What a Mount Airy home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $181,900; your assessed value is often lower. Typical use.
- Property tax$1,988
1.093% of $181,900
- Electricity$1,881
984 kWh a month $1,881
- Water and sewer$655
4,000 gallons a month on City of Mount Airy: water $26, sewer $28 a month
- TrashIncluded
Paid through property tax; no separate residential trash fee on the city fee schedule
- Home insurance$1,621
Typical premium $1,621
A Mount Airy house at the typical market value ($181,900) costs about $6,200 a year: $1,990 property tax and charges, $660 water and sewer, $1,880 electricity, $1,620 home insurance; trash is paid through property tax. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Money dates
- January 5 (property tax, mailed payments postmarked by)in 62 daysMailed property tax payments must be postmarked on or before January 5 to avoid interest charges
Who serves this house
- Water
- City of Mount Airy
- Inside Mount Airy city limits, effective for billing cycles billed on or after July 1, 2026
- Property tax
- 1.09% of value
- 2026 tax year (FY2026-27), Surry County
- Garbage
- City of Mount Airy Sanitation
- Residential garbage is collected one time per week at the curb from the city-furnished roll-cart
- Electricity
- Duke Energy
- Electric service is provided by Duke Energy
Other NC cities
Raleigh home costsAsheville home costsHendersonville home costsMonroe home costsHavelock home costsAlbemarle home costsArchdale home costs
How these numbers are made
- Property tax: Surry County 51.3 cents plus City of Mount Airy 58 cents per $100 of valuation, total 1.093% (levied for 2026-27, property listed January 1, 2026).
- Starting value is the Census median value of owner-occupied homes (market), not an assessed value; assessed values were not found.
- Water and sewer: City schedule effective July 1, 2026, 3/4 inch meter. Water fixed = $11.88 minimum + $1.80 per-account billing charge. Sewer fixed = $14.09 minimum + first 2,000 gallons at $2.95 (=$19.99), then $4.15 per 1,000 gallons; water tiers are $2.61 for the first 2,000 gallons and $3.69 above.
- Trash: the 2026-27 fee schedule lists sanitation fees only for commercial service; residential carts are counted as $0 and paid through general taxes.
- Electricity: Duke Energy Carolinas Schedule RS, $14.00 + $1.35 per month; $0.122603 base + storm charges + riders per kWh. Natural gas (Frontier Natural Gas) is not priced. Parts of the area are served by Surry-Yadkin Electric.
- Insurance: 2022 North Carolina statewide average, newest in the Triple-I table.
- Nothing here is legal, tax or insurance advice.
How Mount Airy compares
A typical Mount Airy house against the 8 North Carolina cities we cover, using the same default numbers as the total above.
| Per year | Mount Airy | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.09% | 1.04% | higher than 4 of the other 7 North Carolina cities we cover |
| Water | $315 | $540 | lower than 6 of the other 7 North Carolina cities we cover |
| Sewer and utility-bill fees | $340 | $812 | lower than 7 of the other 7 North Carolina cities we cover |
| Electricity and gas | $1,881 | $1,881 | in the middle of 7 other North Carolina cities we cover |
| Home insurance | $1,621 | $1,621 | in the middle of 7 other North Carolina cities we cover |
| Total | $6,145 | $8,071 | lower than 7 of the other 7 North Carolina cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Water
The fact: Water here costs about $315 a year at typical use, lower than 6 of the other 7 North Carolina cities we cover.
Ask: "Water here costs about $315 a year at typical use, lower than 6 of the other 7 North Carolina cities we cover. What drives that cost, and would you change anything?"
2. Sewer and utility-bill fees
The fact: Sewer and flat utility-bill charges here come to about $340 a year, lower than 7 of the other 7 North Carolina cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.
Ask: "Sewer and flat utility-bill charges here cost about $340 a year, lower than 7 of the other 7 North Carolina cities we cover. What drives that cost, and would you change anything?"
Common questions about Mount Airy house costs
What is the property tax rate in Mount Airy?
About 1.09% of the value before exemptions a year (2026 tax year (FY2026-27), Surry County), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Mount Airy?
About $5,465 a year on $500,000 of the value before exemptions.
How much is the water bill in Mount Airy?
About $55 a month for water and sewer at typical use (4,000 gallons a month) on City of Mount Airy.
How much does trash pickup cost in Mount Airy?
Paid through property tax; no separate residential trash fee on the city fee schedule
How much does a house in Mount Airy cost to run each year?
A Mount Airy house at the typical market value ($181,900) costs about $6,200 a year: $1,990 property tax and charges, $660 water and sewer, $1,880 electricity, $1,620 home insurance; trash is paid through property tax. Estimated from public rates, not anyone's actual bill.