What a San Luis home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at $126,271 of value before exemptions. Typical use.
- Property tax$1,149
0.910% of $126,271
- Electricity$2,372
1000 kWh a month $2,372
- Water and sewer$1,169
7,000 gallons a month on City of San Luis water: water $34, sewer $64 a month
- Trash$359
95-gallon, $30 a month
- Home insurance$1,018
Typical premium $1,018
A typical San Luis house costs about $6,100 a year: $1,150 property tax and charges, $1,170 water and sewer, $360 trash, $2,370 electricity, $1,020 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Who serves this house
- Water
- City of San Luis water
- Residential base charge covers the first 2,000 gallons
- Property tax
- 0.91% of value
- 2026 tax year, Yuma County (Gadsden Elementary, Yuma Union High)
- Sewer
- City of San Luis
- Residential wastewater $63.50 a month in the January 2026 column
- Electricity
- APS
- Residential rate
Other AZ cities
Flagstaff home costsPeoria home costsPhoenix home costsSierra Vista home costsLake Havasu City home costsMaricopa home costsScottsdale home costsBullhead City home costsMesa home costs
How these numbers are made
- Water: $16.72 base for first 2,000 gallons plus $2.56 per 1,000 gallons above (January 2026 column of the city's adopted schedule).
- Electric: APS R-1 as used for Peoria; San Luis is listed in the APS statewide service territory map; no gas utility verified.
- Property tax: Arizona Western College FY2027 rates are from the district's adopted budget (June 17, 2026), per $100 net assessed value.
- Property tax: FY2027 Yuma County rates; Gadsden Elementary FY2027 is the district's PROPOSED rate; school primary reduced by the state homeowner rebate.
- Nothing here is legal, tax or insurance advice.
How San Luis compares
A typical San Luis house against the 10 Arizona cities we cover, using the same default numbers as the total above.
| Per year | San Luis | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 0.91% | 0.79% | higher than 6 of the other 9 Arizona cities we cover |
| Water | $407 | $455 | lower than 6 of the other 9 Arizona cities we cover |
| Sewer and utility-bill fees | $762 | $439 | higher than 8 of the other 9 Arizona cities we cover |
| Trash | $359 | $348 | higher than 4 of the other 7 Arizona cities we cover |
| Electricity and gas | $2,372 | $2,510 | lower than 5 of the other 9 Arizona cities we cover |
| Home insurance | $1,018 | $1,018 | in the middle of 9 other Arizona cities we cover |
| Total | $6,066 | $6,529 | lower than 5 of the other 9 Arizona cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Sewer and utility-bill fees
The fact: Sewer and flat utility-bill charges here come to about $762 a year, higher than 8 of the other 9 Arizona cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.
Ask: "Sewer and flat utility-bill charges here cost about $762 a year, higher than 8 of the other 9 Arizona cities we cover. What drives that cost, and would you change anything?"
Common questions about San Luis house costs
What is the property tax rate in San Luis?
About 0.91% of the value before exemptions a year (2026 tax year, Yuma County (Gadsden Elementary, Yuma Union High)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in San Luis?
About $4,548 a year on $500,000 of the value before exemptions.
How much is the water bill in San Luis?
About $97 a month for water and sewer at typical use (7,000 gallons a month) on City of San Luis water.
How much does trash pickup cost in San Luis?
$30 a month for a house.
How much does a house in San Luis cost to run each year?
A typical San Luis house costs about $6,100 a year: $1,150 property tax and charges, $1,170 water and sewer, $360 trash, $2,370 electricity, $1,020 home insurance. Estimated from public rates, not anyone's actual bill.