What a Front Royal home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $314,400; your assessed value is often lower. Typical use.
- Property tax$2,047
0.651% of $314,400
- Electricity$2,104
1126 kWh a month $2,104
- Water and sewer$1,520
7,000 gallons a month on Town of Front Royal: water $45, sewer $82 a month
- Trash$235
32 gallon container, $20 a month
- Home insurance$1,332
Typical premium $1,332
A Front Royal house at the typical market value ($314,400) costs about $7,200 a year: $2,050 property tax and charges, $1,520 water and sewer, $240 trash, $2,100 electricity, $1,330 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
One change saves this house about $739 a year:
Bring water use down to 4 units
$739 a yearAbove 4 units a month, Town of Front Royal charges $12.31 a unit instead of $0.00.
How: Most of the top tier is outdoor watering: fix leaks and water less often in summer.
Worth checking
Seniors 65+: real estate tax relief100% exempt at $0-$30,000 gross combined income, 75% to $40,000, 50% to $50,000, 25% to $60,000; net worth under $300,000
Warren County
How: File the application with the Commissioner of the Revenue between January 1 and April 1 each year.
Seniors 65+ or disabled: Town of Front Royal real estate tax reliefFull exemption of town real estate tax on the home and up to one acre if gross combined income is within the federal living wage for one person (130% of the HHS poverty guideline) and net worth, excluding the home, is $100,000 or less; deferral is available above that up to $30,000 income
Town of Front Royal
How: File the exemption or deferral affidavit with the Town Treasurer between January 1 and September 1 of the tax year.
Money dates
- Dec 5, 2026in 31 daysTown property taxes are due on June 20 and December 5 of each year.
- Apr 1Elderly or disabled tax relief applications must be filed with the Commissioner of the Revenue no later than April 1 of the taxable year.
Who serves this house
- Water
- Town of Front Royal
- Water: first 3,000 gallons $10.73, then $9.21 per thousand gallons.
- Property tax
- 0.65% of value
- 2026, Town of Front Royal and Warren County
- Garbage
- Town of Front Royal
- Residential trash and recycling: $19.60 a month for a 32 gallon container, $22.05 for a 96 gallon container
- Sewer
- Town of Front Royal
- Sewer: first 3,000 gallons $19.38, then $16.66 per thousand gallons
- Electricity
- Town of Front Royal Energy Services
- Residential: $25.00 facility charge plus $0.10750 per kWh
- Taxes
- Town of Front Royal and Warren County
- Real estate: town $0.082 and county $0.569 per $100 of assessed value
Your water
- Source
- The Town draws surface water from the South Fork of the Shenandoah River, Happy Creek, and Sloan Creek.
- Violations
- The town reports no water quality violations during calendar year 2025.
Other VA cities
Chesapeake home costsFairfax home costsRoanoke home costsNewport News home costsHerndon home costsLynchburg home costsHampton home costsSalem home costsDanville home costsSuffolk home costsSmithfield home costsRadford home costsManassas home costsBristol home costsWarrenton home costsNorfolk home costsPortsmouth home costsHopewell home costsWilliamsburg home costsMartinsville home costsPetersburg home costsHarrisonburg home costsVirginia Beach home costsWinchester home costsWaynesboro home costs
How these numbers are made
- Property tax: Town of Front Royal $0.082 per $100 plus Warren County $0.569 per $100 of Warren County assessed value (2026). The county funds the schools. The starting value is the Census 2020-2024 median home value for the town, a market value; no assessor median was found.
- The town fee schedule also lists an 'Emergency Services' rate of $0.32 per $100 among its property taxes without saying which property it applies to. Town Code 75-44 imposes one rate on real property (mobile homes included) and one on tangible personal property, and 75-49 sets up a separate personal-property class for volunteer fire and rescue members' vehicles; the Warren County rate page likewise lists its fire and rescue rate with personal property. We read the $0.32 line as a personal-property class rate and did not apply it to the home; no town document states the class outright. County sanitary district charges (such as Lake Front Royal, Riverside) apply only inside those districts and are not included.
- Water and sewer: each minimum covers the first 3,000 gallons, then the per-thousand rate applies, billed monthly. Rates are the town's current fee schedule.
- Electricity: $25.00 facility charge plus $0.10750 energy charge plus $0.02600 Power Cost Adjustment (effective October 1, 2026) = $0.1335 per kWh, at the town's 1,126 kWh example home. The town bill also carries a consumer tax of at most $3.00, not included.
- Natural gas is not included: the town has no gas utility and many homes use propane or electricity.
- Nothing here is legal, tax or insurance advice.
- Front Royal: Tax & Fee Schedule
- Front Royal: Understanding Residential Utility Bills
- Front Royal: Electric Rates & Fees
- Front Royal: PCA for October 2026
- Warren County: Tax Rates
- Warren County: Tax Relief for the Elderly or Disabled
- Front Royal: 2025 Consumer Confidence Report
- Census QuickFacts, Front Royal town
- Triple-I: homeowners insurance by state (NAIC)
- Front Royal: Town Code Chapter 75, Finance and Taxation
How Front Royal compares
A typical Front Royal house against the 26 Virginia cities we cover, using the same default numbers as the total above.
| Per year | Front Royal | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 0.65% | 1.01% | lower than 24 of the other 25 Virginia cities we cover |
| Water | $541 | $583 | lower than 16 of the other 25 Virginia cities we cover |
| Sewer and utility-bill fees | $979 | $857 | higher than 14 of the other 25 Virginia cities we cover |
| Trash | $235 | $276 | lower than 13 of the other 21 Virginia cities we cover |
| Electricity and gas | $2,104 | $2,872 | lower than 22 of the other 25 Virginia cities we cover |
| Home insurance | $1,332 | $1,332 | in the middle of 21 other Virginia cities we cover |
| Total | $7,238 | $9,098 | lower than 20 of the other 25 Virginia cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Property tax rate
The fact: Front Royal's property tax rate is 0.65%, lower than 24 of the other 25 Virginia cities we cover. The rate adds up every agency on the bill, not only the city.
Ask: "Property tax in Front Royal is 0.65%, lower than 24 of the other 25 Virginia cities we cover. What should that money pay for first, and would you change anything about how it is set?"
2. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $2,104 a year, lower than 22 of the other 25 Virginia cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $2,104 a year for a typical house, lower than 22 of the other 25 Virginia cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about Front Royal house costs
What is the property tax rate in Front Royal?
About 0.65% of the value before exemptions a year (2026, Town of Front Royal and Warren County), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Front Royal?
About $3,255 a year on $500,000 of the value before exemptions.
How much is the water bill in Front Royal?
About $127 a month for water and sewer at typical use (7,000 gallons a month) on Town of Front Royal.
How much does trash pickup cost in Front Royal?
$20 to $22 a month, depending on the trash cart size (32 gallon container, 96 gallon container).
When is property tax due in Front Royal?
Dec 5, 2026: Town property taxes are due on June 20 and December 5 of each year.
Can seniors lower their property tax or bills in Front Royal?
Yes. Seniors 65+: real estate tax relief: Warren County
How much does a house in Front Royal cost to run each year?
A Front Royal house at the typical market value ($314,400) costs about $7,200 a year: $2,050 property tax and charges, $1,520 water and sewer, $240 trash, $2,100 electricity, $1,330 home insurance. Estimated from public rates, not anyone's actual bill.