Lincoln Park, NJ · Updated Oct 2026

What a Lincoln Park home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Lincoln Park house

$17,924a year · $1,494 a month

Starts at $502,471 of value before exemptions. Typical use.

Property tax$10,909
2.171% of $502,471
Electricity and gas$4,010
777 kWh a month $1,985 · 100 therms $2,025
Water and sewer$1,589
7,000 gallons a month on Lincoln Park Water Department: water $82, sewer $50 a month
Trash$0
Your own cans, $0 a month
Home insurance$1,417
Typical premium $1,417

A typical Lincoln Park house costs about $17,900 a year: $10,910 property tax and charges, $1,590 water and sewer, $0 trash, $4,010 electricity and gas, $1,420 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

One change saves this house about $1,455 a year:

Bring water use down to 2 units
$1,455 a year
Above 2 units a month, Lincoln Park Water Department charges $17.33 a unit instead of $0.00.
How: Most of the top tier is outdoor watering: fix leaks and water less often in summer.

Worth checking

Seniors 65+: Stay NJUp to $6,500
Homeowners 65 and older who owned and lived in their home all of 2025 can get up to $6,500 with income up to $100,000, $5,000 up to $150,000, or $4,000 up to $200,000.
How: File Form PAS-1 by November 2, 2026.
100% disabled veterans: property tax exemptionAnnual exemption on your main home
Honorably discharged veterans who were 100% permanently and totally disabled during active duty service may qualify for an annual property tax exemption on their main home.
How: File D.V.S.S.E. with your local assessor.
Seniors 65+ or disabled: property tax deductionSenior deduction
New Jersey's senior citizen deduction is claimed on Form PTD.
How: File Form PTD with your local assessor or tax collector.

Money dates

Apr 1Last day for a property tax appeal petition to reach the County Board of Taxation or the State Tax Court; May 1 where a municipal revaluation or reassessment has been undertaken.
QuarterlySewer bills not paid within 10 days of the due date are charged interest at 8% per annum on the first $1,500 delinquency and 18% on any amount exceeding $1,500.

Who serves this house

Water: Lincoln Park Water Department; Quarterly rates effective with the 1st quarter of 2026 (Ordinance 1-26): for a 0.75 inch meter the minimum charge is $50.19 with 5,000 gallons allowed, then $12.96 per 1,000 gallons.
Property tax: 2.17% of value; 2025 tax year, Lincoln Park Boro (Morris County)
Garbage: Borough of Lincoln Park; Garbage collection days by route: Monday and Thursday, Tuesday and Friday, or Wednesday and Saturday.
Water and sewer: Lincoln Park Water/Sewer Department; Quarterly water rates and a sewer rate are listed on the borough page.
Electricity: JCP&L; JCP&L lists zip code 07035 for Lincoln Park in its service area.
Gas: New Jersey Natural Gas; NJNG's tariff lists Lincoln Park Borough in its territory.

Pay or manage your bills

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How these numbers are made

Property tax: Lincoln Park's 2025 general tax rate of 2.171 per $100 of assessed value (state table; 2026 not yet published) applied to the state's 2026 average residential assessment of $502,471 (no median is published).
Water: quarterly 0.75 inch meter minimum $50.19 with 5,000 gallons allowed, then $12.96 per 1,000 gallons, modeled as $50.19 / 3 a month with the allowance divided by 3.
Sewer: $150.00 per quarter for a single-family home, modeled as $150 / 3 a month; the borough page shows the same $150.00 for 2023 through 2026.
Garbage: the borough lists no garbage fee on its water and sewer rates, so none is modeled; the 2026 municipal budget has a garbage and trash removal appropriation.
Electricity JCP&L Residential Service RS and gas NJNG residential heating, modeled year-round at 777 kWh and 100 therms a month; insurance is the New Jersey statewide average.
Nothing here is legal, tax or insurance advice.

Sources

How Lincoln Park compares

A typical Lincoln Park house against the 41 New Jersey cities we cover, using the same default numbers as the total above.

Per year	Lincoln Park	Median	Where it falls
Property tax rate	2.17%	2.66%	lower than 27 of the other 38 New Jersey cities we cover
Water	$989	$771	higher than 25 of the other 40 New Jersey cities we cover
Sewer and utility-bill fees	$600	$600	in the middle of 22 other New Jersey cities we cover
Trash	$0	$0	lower than 3 of the other 29 New Jersey cities we cover
Electricity and gas	$4,010	$3,056	higher than 34 of the other 40 New Jersey cities we cover
Home insurance	$1,417	$1,417	in the middle of 40 other New Jersey cities we cover
Total	$17,924	$16,741	higher than 25 of the other 40 New Jersey cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Trash

The fact: Trash pickup here costs about $0 a year for the standard cart, lower than 3 of the other 29 New Jersey cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $0 a year for the standard cart, lower than 3 of the other 29 New Jersey cities we cover. What drives that cost, and would you change anything about the service or the price?"

2. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $4,010 a year, higher than 34 of the other 40 New Jersey cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $4,010 a year for a typical house, higher than 34 of the other 40 New Jersey cities we cover. Which parts of that can the city influence, and what would you do about them?"

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Common questions about Lincoln Park house costs

What is the property tax rate in Lincoln Park?

About 2.17% of the value before exemptions a year (2025 tax year, Lincoln Park Boro (Morris County)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Lincoln Park?

About $10,855 a year on $500,000 of the value before exemptions.

How much is the water bill in Lincoln Park?

About $132 a month for water and sewer at typical use (7,000 gallons a month) on Lincoln Park Water Department.

How much does trash pickup cost in Lincoln Park?

$0 a month for a house.

Can seniors lower their property tax or bills in Lincoln Park?

Yes. Seniors 65+: Stay NJ: Homeowners 65 and older who owned and lived in their home all of 2025 can get up to $6,500 with income up to $100,000, $5,000 up to $150,000, or $4,000 up to $200,000.

How much does a house in Lincoln Park cost to run each year?

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