Williamsburg, VA · Updated Oct 2026

What a Williamsburg house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Williamsburg house

$9,234a year · $770 a month

Starts at the typical market value, $428,100; your assessed value is often lower. Typical use.

Property tax$2,654
0.620% of $428,100
Electricity and gas$3,590
1032 kWh a month $2,247 · 47.7 therms $1,344
Water and sewer$1,658
7,000 gallons a month on City of Williamsburg: water $50, sewer $89 a month
TrashNot included
Residential garbage fee not found
Home insurance$1,332
Typical premium $1,332

A Williamsburg house at the typical market value ($428,100) pays about $9,200 a year: $2,650 property tax and charges, $1,660 water and sewer, $3,590 electricity and gas, $1,330 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

One change saves this house about $709 a year:

Bring water use down to 3 units
$709 a year
Above 3 units a month, City of Williamsburg charges $9.85 a unit instead of $0.00.
How: Most of the top tier is outdoor watering: fix leaks and water less often in summer.

Worth checking

Owners 65+ or permanently disabled: defer your real estate taxDeferral with 2% interest
Owners who are at least 65 or permanently and totally disabled and occupy the home as their sole dwelling can defer fiscal year real estate taxes, subject to income and net worth limits. Deferred tax is carried to the next fiscal year plus 2% interest.
How: Submit the application, documents supporting income and net worth, and a signed copy of the instructions to the Real Estate Assessment Office by December 1.
Free leaf vacuuming at the street, November to early JanuaryNo charge listed
The City vacuums up leaves that are raked to the street November - early January.
How: Rake leaves to the street; see the city website for the schedule.
Three bulk pickups a year3 a year
Residents are allowed 3 bulk collections per year, 2 large items per collection.
How: Furniture and appliances are collected by appointment; contact Public Works at 757-220-6140.

Money dates

Dec 1, 2026in 39 daysReal Estate Tax Deferral Program documents are due to the Real Estate Assessment Office by December 1.
Jun 1 · Dec 1Real estate tax is due June 1st and December 1st.

Who serves this house

Water: City of Williamsburg; In-City rate effective 7/1/26 is $7.37 per 1000 gallons; the residential minimum charge covers 2,000 gallons or less.
Property tax: 0.62% of value; 2026 tax year, City of Williamsburg
Garbage: City of Williamsburg; Weekly curbside garbage collection, Monday or Tuesday depending on your address
Sewer: City of Williamsburg and HRSD; Sewage treatment is provided by the Hampton Roads Sanitation District, which bills directly
Electricity: Dominion Energy Virginia; Schedule 1 residential service: $7.58 basic customer charge a month
Gas: Virginia Natural Gas; Schedule 1 residential firm gas sales service: $14.18 customer charge a month
Property tax: City of Williamsburg; Real estate tax rate: $0.62 per $100 assessed value

Pay or manage your bills

Your water

Source: Waller Mill Reservoir is the main water source for the City of Williamsburg.
Violations: Test results from 2025 show that the City’s water was in compliance with all VDH and EPA regulations.

How these numbers are made

Property tax: the City of Williamsburg real estate rate of $0.62 per $100 of assessed value, from the city finance page. Williamsburg is an independent city, so there is no separate county rate; school costs are paid out of the city rate. Car (personal property) tax is not included.
The starting value is the Census median value of owner-occupied homes ($428,100, 2020-2024). It is a market value; we did not find an assessor median for single-family homes.
Water: city in-city rate $7.37 per 1000 gallons effective 7/1/26, with a $14.74 residential minimum covering 2,000 gallons. The city bills residential water accounts quarterly; the page shows a monthly equivalent. The city's rate sheet does not say whether the minimum applies per month or per quarter; because it equals 2,000 gallons at the in-city rate, the monthly equivalent is the same at typical use. Sewer: HRSD bills directly, $9.84 per 100 cubic feet (about 748 gallons) on metered accounts (FY27 schedule), entered as $13.155 per 1,000 gallons ($9.84 / 0.748) to match the water unit; we assume all water is billed for sewer and ignore HRSD's $0.45 daily minimum.
Electric: Dominion Energy Virginia Schedule 1 with riders and the state consumption tax, weighted over the year as in the other Virginia cities. Gas: Virginia Natural Gas Schedule 1, October 2026. The city's own utility taxes on electricity and gas and any stormwater fee were not found, so they are left out and the real bill is somewhat higher.
Garbage: we found no residential garbage fee on the city water and sewer rate sheet or finance page, so none is counted; a General Fund budget line for garbage collection exists, so it may be paid through taxes. Insurance is the Virginia statewide average for 2022 (NAIC via Triple-I); a Williamsburg figure was not found.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Williamsburg house costs

What is the property tax rate in Williamsburg?

About 0.62% of the value before exemptions a year (2026 tax year, City of Williamsburg), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Williamsburg?

About $3,100 a year on $500,000 of the value before exemptions.

How much is the water bill in Williamsburg?

About $138 a month for water and sewer at typical use (7,000 gallons a month) on City of Williamsburg.

How much does trash pickup cost in Williamsburg?

Residential garbage fee not found

Can seniors lower their property tax or bills in Williamsburg?

Yes. Owners 65+ or permanently disabled: defer your real estate tax: Owners who are at least 65 or permanently and totally disabled and occupy the home as their sole dwelling can defer fiscal year real estate taxes, subject to income and net worth limits. Deferred tax is carried to the next fiscal year plus 2% interest.

How much does a house in Williamsburg cost to run each year?

All Virginia cities All cities