Hampton, VA · Updated Oct 2026

What a Hampton house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Hampton house

$10,870a year · $906 a month

Starts at $281,086 of value before exemptions. Typical use.

A typical Hampton house pays about $10,900 a year: $3,370 property tax and charges, $1,950 water and sewer, $470 trash, $3,750 electricity and gas, $1,330 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+ or disabled, household income up to $67,000: freeze or defer your real estate taxIncome up to $67,000
Owners at least 65, or permanently and totally disabled, on or before December 31 of the previous year can get a tax freeze or a deferral if household income is up to $67,000 and assets, not counting the house and up to 10 acres, are up to $200,000. You must own and live in the home by January 1.
How: Applications are available in early May; first-time applicants apply in person with the Commissioner of the Revenue (757-727-6690) by August 31.
Disabled veterans rated 100%: real estate tax exemption on your homeExemption
The city exempts certain disabled veterans from local real estate taxes on their principal place of residence which they own and occupy. The veteran must be certified by the U.S. Department of Veterans Affairs as totally and permanently disabled due to a service-connected disability, with an overall rating of 100% or a compensation rating of 100% due to individual unemployability. The level of exemption depends on legal ownership of the property. A surviving spouse is eligible if the veteran died on or after Jan. 1, 2011, and the spouse does not remarry and continues to occupy the real property as principal place of residence.
How: Complete the application, contact the Commissioner of the Revenue's Office to set up an appointment, and bring the application and original VA documents in person. Questions: 757-727-6690.
Recycle to pay the lower solid waste fee$9.04 vs $14.79 a week
Hampton's FY 2027 solid waste user fee is $9.04 a week for recyclers and $14.79 a week for non-recyclers, for up to two refuse containers.
How: Call 757-727-8311 if you need a recycling toter.
Weekly bulk trash pickup on your trash dayCollected weekly
Bulk waste such as furniture, sofas, window air conditioners, appliances and mattresses is collected weekly on your trash day; up to 10 tires a year are collected.
How: Put items at the curb no sooner than 3 p.m. the day before pickup; remove doors from refrigerators.
Elderly or disabled: backyard toter collectionBackyard service
The city will collect toters from the backyards of people who are elderly or disabled.
How: Use the city's request form or call 757-727-8311.
Leak credit on a high water billDiscretionary; limited to 50%
Waterworks may, at its discretion, give a bill credit for water lost on your side of the meter, limited to 50% of the water and sewer consumption charges above your 12-month average use. You must find the leak and complete repairs first.
How: Request it with the online form within 60 days of the high bill's original due date; a copy of a plumber's invoice or a sales receipt for plumbing supplies is considered acceptable documentation of the repairs.
Low income: Dominion Energy PIPP sets your electric bill by income6% or 10% of income
Households with income up to 150% of the federal poverty level pay a monthly electric bill based on income: 10% of income if they heat with electricity, 6% with another heat source.
How: Apply through the Virginia Department of Social Services at commonhelp.virginia.gov, or in person, by mail or by fax through your local Department of Social Services.

Adjust to match your bills

What you knowTrash cartThe fee is set per week: $9.04 for households that recycle and $14.79 for households that do not, for up to two refuse containers.

Value before exemptionsThe assessed or appraised value on your tax bill or notice, before exemptions (not the "taxable" line).

Home insurance, a yearFrom your policy. We start at $1,332, Virginia statewide average HO-3 homeowners premium for 2022 (NAIC data via Triple-I).

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Hampton house uses about 6.684.

Electricity, kWh a month

On your Dominion Energy Virginia bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Dec 5 · Jun 5in 43 daysReal estate tax is paid in two installments: first-half bills are due December 5 and second-half bills June 5. A 10% penalty applies if a bill is not paid by the due date.
Aug 31Application deadline for the real estate tax freeze or deferral for elderly and disabled owners.
30 / 60 days after your assessment noticeFile an Office Review application with the Assessor within 30 days of the assessment notice, or a Board of Review application within 60 days.
Each water bill due dateWater bill payments must be received by the due date on the bill; a late fee of 10% a month on the delinquent charges, or $10 if greater, applies.

Who serves this house

Water: Newport News Waterworks; Single metered residential rates as of July 1, 2026, per hundred cubic feet (748 gallons), plus a monthly service fee and Hampton fire protection service fee
Property tax: 1.14% of value; FY 2027 (July 1, 2026 to June 30, 2027), City of Hampton
Garbage: City of Hampton Public Works, Solid Waste Division; Weekly household trash pickup and recycling every other week; the solid waste fee is on the Newport News Waterworks bill
Electricity: Dominion Energy Virginia; Schedule 1 residential service: $7.58 basic customer charge a month
Gas: Virginia Natural Gas; Schedule 1 residential firm gas sales service: $14.18 customer charge a month

Pay or manage your bills

Your water

Source: The primary source is surface water from the Diascund Creek Reservoir, supplemented by the Chickahominy River.
Lead: Lead and copper testing was completed in 2025; none of the individual samples exceeded the action level, and lead has not been detected in treated water tested monthly at either treatment plant.
PFAS: In 2025 testing, PFOS ranged from 3.7 to 4.9 parts per trillion and PFOA from 2.1 to 3.3; the federal limit set in 2024 is 4.0 parts per trillion for each.
Hardness: Moderately hard: the 2025 average was 69 mg/L as calcium carbonate.

How these numbers are made

Newport News Waterworks serves Hampton. Water: the single metered residential rates as of July 1, 2026 for a 5/8-inch meter: the $16.25 monthly service fee plus Hampton's $1.15 fire protection service fee from the Waterworks rates table ($17.40 a month; the City of Chesapeake's FY 2027 comparison lists $17.35 for Hampton), then $4.01 per HCF for the first 2 HCF, $4.61 up to 25 HCF and $9.23 above. Starting use is the 5,000 gallons (6.684 CCF) a month used for every city in Chesapeake's FY 2027 Hampton Roads comparison, since Waterworks does not publish a typical use.
Sewer: Hampton's FY 2027 sewer maintenance fee ($2.52 per HCF) and sewer surcharge ($4.93 per HCF), both on the Waterworks bill, plus HRSD's July 1, 2026 treatment rate of $9.84 per 100 cubic feet, all added together per unit of water used. Hampton has no fixed monthly sewer charge.
Trash is Hampton's weekly solid waste user fee turned into a monthly figure (52 weeks / 12): $9.04 a week for a recycling household (the default) and $14.79 for a non-recycling household, from the FY 2027 recommended budget that City Council approved on May 13, 2026.
Property tax: the FY 2027 rate of $1.14 per $100 of assessed value on the value you enter, plus the residential stormwater fee ($13.83 a month, $165.96 a year) that is collected with the real estate tax bills. Hampton schools are funded through the city budget, so there is no separate school rate. A small Elizabeth Lake Estates service district pays an extra $0.10 per $100. The starting value is the average FY 2027 assessment of Hampton's residential properties, worked out as $13.03 billion divided by 46,356 properties (about $281,086); the city did not publish a median for FY 2027 (its FY 2025 median was $258,600), and the average includes condos and townhouses. Virginia has no general homestead exemption; relief for seniors, disabled owners and disabled veterans is in the tips. Personal property (car) tax is not included.
Electricity: Dominion Energy Virginia Schedule 1 as filed for usage from July 1, 2026, with every per-kWh rider in the Exhibit of Applicable Riders effective September 1, 2026 (fuel Rider A at 3.7648¢; C1A, C4A, CERC, DIST, E, GEN, SMR, SNA, T1, CCR, CE, OSW, RPS; RGGI and PIPP are 0¢), the 0.2901¢ deferred fuel cost charge and the state consumption tax of $0.001565 per kWh. Generation charges differ by season, so each block uses a weighted average of four summer months (June-September) and eight winter months. The monthly fixed charge adds Hampton's $3.00 maximum residential electric utility tax to the $7.58 basic customer charge (the tax reaches its cap above about 107 kWh). Starting use is 1,078 kWh a month (EIA 2020 survey average, as used in Chesapeake's Hampton Roads tax comparison).
Gas: Virginia Natural Gas Schedule 1 billing rate for October 2026 ($1.88126 per Ccf) plus the $0.16 per Ccf CARE charge, converted to therms at 1.037 therms per Ccf; the fixed charge adds the $3.89 monthly SAVE charge and Hampton's $2.40 maximum residential gas utility tax (reached above about 2.2 Ccf) to the $14.18 customer charge. VNG's billing rate changes monthly with gas costs. Starting use is 46 Ccf (about 47.7 therms) a month, the EIA-based figure in the same comparison. Insurance is the 2022 Virginia average HO-3 premium (NAIC).
Typical value $281,086 is modelled as the residential total assessed value divided by the residential property count.
Nothing here is legal, tax or insurance advice.

Sources

How Hampton compares

A typical Hampton house against the 15 Virginia cities we cover, using the same default numbers as the total above.

Per year	Hampton	Median	Where it falls
Property tax rate	1.14%	1.06%	higher than 9 of the other 14 Virginia cities we cover
Water	$564	$614	lower than 10 of the other 14 Virginia cities we cover
Sewer and utility-bill fees	$1,387	$784	higher than 12 of the other 14 Virginia cities we cover
Trash	$470	$234	higher than 12 of the other 12 Virginia cities we cover
Electricity and gas	$3,747	$3,304	higher than 11 of the other 14 Virginia cities we cover
Home insurance	$1,332	$1,332	in the middle of 13 other Virginia cities we cover
Total	$10,870	$10,361	higher than 9 of the other 14 Virginia cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $1,387 a year, higher than 12 of the other 14 Virginia cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $1,387 a year, higher than 12 of the other 14 Virginia cities we cover. What drives that cost, and would you change anything?"

2. Trash

The fact: Trash pickup here costs about $470 a year for the standard cart, higher than 12 of the other 12 Virginia cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $470 a year for the standard cart, higher than 12 of the other 12 Virginia cities we cover. What drives that cost, and would you change anything about the service or the price?"

3. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $3,747 a year, higher than 11 of the other 14 Virginia cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $3,747 a year for a typical house, higher than 11 of the other 14 Virginia cities we cover. Which parts of that can the city influence, and what would you do about them?"

See who is running in your city →

Common questions about Hampton house costs

What is the property tax rate in Hampton?

About 1.14% of the value before exemptions a year (FY 2027 (July 1, 2026 to June 30, 2027), City of Hampton), plus flat charges on the same bill (stormwater fee $166).

How much is property tax on a $500,000 house in Hampton?

About $5,866 a year on $500,000 of the value before exemptions, including $166 of flat charges.

How much is the water bill in Hampton?

About $163 a month for water and sewer at typical use (6.684 units, or 5,000 gallons a month) on Newport News Waterworks.

How much does trash pickup cost in Hampton?

$39 to $64 a month, depending on the trash cart size (Recycling household (up to 2 trash toters), Non-recycling household (up to 2 trash toters)).

When is property tax due in Hampton?

Dec 5 · Jun 5: Real estate tax is paid in two installments: first-half bills are due December 5 and second-half bills June 5. A 10% penalty applies if a bill is not paid by the due date.

Can seniors lower their property tax or bills in Hampton?

Yes. Seniors 65+ or disabled, household income up to $67,000: freeze or defer your real estate tax: Owners at least 65, or permanently and totally disabled, on or before December 31 of the previous year can get a tax freeze or a deferral if household income is up to $67,000 and assets, not counting the house and up to 10 acres, are up to $200,000. You must own and live in the home by January 1.

How much does a house in Hampton cost to run each year?

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