What a Newport News home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $260,600; your assessed value is often lower. Typical use.
- Property tax$3,075
1.180% of $260,600
- Flat charges on the tax bill$147
stormwater management fee $147
- Electricity and gas$3,737
1078 kWh a month $2,376 · 47.7 therms $1,362
- Water and sewer$1,690
6.684 units (CCF) a month on Newport News Waterworks: water $48, sewer $93 a month
- Trash$380
90-gallon (standard), $32 a month
- Home insurance$1,332
Typical premium $1,332
A Newport News house at the typical market value ($260,600) costs about $10,400 a year: $3,220 property tax and charges, $1,690 water and sewer, $380 trash, $3,740 electricity and gas, $1,330 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 21, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Switch to the 60-gallon (medium) cartUp to $76 a year
Your cart costs $32 a month; the smallest costs $25. Worth it if you rarely fill it.
How: The fee is set by the size and number of garbage containers assigned to your household. For solid waste service requests, call the Solid Waste Division at 757-933-2311.
Seniors 65+, household income up to $32,150: real estate tax exemptionIncome up to $32,150
Owners at least 65 by December 31 of the previous year can qualify if total household income was no more than $32,150 and combined assets, not counting the home, were no more than $10,000. Household costs of keeping the home must be at least 40% of household income. Some exceptions apply.
How: Apply between January 1 and August 31 with the Commissioner of the Revenue (757-926-8653).
Seniors 65+ or disabled, income up to $50,000: defer your real estate taxIncome up to $50,000
Owners at least 65 by December 31 of the previous year, or permanently and totally disabled, can defer real estate tax if household income was no more than $50,000 and assets, not counting the home, were no more than $200,000.
How: Call the Commissioner of the Revenue at 757-926-8653.
Disabled veterans rated 100%: no real estate tax on your homeFull exemption
Veterans rated by the U.S. Department of Veterans Affairs with a 100% service-connected, permanent and total disability (or paid at the 100% rate for individual unemployability) are exempt on the home they live in. A surviving spouse can qualify if the veteran died on or after January 1, 2011, the spouse has not remarried and still lives in the home.
How: Complete and sign the application; the veteran must provide the original designated letter from the U.S. Department of Veterans Affairs. Questions: Commissioner of the Revenue, 757-926-8653.
Low income: help with the solid waste feePart of the fee
A fee relief program, based on income and the number of people in the household, can cover a portion of the solid waste fee. A senior real estate tax exemption or deferral application is used automatically to check eligibility.
How: Call 757-933-2311 for an application, or download it from the Residential Solid Waste Fee page.
Leak credit on a high water billUp to 50% of charges above average
After you find and repair a leak on your side of the meter, Waterworks may credit up to 50% of the water and sewer consumption charges above your 12-month average use.
How: Use the online form within 60 days of the high bill's original due date and include a plumber's invoice or a receipt for repair supplies.
Low income: Dominion Energy PIPP sets your electric bill by income6% or 10% of income
Households with income up to 150% of the federal poverty level pay a monthly electric bill based on income: 10% of income if they heat with electricity, 6% with another heat source.
How: Apply through the Virginia Department of Social Services at commonhelp.virginia.gov, or in person, by mail or by fax through your local Department of Social Services.
Free bulk waste pickupUp to 6 cubic yards each collection day
Households that pay the solid waste fee can set out furniture, mattresses and yard debris for bulk collection, up to 6 cubic yards per collection day; up to 6 more cubic yards can be taken to the Recovery Operations Center free of charge.
How: Put items at the curb after 3 PM the day before and by 7 AM on your collection day; call 757-933-2311 to schedule an appliance pickup.
Money dates
- Dec 5 · Jun 5in 42 daysReal estate taxes are normally due December 5 and June 5; they are based on a fiscal year.
- Jan 1 to Aug 31in 69 daysApply for the real estate tax exemption for the elderly between January 1 and August 31 each year.
- Jul 1 to Sep 1Apply to the Board of Review of Real Estate Assessments from July 1 through September 1 to appeal your assessment; late applications are not accepted.
- Each water bill due dateWater bill payments must be received by the due date on the bill; a late fee of 10% a month on the delinquent charges, or $10 if greater, applies.
Who serves this house
- Water
- Newport News Waterworks
- FY 2027 single-family residential rates, effective July 1, 2026, billed monthly; rates are per hundred cubic feet (HCF)
- Property tax
- 1.18% of value
- FY 2027 (July 1, 2026 to June 30, 2027), City of Newport News
- Garbage
- City of Newport News Public Works, Solid Waste Division
- Weekly curbside garbage collection; the solid waste fee is charged on the monthly water bill
- Sewer
- City of Newport News Wastewater and HRSD
- The city sewer fee is billed by Waterworks; HRSD treats the wastewater
- Electricity
- Dominion Energy Virginia
- Schedule 1 residential service: $7.58 basic customer charge a month
- Gas
- Virginia Natural Gas
- Schedule 1 residential firm gas sales service: $14.18 customer charge a month
Your water
- Source
- The primary source is surface water from the Diascund Creek Reservoir, supplemented by the Chickahominy River.
- Lead
- Lead and copper testing was completed in 2025; none of the individual samples exceeded the action level, and lead has not been detected in treated water tested monthly at either treatment plant.
- PFAS
- In 2025 testing, PFOS ranged from 3.7 to 4.9 parts per trillion and PFOA from 2.1 to 3.3; the federal limit set in 2024 is 4.0 parts per trillion for each.
- Hardness
- Moderately hard: the 2025 average was 69 mg/L as calcium carbonate.
Other VA cities
Chesapeake home costsFairfax home costsRoanoke home costsHerndon home costsLynchburg home costsHampton home costsSalem home costsDanville home costsSuffolk home costsSmithfield home costsRadford home costsManassas home costsBristol home costsWarrenton home costsNorfolk home costsPortsmouth home costsHopewell home costsWilliamsburg home costsMartinsville home costsPetersburg home costsHarrisonburg home costsVirginia Beach home costs
How these numbers are made
- Newport News Waterworks bills monthly. Water: the FY 2027 single-family rates from July 1, 2026 for a 5/8-inch meter: the $16.25 monthly service fee plus the city's $1.69 fire protection service fee from the adopted FY 2027 budget ($17.94 a month; the Waterworks rates page lists $1.60 for this meter size), then $4.01 per HCF for the first 2 HCF, $4.61 up to 25 HCF and $9.23 above. Starting use is the 5,000 gallons (6.684 CCF) a month that the City of Chesapeake's FY 2027 Hampton Roads comparison uses for every city, since Waterworks does not publish a typical use.
- Sewer: the city's $5.00 monthly service fee plus $3.37 per HCF, both on the Waterworks bill, and HRSD's July 1, 2026 treatment rate of $9.84 per 100 cubic feet added to the per-unit charge (HRSD bills its own charges).
- Trash is the weekly Solid Waste Fee turned into a monthly figure (52 weeks / 12): $7.30 a week for the standard 90-gallon cart, $5.84 for the 60-gallon cart.
- Property tax: the FY 2027 rate of $1.18 per $100 of assessed value on the value you enter, plus the $147 yearly stormwater management fee (one ERU for a single-family home) that is a separate line on the real estate tax bill. The starting value is the Census 2020-2024 median value of owner-occupied homes ($260,600); Newport News assesses at market value and does not publish a median, and recent assessments may be higher. Virginia has no general homestead exemption; relief for seniors, disabled owners and disabled veterans is in the tips. Personal property (car) tax is not included.
- Electricity: Dominion Energy Virginia Schedule 1 as filed for usage from July 1, 2026, with every per-kWh rider in the Exhibit of Applicable Riders effective September 1, 2026 (fuel Rider A at 3.7648¢; C1A, C4A, CERC, DIST, E, GEN, SMR, SNA, T1, CCR, CE, OSW, RPS; RGGI and PIPP are 0¢), the 0.2901¢ deferred fuel cost charge and the state consumption tax of $0.001565 per kWh. Generation charges differ by season, so each block uses a weighted average of four summer months (June-September) and eight winter months. The monthly fixed charge adds Newport News's $3.08 maximum residential electric utility tax to the $7.58 basic customer charge (the tax reaches its cap above about 94 kWh). Starting use is 1,078 kWh a month (EIA 2020 survey average, as used in the Chesapeake Hampton Roads tax comparison).
- Gas: Virginia Natural Gas Schedule 1 billing rate for October 2026 ($1.88126 per Ccf) plus the $0.16 per Ccf CARE charge, converted to therms at 1.037 therms per Ccf; the fixed charge adds the $3.89 monthly SAVE charge and Newport News's $1.51 monthly residential gas utility tax to the $14.18 customer charge. VNG's billing rate changes monthly with gas costs. Starting use is 46 Ccf (about 47.7 therms) a month, the EIA-based figure in the same comparison. Insurance is the 2022 Virginia average HO-3 premium (NAIC).
- Nothing here is legal, tax or insurance advice.
- City of Newport News: FY 2027 Adopted Budget (PDF; tax rates and fee schedules)
- Newport News Waterworks: Customer Rates, Fees, and Charges as of July 1, 2026
- Newport News Waterworks: About Waterworks
- Newport News Waterworks: Annual Drinking Water Quality Report 2025 (PDF)
- Newport News Waterworks: Water Leak Adjustment Policy
- HRSD Rate Schedule, FY 2027 (PDF)
- HRSD: Residential customer FAQs
- City of Newport News: Residential Solid Waste Fee
- City of Newport News: Solid Waste
- City of Newport News: Bulk Waste Program
- City of Newport News: Stormwater fee for property types
- City of Newport News Treasurer: Real Estate Tax FAQs
- City of Newport News Assessor: Property Assessment Overview
- Census ACS 2020-2024: median home value, Newport News (Census Reporter API)
- Commissioner of the Revenue: Real Estate Tax Relief
- Commissioner of the Revenue: Real Estate Tax Exemption for Elderly
- Commissioner of the Revenue: Real Estate Tax Deferral for Elderly & Disabled
- Commissioner of the Revenue: Real Estate Tax Exemption for Disabled Veterans
- Board of Review of Real Estate Assessments
- Newport News EDA: Taxes & Utilities (utility providers)
- City of Chesapeake: FY 2027 Local Tax Comparisons (Hampton Roads, PDF)
- Dominion Energy Virginia: Schedule 1 Residential Service (PDF)
- Dominion Energy Virginia: Exhibit of Applicable Riders (PDF)
- Dominion Energy Virginia: Fuel Charge Rider A (PDF)
- Dominion Energy Virginia: Deferred Fuel Cost Charge (PDF)
- Dominion Energy Virginia: Consumption Tax (PDF)
- Dominion Energy Virginia: Rider C1A (PDF)
- Dominion Energy Virginia: Rider C4A (PDF)
- Dominion Energy Virginia: Rider CERC (PDF)
- Dominion Energy Virginia: Rider DIST (PDF)
- Dominion Energy Virginia: Rider E (PDF)
- Dominion Energy Virginia: Rider GEN (PDF)
- Dominion Energy Virginia: Rider SMR (PDF)
- Dominion Energy Virginia: Rider SNA (PDF)
- Dominion Energy Virginia: Rider T1 (PDF)
- Dominion Energy Virginia: Rider CCR (PDF)
- Dominion Energy Virginia: Rider CE (PDF)
- Dominion Energy Virginia: Rider OSW (PDF)
- Dominion Energy Virginia: Rider RPS (PDF)
- Dominion Energy: Percentage of Income Payment Program
- Virginia Natural Gas: Schedule of Rates and Charges, October 2026 (PDF)
- Virginia Natural Gas: Pricing and Rates (SAVE and CARE riders)
- Triple-I: homeowners insurance premiums by state (NAIC)
How Newport News compares
A typical Newport News house against the 23 Virginia cities we cover, using the same default numbers as the total above.
| Per year | Newport News | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.18% | 1.06% | higher than 16 of the other 22 Virginia cities we cover |
| Water | $571 | $571 | in the middle of 22 other Virginia cities we cover |
| Sewer and utility-bill fees | $1,120 | $806 | higher than 14 of the other 22 Virginia cities we cover |
| Trash | $380 | $300 | higher than 15 of the other 18 Virginia cities we cover |
| Electricity and gas | $3,737 | $3,284 | higher than 16 of the other 22 Virginia cities we cover |
| Home insurance | $1,332 | $1,332 | in the middle of 18 other Virginia cities we cover |
| Total | $10,361 | $9,242 | higher than 13 of the other 22 Virginia cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Trash
The fact: Trash pickup here costs about $380 a year for the standard cart, higher than 15 of the other 18 Virginia cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.
Ask: "Trash pickup here costs about $380 a year for the standard cart, higher than 15 of the other 18 Virginia cities we cover. What drives that cost, and would you change anything about the service or the price?"
Common questions about Newport News house costs
What is the property tax rate in Newport News?
About 1.18% of the value before exemptions a year (FY 2027 (July 1, 2026 to June 30, 2027), City of Newport News), plus flat charges on the same bill (stormwater management fee $147).
How much is property tax on a $500,000 house in Newport News?
About $6,047 a year on $500,000 of the value before exemptions, including $147 of flat charges.
How much is the water bill in Newport News?
About $141 a month for water and sewer at typical use (6.684 units, or 5,000 gallons a month) on Newport News Waterworks.
How much does trash pickup cost in Newport News?
$25 to $32 a month, depending on the trash cart size (60-gallon (medium), 90-gallon (standard)).
Can seniors lower their property tax or bills in Newport News?
Yes. Seniors 65+, household income up to $32,150: real estate tax exemption: Owners at least 65 by December 31 of the previous year can qualify if total household income was no more than $32,150 and combined assets, not counting the home, were no more than $10,000. Household costs of keeping the home must be at least 40% of household income. Some exceptions apply.
How much does a house in Newport News cost to run each year?
A Newport News house at the typical market value ($260,600) costs about $10,400 a year: $3,220 property tax and charges, $1,690 water and sewer, $380 trash, $3,740 electricity and gas, $1,330 home insurance. Estimated from public rates, not anyone's actual bill.