What a Cody home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $378,500; your assessed value is often lower. Typical use.
- Property tax$2,036
0.717% of $378,500, less $94,625 homeowner's exemption: 25% of taxable value
- Electricity and gas$2,239
765 kWh a month $1,336 · 77.6 therms $903
- Water and sewer$1,003
7,000 gallons a month on City of Cody: water $54, sewer $24, storm drainage $6 a month
- Trash$317
Weekly service, 1 rollout, $26 a month
- Home insurance$1,958
Typical premium $1,958
A Cody house at the typical market value ($378,500) costs about $7,600 a year: $2,040 property tax and charges, $1,000 water and sewer, $320 trash, $2,240 electricity and gas, $1,960 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Homeowner's exemption: 25% off taxable value
Owner-occupied homes
How: Removes 25% of the taxable value of an owner-occupied single-family residential dwelling and associated improved land.
Age 65+ with 25 years of Wyoming residential tax: 50% exemption
Long-term homeowners
How: The exemption removes 50% of the fair market value of the primary residence and associated improved land, up to 35 acres.
Property tax refund program: apply by the first Monday in JuneCheck eligibility
Eligible owners
How: Statute: on or before the first Monday in June, with an affidavit showing you qualify under the program's rules, you may apply to the county.
Monthly bulk item removalIncluded in the $1.65 monthly fee
City sanitation customers
How: Once per month residential customers can request a Bulk Item Removal at their property.
Money dates
- Nov 10in 6 daysFifty percent of the taxes are due on and after September 1 and payable on and after November 10.
- May 10The remaining fifty percent is due on and after March 1 and payable on and after May 10 of the succeeding calendar year.
Who serves this house
- Water
- City of Cody
- 3/4-inch meter, effective 12/1/25, including the SMP pass-through fee
- Property tax
- 0.72% of value
- 2025 mill levies, Park County (tax district 5, Cody city, School District 6)
- Garbage
- City of Cody Sanitation
- City solid waste and county landfill fees
- Sewer
- City of Cody
- Monthly base plus a charge per 1,000 gallons of water used
- Electricity
- City of Cody
- City electric utility, residential service
- Gas
- Black Hills Wyoming Gas, LLC (Black Hills Energy)
- Residential General Service, Cody Division
Your water
- Source
- The City obtains its water from the Shoshone Municipal Pipeline Water Treatment Plant.
- Violations
- During 2025 the City of Cody had two violations; one for Haloacetic acids and one for total trihalomethanes.
- Hardness
- Hardness ranged 44-82 ppm, 60 ppm average.
Other WY cities
Cheyenne home costsLaramie home costsCasper home costsGillette home costsRock Springs home costsRiverton home costsSheridan home costsEvanston home costs
How these numbers are made
- Property tax: Park County 2025 mill levies for tax district 5 (Cody city, School District 6), 75.5 mills in total: foundation 12, county school 6, school operating 25, general county 12, weed and pest 1, Northwest College 4 plus 1, cemetery 2.5, fire 3, hospital 3, recreation 1, city 5. Each mill rate is multiplied by Wyoming's 9.5% residential assessment ratio.
- The calculator subtracts the 25% homeowner exemption from market value, then applies the 9.5% ratio and the levies. The starting value is the Census median market value, not an assessor figure. The conservation district mill on the August 2026 ballot is not included.
- Garbage: weekly rollout service plus the $1.50 recycling and $1.65 bulk item removal fees. Water: $18.20 base plus the $11.00 SMP pass-through for a 3/4-inch meter, plus $3.64 per 1,000 gallons. Sewer: $10.85 base plus $1.98 per 1,000 gallons of water used. Storm drainage: $5.70 a month.
- Electricity: City of Cody residential base $23.75 a month and 11.45 cents per kWh from 10/1/26; the city sheet lists no separate riders. Gas: Black Hills customer charge $33 plus the 0.5443 $/therm total rate; the gas cost part changes. Typical use is the EIA 2020 Wyoming household average (9,180 kWh and 898 ccf a year).
- The insurance figure is a 2023 statewide average. The state page does not say whether the 25% homeowner and 50% age 65+ exemptions can be combined.
- Nothing here is legal, tax or insurance advice.
- Park County 2025 mill levies
- Park County property tax
- Cody utility rate schedule
- Cody utility services and rates
- Cody 2025 water quality report
- Wyoming residential assessment
- Wyoming homeowner exemptions
- Black Hills Wyoming Gas tariff
- EIA state consumption
- Census median home value
- Wyoming insurance average
- Wyoming statutes title 39
How Cody compares
A typical Cody house against the 9 Wyoming cities we cover, using the same default numbers as the total above.
| Per year | Cody | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 0.72% | 0.69% | higher than 7 of the other 8 Wyoming cities we cover |
| Water | $644 | $565 | higher than 7 of the other 8 Wyoming cities we cover |
| Sewer and utility-bill fees | $359 | $600 | lower than 7 of the other 8 Wyoming cities we cover |
| Trash | $317 | $317 | in the middle of 8 other Wyoming cities we cover |
| Electricity and gas | $2,239 | $2,251 | lower than 6 of the other 8 Wyoming cities we cover |
| Home insurance | $1,958 | $1,958 | higher than 1 of the other 8 Wyoming cities we cover |
| Total | $7,553 | $7,128 | higher than 7 of the other 8 Wyoming cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Property tax rate
The fact: Cody's property tax rate is 0.72%, higher than 7 of the other 8 Wyoming cities we cover. The rate adds up every agency on the bill, not only the city.
Ask: "Property tax in Cody is 0.72%, higher than 7 of the other 8 Wyoming cities we cover. What should that money pay for first, and would you change anything about how it is set?"
2. Water
The fact: Water here costs about $644 a year at typical use, higher than 7 of the other 8 Wyoming cities we cover.
Ask: "Water here costs about $644 a year at typical use, higher than 7 of the other 8 Wyoming cities we cover. What drives that cost, and would you change anything?"
3. Sewer and utility-bill fees
The fact: Sewer and flat utility-bill charges here come to about $359 a year, lower than 7 of the other 8 Wyoming cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.
Ask: "Sewer and flat utility-bill charges here cost about $359 a year, lower than 7 of the other 8 Wyoming cities we cover. What drives that cost, and would you change anything?"
4. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $2,239 a year, lower than 6 of the other 8 Wyoming cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $2,239 a year for a typical house, lower than 6 of the other 8 Wyoming cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about Cody house costs
What is the property tax rate in Cody?
About 0.72% of the value before exemptions a year (2025 mill levies, Park County (tax district 5, Cody city, School District 6)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Cody?
About $2,690 a year on $500,000 of the value before exemptions with the homeowner's exemption: 25% of taxable value.
How much is the water bill in Cody?
About $84 a month for water and sewer at typical use (7,000 gallons a month) on City of Cody.
How much does trash pickup cost in Cody?
$26 to $42 a month, depending on the trash cart size (Weekly service, 1 rollout, Weekly service, 2 rollouts, Weekly service, 3 rollouts).
Can seniors lower their property tax or bills in Cody?
Yes. Age 65+ with 25 years of Wyoming residential tax: 50% exemption: Long-term homeowners
How much does a house in Cody cost to run each year?
A Cody house at the typical market value ($378,500) costs about $7,600 a year: $2,040 property tax and charges, $1,000 water and sewer, $320 trash, $2,240 electricity and gas, $1,960 home insurance. Estimated from public rates, not anyone's actual bill.