Scottsdale, AZ · Updated Oct 2026

What a Scottsdale house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Scottsdale house

$7,684a year · $640 a month

Starts at $418,794 of value before exemptions. Typical use.

A typical Scottsdale house pays about $7,700 a year: $2,440 property tax and charges, $820 water and sewer, $390 trash, $3,010 electricity and gas, $1,020 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Leak or pool refill? Appeal your sewer charge
Scottsdale updates your sewer volume charge each July. If you had abnormal water use from a leak in the system or a pool refill, you may appeal your sewer charges with a sewer charge adjustment request; completing the form does not guarantee an adjustment.
How: Forms submitted before June 20 are reviewed before the July sewer volume update; forms are not accepted after Aug. 31.
Monthly brush and bulk pickup is included
Residents who pay for residential collection get monthly brush and bulk collection for items too big for the curbside container. Piles may be up to 10 feet long, 6 feet wide and 4 feet tall.
How: Find your brush and bulk dates with the city's My Services tool.
Scottsdale Water customers: smart irrigation controller rebateCost, up to $250
Scottsdale Water rebates the cost of a WaterSense smart irrigation controller, up to $250, for products bought on or after July 8, 2026.
How: Apply online by April 30, 2027; if you cannot apply online, email the PDF application to the Water Conservation Office.
Income at or below 200% of poverty: APS Energy Support Program25% or 60% off the APS bill
APS takes 60% off the monthly bill (up to $165) for households from 0% through 75.99% of the federal poverty guidelines, and 25% (up to $95) from 76% through 200%.
How: Enroll with APS in the Energy Support Program (rate rider E-3).
Low income (eligibility 250% of federal poverty level): Southwest Gas LIRA30% off the per-therm rate
Southwest Gas's Low Income Ratepayer Assistance (LIRA) gives a discounted monthly basic service charge and a 30% reduction on the per-therm rate year-round. Program eligibility is 250 percent of federal poverty level.
How: See Southwest Gas's LIRA program page for eligibility details.
Widowed, totally disabled or disabled veterans: personal exemptionUp to $4,873 off assessed value
A tax exemption of up to $4,873 reduces the assessed Limited Property Value. Income limits for 2026 are $39,865, or $47,826 with children under 18 or disabled children at home, excluding Social Security, military pensions and veterans' disability payments; the total assessed LPV limit is $36,454 (it does not apply to veterans). Veterans with a 100% service-connected disability can have their primary residence fully exempted.
How: File the Personal Exemption application with the Maricopa County Assessor by February 28, or by September 1 with an Exemption Deadline Waiver.
Seniors 65+: Senior Valuation Protection (senior freeze)
Owners 65 or older who have lived in the home at least two years can freeze its Limited Property Value for three years if income from all owners does not exceed $47,712 for one owner or $59,640 for two or more. It freezes the value, not the tax.
How: Apply to the Maricopa County Assessor by September 1 (online, by email to PE.SVP@maricopa.gov, or by mail).

Money dates

Nov 2, 2026in 10 daysUnpaid first-half 2026 property taxes become delinquent after 5 pm, and interest of 16% a year applies from then.
Dec 31, 2026in 69 daysLast day to pay the full 2026 tax year without interest (for taxes over $100).
Feb 28Deadline for the Assessor's personal exemption application (widowed, totally disabled, disabled veterans); September 1 with an Exemption Deadline Waiver.
May 3, 2027Unpaid second-half 2026 taxes become delinquent after 5 pm. The law sets May 1 at 5 pm; when that falls on a Saturday, Sunday or legal holiday, delinquency moves to 5 pm on the next business day.

Who serves this house

Water: Scottsdale Water; City of Scottsdale water rates effective November 1, 2026: a monthly base fee that depends on meter size ($16.46 for 5/8-inch, $22.83 for 3/4-inch, $32.87 for 1-inch; this figure uses 5/8-inch) plus a residential charge per 1,000 gallons in five tiers (0 to 5,000, 5,001 to 12,000, 12,001 to 20,000, 20,001 to 30,000, and over 30,000 gallons)
Property tax: 0.58% of value; 2026 tax year, Maricopa County (tax area 481400)
Garbage: City of Scottsdale Solid Waste; $32.42 a month for a single-family home; solid waste collection includes recyclable materials, brush and bulk rubbish
Sewer: City of Scottsdale; Monthly charge based on 90% of your December through February average water use
Electricity: APS or SRP; Scottsdale's General Plan map shows areas served by APS and areas served by SRP
Gas: Southwest Gas; G-5 single-family residential service: $10.70 a month plus a charge per therm
Schools: Scottsdale Unified #48 (most of the city); Parts of Scottsdale are in the Paradise Valley, Cave Creek or Fountain Hills unified districts

Pay or manage your bills

Your water

Source: In 2024, 72% of Scottsdale's water came from the Central Arizona Project, 14% from Salt River Project, 9% recycled and 5% groundwater.
Hardness: About 13 to 17 grains per gallon (215 to 290 mg/L), depending on the part of the city.
Lead: Scottsdale Water reports it has discovered no lead service lines to date.
Notice: After a total coliform positive sample on October 17, 2024, a required groundwater source sample was not taken (a Tier 3 notice); the utility says it was not an emergency and not a health threat.

Other AZ cities

What a Flagstaff house pays What a Peoria house pays What a Phoenix house pays What a Sierra Vista house pays What a Lake Havasu City house pays What a Maricopa house pays What a Bullhead City house pays

How these numbers are made

Property tax: Arizona taxes an owner-occupied home (Class 3) on an assessed value of 10% of its Limited Property Value (LPV), at rates per $100 of that assessed value, so each rate here is Maricopa County's 2026 rate divided by 1,000 and applied to LPV. We use tax area 481400 (Scottsdale Unified #48, City of Scottsdale): 3.7753 primary, the county's approximate residential rate after the state homeowner rebate (the 4.8531 primary rate less 1.0778, taken off the school primary rate), plus 2.0608 secondary, or 5.8361 per $100 of assessed value (0.5836% of LPV).
The starting value is the Maricopa County Assessor's 2026 median LPV for Scottsdale single-family homes and condos, $418,794 (median full cash value $694,600), which gives about $2,444 a year. Other school areas in the city have different 2026 combined residential rates per $100: Paradise Valley #69 about 7.48, Cave Creek #93 about 5.00, Fountain Hills #98 about 5.08, and the small Tempe #3 and Balsz #31 areas about 8.91 and 9.91. The state rebate is capped at $600 a parcel, which only matters above about $557,000 of LPV here. Not counted: Scottsdale's 357 streetlight improvement districts (33,970 properties, average 2026/27 levy $18.92 a lot) and community facilities districts such as DC Ranch (0.2885 per $100).
Water: City of Scottsdale rates effective November 1, 2026 (Ordinance 4708, adopted May 19, 2026): a monthly base fee that depends on meter size ($16.46 for 5/8-inch, $22.83 for 3/4-inch, $32.87 for 1-inch, the size the city uses as its rate-study benchmark); we assume the smallest standard residential meter, 5/8-inch, since no typical home meter size is stated, so homes with a larger meter pay more, then $1.80 per 1,000 gallons up to 5,000, $3.39 to 12,000, $4.96 to 20,000, $6.55 to 30,000 and $8.41 above. The state water quality fee ($0.0065 per 1,000 gallons) is not included. Some homes in the city are served by EPCOR instead.
Sewer from July 1, 2026: $8.49 a month plus $3.26 per 1,000 gallons on 90% of your December to February average; we apply 90% of $3.26 ($2.934) to the water use you enter, so a summer month overstates sewer. The $8.10 monthly stormwater account charge is included. Garbage: $32.42 a month for single-family service from July 1, 2026. Scottsdale's 1.7% city privilege tax on utilities is added to electricity, gas, water and sewer; state and county taxes are not included.
Electricity: Scottsdale's General Plan electric services map shows areas served by APS and areas served by SRP; we found no count of homes on each, we use APS, and SRP customers' bills differ. APS's R-1 Fixed Energy Charge Plan has no time-of-use or seasonal charges, so it is a fair year-round figure; most APS customers are on time-of-use plans that can cost less. Large tier (homes averaging 1,000 kWh or more): $0.458 a day plus the $2.49 monthly renewable (REAC) charge = $16.42 a month, and 15.418 cents per kWh plus the power supply adjustment (0.4520 + 1.2457), transmission (0.5358), demand-side management (0.0754), LFCR (0.246) and court resolution (0.148) charges = 18.121 cents per kWh. Typical use: 1,000 kWh a month, APS's typical residential customer.
Gas: Southwest Gas G-5 single-family residential, $10.70 a month plus $1.59037 per therm (statement effective September 1, 2026; the gas cost part changes monthly), at 24 therms a month, Southwest Gas's average residential customer. Insurance: Arizona's 2022 statewide average HO-3 premium (NAIC via Triple-I), not a Scottsdale-specific figure, and it is four years old. Newer figures we saw (not NAIC) are higher, so this is likely too low today.
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Nothing here is legal, tax or insurance advice.

Sources

How Scottsdale compares

A typical Scottsdale house against the 8 Arizona cities we cover, using the same default numbers as the total above.

Per year	Scottsdale	Median	Where it falls
Property tax rate	0.58%	0.75%	lower than 7 of the other 7 Arizona cities we cover
Water	$376	$455	lower than 5 of the other 7 Arizona cities we cover
Sewer and utility-bill fees	$448	$442	higher than 4 of the other 7 Arizona cities we cover
Trash	$389	$333	higher than 4 of the other 5 Arizona cities we cover
Electricity and gas	$3,008	$2,828	higher than 4 of the other 7 Arizona cities we cover
Home insurance	$1,018	$1,018	in the middle of 7 other Arizona cities we cover
Total	$7,684	$7,008	higher than 6 of the other 7 Arizona cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Scottsdale's property tax rate is 0.58%, lower than 7 of the other 7 Arizona cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Scottsdale is 0.58%, lower than 7 of the other 7 Arizona cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Trash

The fact: Trash pickup here costs about $389 a year for the standard cart, higher than 4 of the other 5 Arizona cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $389 a year for the standard cart, higher than 4 of the other 5 Arizona cities we cover. What drives that cost, and would you change anything about the service or the price?"

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Common questions about Scottsdale house costs

What is the property tax rate in Scottsdale?

About 0.58% of the value before exemptions a year (2026 tax year, Maricopa County (tax area 481400)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Scottsdale?

About $2,918 a year on $500,000 of the value before exemptions.

How much is the water bill in Scottsdale?

About $68 a month for water and sewer at typical use (7,000 gallons a month) on Scottsdale Water.

How much does trash pickup cost in Scottsdale?

$32 a month for a house.

When is property tax due in Scottsdale?

Nov 2, 2026: Unpaid first-half 2026 property taxes become delinquent after 5 pm, and interest of 16% a year applies from then.

Can seniors lower their property tax or bills in Scottsdale?

Yes. Income at or below 200% of poverty: APS Energy Support Program: APS takes 60% off the monthly bill (up to $165) for households from 0% through 75.99% of the federal poverty guidelines, and 25% (up to $95) from 76% through 200%.

Where can I get help paying utility bills in Scottsdale?

Low income (eligibility 250% of federal poverty level): Southwest Gas LIRA: Southwest Gas's Low Income Ratepayer Assistance (LIRA) gives a discounted monthly basic service charge and a 30% reduction on the per-therm rate year-round. Program eligibility is 250 percent of federal poverty level. See Southwest Gas's LIRA program page for eligibility details.

How much does a house in Scottsdale cost to run each year?

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