Pensacola property tax: where it goes
A Pensacola house at the typical market value ($314,400) pays about $4,610 a year on the property tax bill, including flat charges on the same bill. Estimated from public rates, not anyone's actual bill.
A Pensacola house pays 1.7% of its taxable value in property tax. For a house at $314,400 of market value with the homestead exemption, that's about $4,613 a year.
Tax is levied on assessed value set by the property appraiser, less exemptions; after the first year a home receives a homestead exemption and is assessed at just value, its assessment cannot increase more than three percent or the percent change in CPI, whichever is less (Save Our Homes).
The Escambia County Tax Collector's 2026 millage table was not published at the time of checking; its page still lists 2025. The County (6.6000), Library (0.3590) and Children's Trust (0.3798) rates are the 2025 rates (the County's proposed FY 2026-27 budget keeps 6.600 and 0.359). The School District rate 5.354 is the tentative 2026-27 rate; the 2025 rate was 5.359.
Pay or manage it
Who taxes this house
| Taxing agency | Rate | On $314,400 |
|---|---|---|
| City of Pensacola | 0.4289% | $1,128 |
| Escambia County (countywide) | 0.66% | $1,736 |
| Escambia County School District (schools) | 0.5354% | $1,549 |
| Escambia County Library | 0.0359% | $94 |
| Escambia Children's Trust | 0.038% | $100 |
| Northwest Florida Water Management District | 0.002% | $5 |
| Total | 1.7% | $4,613 |
2026 tax year: City of Pensacola (adopted Sept. 16, 2026) and NWFWMD (adopted FY 2026-27); School District tentative 2026-27 rate; County, Library and Children's Trust rates as listed by the Tax Collector for 2025. Exemptions applied: Homestead exemption (first $25,000) ($25,000); Additional homestead exemption for non-school taxes (up to $26,411; the full amount at an assessed value of $75,000 or more) ($26,411).
How Pensacola compares with nearby cities
Property tax rate
- Panama City Beach · 80 mi1.09%
- Destin · 43 mi1.18%
- Fort Walton Beach · 34 mi1.37%
- Pensacola1.70%
The combined rate of every agency on the bill, before exemptions.
Ways to pay less
- Pay your tax bill in November. The Escambia County Tax Collector gives 4% off for paying in November, 3% in December, 2% in January and 1% in February; the gross amount is due in March. How: Pay in November for the largest discount.
Dates
| When | What |
|---|---|
| Apr 1 | Taxes become delinquent April 1 of each year, at which time a 3% penalty (real estate) is added to the bill. |
| Nov 1 | Tax statements normally are mailed out November 1 each year, with 4% off in November, 3% in December, 2% in January and 1% in February. |
Sources
- Escambia Tax Collector millage
- Escambia Tax Collector property tax
- FL DOR public service tax
- FL DOR homestead
- Property appraiser homestead
Checked October 28, 2026. Every number here comes from the public sources listed, matched by our checker.
Rates change every year; this page shows when it was last checked. Nothing here is legal, tax or insurance advice.
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