethtown Gas's tariff lists Linden in its Union County territory.

Pay or manage your bills

Other NJ cities

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How these numbers are made

Property tax: the state's 2025 general tax rate for Linden City, 7.345 per $100 of assessed value (city, county, school and open space combined), applied to the 2026 average residential assessment of $134,172 = about $9,855 a year; expressed as 1.7863% of the $551,688 average sales price so the page reproduces that figure (the state's 2.037% effective rate would give about $11,238, roughly 14% more, and is skewed by recent sales).
Water: New Jersey American Water Rate Schedule A-1 (Service Area 2, effective Sept 15, 2026): $24.00 a month plus $11.4693 per 1,000 gallons; typical 5,743 gallons a month from the BPU order. New Jersey American Water also announced (Sept 9, 2026 press release) a $9.88 monthly PLUS bill credit for 12 months starting September 2026, so bills are temporarily lower; not modeled.
Sewer: Linden Roselle Sewerage Authority non-major-user rate in Linden, $3.56 per hundred cubic feet (2025 schedule noticed for hearing; the 2026 rate schedule was not found, and the 2026 budget shows residential revenue 1.5% higher). Modeled as a yearly charge: $3.56 x typical 5,743 gallons a month (5.743 x 1.337 ccf) x 12; the Authority actually bills annually on prior-year metered use through the city tax collector, due Sept 30.
Garbage: city Public Works collection; sanitation page prices only a second cart ($60), first-cart price not stated. Electricity: PSE&G Rate Schedule RS, same weighting as other PSE&G cities. Gas: Elizabethtown Gas RDS delivery plus supply and riders at 100 therms a month. Insurance: New Jersey 2022 NAIC average (latest year on the III page, 2022).
Nothing here is legal, tax or insurance advice.

Sources

How Linden compares

A typical Linden house against the 41 New Jersey cities we cover, using the same default numbers as the total above.

Per year	Linden	Median	Where it falls
Water	$1,078	$771	higher than 29 of the other 40 New Jersey cities we cover
Trash	$0	$0	lower than 3 of the other 29 New Jersey cities we cover
Electricity and gas	$3,669	$3,056	higher than 29 of the other 40 New Jersey cities we cover
Home insurance	$1,417	$1,417	in the middle of 40 other New Jersey cities we cover
Total	$16,347	$16,741	lower than 24 of the other 40 New Jersey cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Trash

The fact: Trash pickup here costs about $0 a year for the standard cart, lower than 3 of the other 29 New Jersey cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $0 a year for the standard cart, lower than 3 of the other 29 New Jersey cities we cover. What drives that cost, and would you change anything about the service or the price?"

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Common questions about Linden house costs

What is the property tax rate in Linden?

Property tax in Linden averages about 1.79% of home value a year (Census figures for the city; your own rate depends on your property's classification and exemptions).

How much is the water bill in Linden?

About $90 a month for water at typical use (6,000 gallons a month) on New Jersey American Water.

How much does trash pickup cost in Linden?

$0 a month for a house.

When is property tax due in Linden?

Feb 1, May 1, Aug 1, Nov 1: Property taxes are due quarterly, with a ten-day grace period.

How much does a house in Linden cost to run each year?

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